Rating based on 41 reviews



  • Fast loans up to £25,000
  • Low-interest starting from 3.0%
  • Repayment up to 5 years

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Author Santander. Screenshot of Santander website. [Accessed May 17, 2020]

About Santander

Sticky situations require a practised hand. Where other lenders or financial institutions may have turned you away in the past, we welcome you with open arms to help you get through your tough circumstances.

Our employees are well-trained and know how to cope with the brambles that accompany financial situations. We will guide you along the narrow path without having to worry about the bumps and scrapes.

Why you should be banking with us

As the largest retail and commercial bank in the UK, we know a thing or two about finance and know how to ensure that our customers receive the best treatment and financial assistance that they require. With over fifteen million active customers we are sure that the numbers speak for themselves. Whether you are looking for assistance to fund your first home, need a personal loan to plan your special day or are simply looking for a bank that understands your needs, we can help you to get what you need. We have fully embraced technology in our banking in order to provide a greener approach to finance. This means that banking is also available at your fingertips whenever and wherever you need it. Make the smart choice and bank with Santander – the bank that cares about you.

Banking at your fingertips

In a world filled with technology, we have fully embraced these innovations into our operations. Not only is this amazing for our customers as it allows for online loan applications with faster response time but it also allows them to keep an eye on their fast loans, bank account and anything else that tickles their fancy. The best part is that this can be done via their Smartphone, tablet, laptop or home computer at their earliest convenience. No more queues, no more paperwork. Do your part for the environment and contribute to the paper-free banking movement. Keep your money close to your heart with our nifty application available on the App Store and Google Play.

Santander Services

Every person is different which means that your finances are also unique. This is why we do not believe in cookie-cutter deals because not all of our customers can be forced into the same mould.

Variety and flexibility are what we stand for which is precisely what we are going to give you. Structure your online loan the way that you like it  - take finance into your own hands.

Personal loans; find the right fit for you

Santander can help you to make your plans a reality with one of our personal or short-term loan options. With loans from £1,000 to £25,000, you have a world of options when it comes to borrowing. Choose the amount that works for you and repay it over a period of one to five years.

Simply complete our online application and receive a response within 24 hours – fast finance accompanied by fast decisions; just the way you like it. You are also able to make additional repayments at no extra cost. You can be as flexible with your finances as you would like to be at Santander.

Do I qualify to apply for one of your loans?

In order to be able to apply for one of our fast loans, you will have to be over the age of 21 and permanently residing in the UK. You are also required to have a regular income of at least £6,000 per annum. Your repayments need to be made via direct debit which means that you are required to have an active bank account with direct debit enabled.

We do not borrow to individuals who have been declared bankrupt or had a CCJ within the last six years. When it comes to lending money we are a responsible lender which means that we will only lend to those who are able to afford our loans without any problems.

Santander Product Details

  • Loan Type Fast loans
  • Interest Rate from 3.0%
  • Loan Amount up to £25,000
  • Repayment 30 days to 5 years

Benefits of Santander

  • Apply quickly online
  • Get a decision in 24 hours
  • Overpay your loan at no extra charge

Finance done the right way – your way

The best part about quick loans is that they can be used for any and every occasion. Personal loans are not restricted which means you can finance whatever your heart desires.

Want to get your debt under control? Need a break? Whatever the case is we can assist you to organise the perfect financial plan for the situation.

Take the break that you deserve

Life is busy and saving is becoming more and more difficult due to the current economic climate which does not leave much time for the things that we would like to do. This is why a personal loan can be perfect for you to allow you to take that vacation that you have been putting off. Simply apply online and start packing your bags; it’s time to take the trip that you deserve.

Get a handle on your debt

Is your multiple credit card debt stacking up? Paying multiple debts is not only disorientating at times but also results in various unnecessary charges and fees. With a debt consolidation loan, you can repay all your current debts and pay only a single debt. This way you can save money and use it to on the things that matter to you.

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Santander is a trusted & reliable provider of fast loans

In our review, Santander adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Santander is a registered credit provider in the UK; FCA number 106054

Customer Reviews & Testimonials

My family really needed a break away from everything so I turned to Santander for a fast short term loan to take them on a break. They gave me my loan at a very low rate and I got to choose a ter...

Luke K
— London —

Simple and fast online application, I had the funds the next morning.

Stanley M
— Watford —

Low rates and good terms on unsecured loan options.

Jenson A
— London —

Santander Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 10:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed