Rating based on 10 reviews

Dot Dot Loans


  • Payday loans up to £1,250
  • Low-interest starting from 178%
  • Repayment up to 12 months

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Dot Dot Loans homepage

Author Dot Dot Loans. Screenshot of Dot Dot Loans website. [Accessed May 17, 2020]

About Dot Dot Loans

We welcome all potential loan seekers to Dot Dot Loans for the best payday loans in the industry.

Our services are simple, straightforward, and convenient. Customer service is important to us. Put us to the test if you are looking for a fast payday loan.

Why choose Dot Dot Loans?

  • Entire repayment amount to be agreed to upfront
  • No penalty fees or extra interest because we try to be flexible
  • Repay your loan in manageable monthly installments
  • Friendly UK based customer services team
  • Speedy decision and loan transfer within one hour
  • Various loan amount and loan repayment options available

Dot Dot Loans is a UK-based, online loan company, and we are a trading name of Shelby Finance Limited. Owned by Morses Club PLC, which are one of the largest home collected loan companies in the UK with a history dating back over 130 years, makes Dot Dot Loans a reputable lender.

What we like to offer our customers:

  • Providing great service
    You can always count on us to provide you with the very best service, at all times.
  • Being convenient
    Why complicate loan services? We aim to assist you with your finance requirements as conveniently as possible without negitively affecting your financial wellbeing.
  • Lending responsibly
    Responsible lending is a focal point of our business and we will thus ensure that we always follow responsible lending practices.
  • Great communication
    In order to deliver the very best customer service, we have ensured that we offer our customers great communication.

Dot Dot Loans Services

Get fast online loans from £100 to £600 with repayment periods of between three and nine months from Dot Dot Loans.

Existing customers are able to apply for higher value loans of up to £1250 over a longer repayment amount of 12 months.

Responsible lender

It is our responsibility to make sure that you meet our lending criteria and we also conduct credit and affordability checks. It is an obligation as a responsible lender.

Friendly customer service

At Dot Dot Loans, our payday loan services are straightforward, friendly and efficient. Should your loan be approved within standard working hours, you could receive your funds in as little as one hour.

Various loan amounts

As a new customer you are able to apply for a short-term loan of up to £600. Existing customers may be eligible to borrow up to £1250.

Easy repayment structure

Your repayments will be deducted directly from your nominated bank account each month on an agreed date via Continuous Payment Authority.

Our business is not about

  • Unnecessary charges
  • Bad service
  • Keeping people waiting
  • Unexpected expense

Dot Dot Loans Product Details

  • Loan Type Payday loans
  • Interest Rate from 178%
  • Loan Amount up to £1,250
  • Repayment 90 days to 12 months

Benefits of Dot Dot Loans

  • Apply with a bad credit history
  • A transparent loan service
  • Apply in 5 easy steps
  • Get a payday loan up to £1,250

Get a loan in a little as an hour with Dot Dot Loans

Our standard operating hours are between 8.30 and 16.30. Should your loan be approved within these hours, you could possibly receive your funds within as little as one hour.

Loan requirements

Eligibility for our payday loans will depend on your personal circumstances. However, there are a few minimum requirements you must meet to be able to apply for our fast loan service, these include:

  • Over 18 years of age
  • A UK resident
  • Minimum income of £10,000 per year
  • Not self-employed

What do you need for a loan application?

  • Valid email address and mobile number
  • Home address details for the last three years
  • Bank account and debit card info

Fast loan service

If you are looking for a reliable personal loan service then apply now for a quick decision.

Bad credit loans

The entire online loan application approval process depends on the individual. Although, we do not expect you to have a perfect history, we do take various criteria into account when approving a loan. However, we do conduct a credit and affordability check, which gives us a final decision on your loan application. 

man holding thumbs up

Dot Dot Loans is a trusted & reliable provider of payday loans

In our review, Dot Dot Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Dot Dot Loans is a registered credit provider in the UK; FCA number 713984

Customer Reviews & Testimonials

Very friendly and professional customer service.

Branden W
— London —

Fantastic rates on my short loan, just the boost I needed.

Ayden C
— York —

No extended waiting period for the fund to arrive, almost instantly after I was approved the money was in my account.

Malina S
— Bath —

Dot Dot Loans Contact Details

Contact Number


  • not available


Physical Address

  • Kingston House, Centre 27 Business Park, Woodhead Rd, Birstall Batley England WF17 9TD United Kingdom
  • Get Directions

Postal Address

  • Kingston House Centre 27 Business Park Woodhead Road Birstall, Batley, WF17 9TD, UK

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday – Closed
  • Sunday – Closed