About Piggy Bank
There were so many households that were in need of financial assistance.
It didn’t have to be a large amount of money, sometimes; they would need just what’s enough to reach the next payday.
Quick cash for financial emergencies
Piggy Bank started operation of assisting people with quick loans to close the financial gap that people seemed to be struggling to address. We have helped a number of people and we are still doing what we do best – putting a smile on our client's faces. Money problems can happen to anyone and there is nothing to be ashamed of. If anything, you can grow from the financial difficulties that you go through.
Our customers are our number one supporters
We wouldn’t be where we are if it weren’t of the undivided support that we get from our clients. This is also the reason why we go above and beyond to ensure that they get all that they require in terms of payday loans without fail.
The only time we wouldn’t be able to help a customer is when we see that they already have too much on their plate in terms of credit. The last thing we want is to have you skip some of your payments due to struggling to pay your personal loans on time.
What Piggy Bank can offer you
Thanks to technology, everything can be done and processed online. This means that if you would like to apply for credit, you don’t have to get a day of work.
All you need is an internet connection and a smartphone or a computer and your good to go. Everything is self-explanatory on the website so there is no need to worry.
When will I know of the outcome of the loan?
We don’t waste any time when it comes to informing customers whether their online loan applications have been approved or not. By the end of the business, they will know. The money will be directed to the bank account that you gave us when you made your payday credit application.
The loan process
After you have made an application with us, we will go through your details and verify if everything is correct. We will then inform you if your loan application has been successful or not. Should we be unable to help you, we will tell you what you need to fix in order to be granted a thumbs up in the future. If you would like an additional payday loan, you have to settle the first existing loan before we can allow you to apply for your next credit plan. This is so that you don’t feel financially overwhelmed with the credit you could have avoided in the first place.
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In a Nutshell
- Online application
- Unsecured loan option
- Bad credit consideration
We are a payday lender that cares about our clients
Seeing that nobody is perfect when it comes to credit, we do accept loan applications from bad credit payers.
Everybody deserves a second chance and there is no telling why they were not able to repay their loan. By giving them a chance to redeem themselves, you are affording them the opportunity to try again. The only time we might have to turn you down is when we can see that you still have a pattern of not paying your bad credit loans on time.
What are the loan requirements needed for a payday loan at Piggy Bank?
If you would like to apply for an online loan, you have to be above the age of 18 years. This means you are matured enough to understand the intent of your actions when it comes to applying for credit. The client also has to be a UK citizen or should have permanent residency to stay there. The customer must be employed and should have a registered bank account.
If you meet all the requirements but you are still rejected, it means you are not in good financial standing and there is nothing we can do to approve your short-term loan. The best thing to do would be paying off your loans as quickly as you can to increase your chances of getting approved in the future.
What makes Piggy Bank different?
Everything we do is transparent. There are no hidden costs. The amounts that were agreed upon from the initial loan application will be the same amount you will be paying for when your loan is due. The last thing we want is to make you feel like you are being given a totally different fee from the initial contract.
Once you sign and approve your loan agreement, the money will then be yours to use however you wish. There is nothing stopping you from asking questions and seeking clarity on your credit agreement. Everything will be said and confirmed in the contract.
Need to talk to one of our consultants?
If you would like to find something about your payday loan, you can do so by giving us a call and talking to one of our agents. We are more than happy to assist you with anything that is related to your payday loan or just general information.
Eligibility & Requirements
- 18 years or older
- UK resident
- Employed full-time
- Active UK bank account
- Photo ID
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- PAYDAY Loans
- PERSONAL Loans
- QUICK Loans
Customer Reviews & Testimonials
My dog was stung by a wasp and had a very bad reaction, the vet bill was more than I could afford. Thankfully I was able to get a quick and easy loan from Piggy Bank to tide me over and pay my ve...
— Canterbury —
Adore the easy to use online loan calculator, really very helpful.
— Chester —
Find us here
Landmark Place, Churchill Way, Cardiff
- Monday 08:00 – 20:00
- Tuesday 08:00 – 20:00
- Wednesday 08:00 – 20:00
- Thursday 08:00 – 20:00
- Friday 08:00 – 20:00
- Saturday 08:00 – 20:00
- Sunday – Closed