Rating based on 33 reviews

Car Finance 247


  • Vehicle finance up to £40,000
  • Low-interest starting from 6.9%
  • Repayment up to 7 years

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Car Finance 247 homepage

Author Car Finance 247. Screenshot of Car Finance 247 website. [Accessed May 15, 2020]

About Car Finance 247

Car Finance 247 was established in 2006.

During this time there was a huge gap in the market as people were finding it hard to get honest advice and fair access to car finance.

And so the idea of Car Finance 247 was born. The aim has always been to give customers access to a panel of trusted lenders as well as a vast range of online loans that cater to the specific needs of each client.

A trusted service

The reason why we are the number one vehicle finance platform in the UK is because we pride ourselves on being the best. Constantly improving our customer experience to make car loans straightforward and hassle-free is how we ensure the best experience for our valued customers.

Streamlined services

By using new technologies to make it easier and quicker for you to view your car financing options, we put you in control and enable you to focus on the fun part, which is getting your new car.

Our people

Our team is what makes our company great and that is why we invest in our employees. Our core values of positivity, collaboration and honesty, and that is how all our people work. As a revolutionary loan broker, we are confident that we only offer the very best service.

Car Finance 247 Services

One of our expert services is that of car loans.

These vehicle services

  • CAR finance
  • MOTORBIKE finance
  • MOTOR HOME finance
  • CARAVAN finance
  • VAN finance
  • INSURANCE products
  • GAP insurance

Car finance explained

It is our obligation to ensure that you find the most appropriate car finance option to suit your individual circumstances and we do this by making sure that you understand exactly what car finance is. There are so many finance options available, making it ever more important to understand how they differ and which option is best suited for your own needs. Thus, if you do not understand the difference between hire purchase and PCP, or you require more information on how unsecured loans and other options, we are here to help.

Other features of our car loans

  • Bad credit car finance
  • Buy from any reputable dealer
  • All circumstances considered including CCJs, defaults, arrears
  • Representative 27.4% APR

Car Finance 247 Product Details

  • Loan Type Vehicle finance
  • Interest Rate from 6.9%
  • Loan Amount up to £40,000
  • Repayment 1 year to 7 years

Benefits of Car Finance 247

  • Flexible repayment periods
  • Choose a car from a reliable dealer
  • Get quick car finance

Let us help you with vehicle finance

What we like to do best at CarFinance 247 is say ‘yes’ to car credit and then make obtaining the credit needed as hassle-free and quick as possible.

Our customers can have a decision on their car finance application within minutes. What’s more is that you can buy your car from any reputable dealer, giving you more options to choose from.

Always willing to assist customers

You are able to apply for credit no matter what your financial circumstances. Should you have an excellent credit score, then we should beat the interest rates offered by traditional lenders and banks. In most cases, no deposit is required. If you have bad credit history, the chances are one of our panel of lenders will be able to assist you with car finance.

No obligation quote

Simply apply for a no obligation quote and receive help and advice from your personal advisor before proceeding with your car loan application.

How it works

  • Complete our simple online application and we will get back to you with a decision from our lending panel within minutes. There is no need to wait. Should your application for finance be approved, a customer service specialist will contact you to further discuss your budget to determine exactly how much you can borrow. Most of our applicants receive a decision within three minutes.
  • You then choose your car from any reputable dealer once everything has been finalised and all the paperwork has been processed. Customers then have access to our exclusive members’ area that allows you to browse over 110,000 cars from trusted UK dealerships.

Regardless of whether you have had CCJs, mortgage arrears, other payment defaults, or if you are self employed, been refused, or if you do not have a credit history, we will search our panel of lenders to find an option available to you. Rates offered are dependent upon your credit history.

Easy car financing

  • ALL YOU have to do is simply choose a vehicle from any reputable dealer
  • WE DETERMINE and agree upon your monthly repayments
  • YOU SIGN the relevant paperwork
  • AND ALL that is left to do is to collect your vehicle and enjoy

Additional services

Keeping our customers insured and protected is another service we offer, and thus we also offer optional warranties and GAP insurance. If you are interested, discuss your options with one of our professional and friendly customer service specialist.

Genuine understanding

If you have been refused car finance due to bad credit, we want you to know that we understand. You might have been declined for reasons such as no proof of income, or you may have no credit history at all, or a late repayment here and there. We look past these issues and help you to find car finance that suits your individual circumstances.

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Car Finance 247 is a trusted & reliable provider of vehicle finance

In our review, Car Finance 247 adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Car Finance 247 is a registered credit provider in the UK; FCA number 653019

Customer Reviews & Testimonials

Car Finance 247 has literally helped me finance everything in my life that has an engine and insured it.

Rue P
— Nottingham —

Great customer service and fantastic rates and terms.

Cathryn M
— Dublin —

I didn't have the best credit but CF247 was happy to help me make my dream come true of having my own wheels.

Kim A
— Kingston upon Hull —

Car Finance 247 Contact Details

Contact Number


  • not available


Physical Address

  • Universal square, Devonshire St N Manchester England M12 6JH United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 20:00
  • Tuesday 09:00 – 20:00
  • Wednesday 09:00 – 20:00
  • Thursday 09:00 – 20:00
  • Friday 09:00 – 18:00
  • Saturday 09:00 – 17:30
  • Sunday 11:00 – 17:00