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  • Loans Bad Credit up to £15,000
  • Low-interest starting from 5.5%
  • Repayment up to 5 years

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Author Barclays. Screenshot of Barclays website. [Accessed May 17, 2020]

About Barclays

It is rare to find a credit provider that will ensure that you get a credit plan you would be proud to pay for.

Under normal circumstances, you get a financial provider that outlines their services without taking into consideration the needs of a customer. Barclays goes above and beyond to ensure that the client has a bad credit loan that is in line with his affordability. This way, the customer will always meet his monthly budget and never miss any of his payments.

A bad credit top up

If you already have a loan with us and you would like to top up your credit plan, you can give us a call and we will see what we can do. We need to look at your current financial status in order for us to determine whether you are in good financial standing to get further credit. 

We understand that there might be a number of reasons that may make you need more money but if you can’t afford the further debt, we will not be able to process your personal loan application.

Get a loan that you need during your financial time of need

At Barclays, we don’t limit our customers to one type of credit plan. We have a number of loans that are available for clients who has a bad credit history. It is vital that you inquire with us first before deciding on a payday loan. It is also important to remember that there are different interest charges for a variety of loan packages. It would be better to seek financial guidance from one of our experts so that you don’t find yourself in a situation where you can no longer afford to pay the loan that you applied for.

Barclays Services

If you have a number of bad credit loans that you are paying for, you can always consider the option of combining all your credit plans into one instalment. This means that the amount will be slightly less which gives you enough money to pay for other monthly expenses that need to be paid for.

A number of customers have considered this option and found that it actually works because there is a great difference when it comes to their expenses. In essence, we want to ensure that our customers never feel like they are alone during their financial freedom and that is why we are always here to offer bits of advice and just lend an ear.

Find a communication method that works for you

It tends to be difficult for customers to disclose their personal information when they looking for a short-term loan. Scams seem to be just getting worse lately and some clients find that it is better to go straight to the branch as opposed to speaking to us over the phone. We are happy with either choice as long as you will find all the information that you are looking for.

Why do you need a Barclays bad credit loan?

Having a bad credit history shouldn’t stop you from getting credit. If anything, we need to be willing to give customers another chance when it comes to their online loan applications. As long as you have changed your ways of spending money, we will have no problem helping you. We are all human at the end of the day and we know that mistakes do happen. What we are more concerned about is you learn from them.

Barclays Product Details

  • Loan Type Loans Bad Credit
  • Interest Rate from 5.5%
  • Loan Amount up to £15,000
  • Repayment 1 year to 5 years

Benefits of Barclays

  • Personalised bad credit loan quotes
  • Apply for a loan in 10 minutes
  • Loans are paid out fast

A registered financial services provider that does things your way

As soon as you sign the credit agreement, the money will be sent directly to the bank account of your choosing.

The time will depend on the bank you use. We try our level best to ensure that customers get the online loan within two business days.

Why was my loan application declined?

The primary reason for turning your loan application down is usually due to unaffordability. We will never give you more than you can manage. We try to ensure that you are still able to breathe when you have a loan with us. If you have paid all your quick cash loans and you are still interested in our services, you are more than welcome to apply for a bad credit loan in future.

Adhering to the terms and conditions

We always encourage our clients to make sure that they will be able to pay for the loan they are applying for. The last thing you want is to see that your credit profile is stained due to failing to meet your financial obligations. Never take more than you can actually handle. Always stick to the basics of what you know and can pay for.

Can I pay my loan earlier than the required date?

If you would like to settle your loan earlier than the scheduled date, you can do so and you will not be liable for extra charges. It is better to pay for one loan and know that you have one less credit plan to worry about. Call Barclays today and get a personal or bad credit loan you can be happy to pay off!

Customer Reviews & Testimonials

Barclays is great in that they allowed me to top up an existing loan before I had even paid it half way off.

Noland J
— Kirkcaldy —

Barclays offered me low interest on a loan despite my bad credit history.

Aaron S
— Dublin —

Barclays Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:30 – 17:30
  • Tuesday 09:30 – 17:30
  • Wednesday 10:00 – 16:30
  • Thursday 09:30 – 17:30
  • Friday 09:30 – 17:30
  • Saturday 09:30 – 15:30
  • Sunday 11:00 – 15:00