Rating based on 38 reviews

Loans Bad Credit offered by Citrus Loans

image of Citrus Loans
image of Citrus Loans

About Citrus Loans

Citrus Loans was established in 2010 and process thousands of applications every week and we are here to change the way lending works to make it more convenient for our customers.

We are a trading name of Aspire Money Limited, a registered broker in England. Additionally, we are authorised and regulated by the Financial Conduct Authority and registered with the Consumer Credit Trade Association (CCTA).

We consider all financial backgrounds

With a customer base from all credit backgrounds with a variety of financial requirements, we truly consider financing for all. Many of our clients have previously been turned down by other credit providers but they have enjoyed loan approval through our speedy and reliable lending services and products.

Panel of lenders available

Our unique position in the lending industry allows us to provide you with options from our expert panel of lenders. It is a way we ensure that you get what you need for your individual finance requirements.

Dedicated team

We have a dedicated team ready to help you find a loan that is personalised in the shortest time possible. We will receive a commission from the lender you choose and you do not pay any fees for our services.

What Citrus Loans can offer you

What type of loans do Citrus Loans offer?

The panel of lenders that form part of our database offer unsecured loans up to £25,000.

Various repayment terms available

The repayment terms of these online loans range between one to five years.

What is an unsecured loan bad credit loan?

An unsecured loan allows you to apply for a loan without having to attach any asset to the loan in case of default on repayment.

A bad credit loan allows you to apply for a loan regardless of your credit history.

How much can I borrow?

The available panel of lenders will assess your individual circumstances to offer a personalised financial solution.

How long do I have to pay back my loan?

Once again the repayment terms is dependent on your individual circumstances and will vary between one to five years.

Loan Amount



Repayment Term

0 days

0 months

In a Nutshell

  •  Average processing time Same day
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration

What makes Citrus Loans a preferred lender for people with bad credit?

Apply for a loan with bad credit but without the fuss. Apply with Citrus Loans.

Applying for a loan through Citrus Loans?

Simply complete the online application form, alternatively you can call us directly on 0161 350 0670 or via the Contact Us page. The online application will take you no longer than a few minutes to complete. We aim to get your loan approval finalised in the shortest time possible.

Who can apply for a loan through Citrus Loans?

You are required to be a UK resident over the age of 18. We aim to help all clients alike, with bad credit or less than perfect credit scores.

How long does loan approval take?

We aim to provide you with an instant decision on your loan application. Should we require more information, the process might take just a bit longer.

When will I receive my funds?

The loan funds can be paid into your account in as little as four hours.

I need help completing the application form

If you require assistance with completing the online application form, please call us directly on 0161 350 0670 or click ‘Chat Live’ to message one of our customer service agents. We will help you instantly to help you get instant approval from one of our expert panel of lenders.

Eligibility & Requirements

  •  Stable address history
  •  18 years or older
  •  UK resident
  •  Active UK bank account
  •  Recent pay slips
  •  Proof of address

Other Products & Services

  • QUICK Loans
  • PERSONAL Loans
  • BAD Credit Loans

Customer Reviews & Testimonials

I was very impressed by how fast my application was approved and my loan amount paid out. I highly recommend.

Gavin M
— London —

Quick and easy online application with instant approval - money was paid into my account the same day. Affordable interest rates.

Veronica C
— London —

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