Rating based on 32 reviews

Ashley Finance


  • Business Loans up to £150,000
  • Repayment up to 12 months

In-page navigation

Ashley Finance homepage

Author Ashley Finance. Screenshot of Ashley Finance website. [Accessed May 15, 2020]

About Ashley Finance

For the past 25 years we have helped all kinds of small businesses reach their full potential by saying ‘yes’ to the finance they require to make it possible.

We have a 91% loan application approval rate

We have also not limited ourselves to the industries we serve from bars, online businesses, publishers, retailers and more, we serve them all financially with our online loans. We believe in all different types of businesses and we are interested in helping each one with tailored financial services.

Funds for a variety of business purposes

If you need funds to keep cash flowing, fund expansion, or to cover other business related expenses, all you have to do is ask. Use the funds for a multitude of business purposes and watch your business flourish.

We deliver with speedy service

When your business needs funding and it is of an urgent nature, it is good to know that we act quickly to raise working capital for any business purpose. Why should you wait for funding when your business stays on the move.

Features of Ashley Finance

  • We are small business specialists
    Smaller business finance is our expert service, with our attention to detail; we understand your business better than most.
  • We serve England and Wales-based businesses
    Have one of our local experts pop in at your request or speak to you on the phone.
  • Independent lender
    We are not tied to a big bank. That means that there is no red tape, allowing you to get your decision and funding faster.

Ashley Finance Services

From short-term, long-term, invoice payments, paying suppliers, bridging financial gaps, we have everything you need, conveniently, all under one roof.

What financial services do we offer?

  • Invoice Finance of up to £500k, which releases funds from unpaid invoices to ease cash flow.
  • Business Loans of up to £150k that is designed for any business purpose. It could be to grow your business, expansion costs, assets finance and more.
  • Bridging Finance of up to £2 million is considered a short term loan that allows business owners to secure funding to buy, lease or revamp commercial property.
  • Supplier Finance that funds your business growth and helps you purchase large orders. Let us pay your supplier upfront.
  • Single Invoice Finance of up to £100k eases any cash flow issue.
  • Business Cash Advance of up to £100k with repayments that are linked to customer payments, which allows you to match you repayments to your business.
  • Factor Plus of up to £500k advance with a top-up feature allows and with the option of an ongoing invoice finance facility or a simple direct debit.

Different solutions for different business types

What makes us different to other lenders is that we understand the pressures of small businesses. So, we have set about providing a variety of solutions for the many different types of businesses out there, including those struggling to find personal finance elsewhere. We guarantee to make the whole process as simple, quick and painless as possible.

Ashley Finance Product Details

  • Loan Type Business Loans
  • Loan Amount up to £150,000
  • Repayment 6 months to 12 months

Benefits of Ashley Finance

  • BUSINESS Loans

Here at Ashley, we like to say yes more than any other lender

From pubs to publishers and online businesses, we fund all types of businesses! Additionally, we cater for seasonal businesses, phoenix companies, businesses with poor credit and start-ups.

The different products that we provide each have slightly different processes of applying but it typically works like this:

  • Apply online or contact us by phone. A dedicated member of our team will discuss your requirements in detail and will also answer any questions you might have.
  • You will be sent a short application form and we will request any necessary documents
  • Once we have the required documentation, you will be sent some quotes. You are then required to select the one that works for you and sign the no obligation offer letter
  • We then go on to review your file and we then make a quick decision.
  • Upon approval, we will provide the legal documents for you to sign and return
  • The funds are then released at your disposal

Quick application times

The online loan application process is pretty quick and much depends on the type of loan. Usually a bigger business loan can take up to four days, whereas a single invoice loan can be done in just 24 hours.

No early repayment fees

We say ‘thanks for paying us early’. You will never find us charging fees for early repayment on business loans or quick cash advances.

Wealth of finance knowledge and experience

With 25 years worth of experience, we have gained invaluable insight into small business and the demands thereof. So, we have tailored our products to address specific business issues.

We cater for bad credit loans

Our judgement, when it comes to your loan application is not limited to your credit history. Flexible lending requirements make it possible to get a bad credit loan, through Ashley Finance, regardless of your credit score.

Ongoing support

A number of key people will personally support you with answers to your questions or funding throughout your dealings with us and when you require our assistance again in the future. We are all about building long-term customer relationships.

Customer Reviews & Testimonials

Starting a new business can be intimidating, choosing the right bank to finance your loan, even worse. But AF has by far been the best choice for me. No regrets.

Paxton R
— Manchester —

I’m a franchise owner, so naturally, I don’t have the time to waste half the day standing in long, dragged out ques. Ashley Finance made it easy to manage my business electronically, from the com...

Liza G
— Hull —

Ashley Finance Contact Details

Contact Number


  • not available


  • not available

Physical Address

  • 8th Floor, 80 Mosley Street, St. Peter's Square Manchester England M2 3FX United Kingdom
  • Get Directions

Opening Hours

  • not available