Rating based on 48 reviews

Growth Street


  • Business Loans up to £1,000,000
  • Low-interest starting from 7.2%
  • Reliable loan options

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Growth Street homepage

Author Growth Street. Screenshot of Growth Street website. [Accessed May 15, 2020]

About Growth Street

Growth Street started with a clear goal - serving great businesses expand and grow by offering fairly priced, straightforward financing solutions.

By creating an easier, more approachable method to lending, we are financing UK-based businesses to reach new heights.

Why we started Growth Street

Many great companies were struggling to obtain the working capital finance they required for two main reasons. First, traditional lenders and banks use stringent lending requirements that were out of reach of most businesses. Second, businesses also found it difficult to present their financial information suitable for traditional lenders and banks, in order to increase their chances of a successful online credit application.

Our innovative solution

Our financial services and products, and lending methods gives you access to business funding when you need it, repay as best it suits you, and only pay interest on what you borrow, when you borrow. The marketplace that we have created matches borrowers with lenders, making it possible to offer the best prices. After all, businesses should be making money, not spending money on unnecessary fees and high interest rates.

Who are we?

Simply said, we are on a mission to make business finance fairer, more affordable and easier to ensure great businesses grow. With an international team that is growing, we are going global. The aim is to help as many businesses with the financing needs as possible.

Free business tools

We do not only offer financial products and services but also ongoing business support. Use our free business tools such as a free cash flow forecast. Together, we can grow your business from strength to strength.

Growth Street Services

With a GrowthLine, you have access to finance up to an agreed limit up to a maximum of £500,000.

Borrow and repay only what you use as often as you like.

With rates from 7.2% APR mean that financing your working capital has never been simpler.

Features of the credit that we provide

  • Flexible business loans for your business
  • Borrow when you need it
  • Get approved within three days
  • GrowthLine is repayable on demand in some circumstances
  • Only pay for what you use, starting at 0.6% per month (7.2% APR)

Draw down on fees as you require

If approved, you have access to your own account similar to a credit card facility with a limit between £30,000 and £1,000,000.

Draw down to as little as £1,000 when you need it and only pay for what you use within that month.

All interest and fees, start at 0.6% per month (7.2% APR).

Multi-purpose loans

When you need to hire additional staff, purchase stock or equipment, or move to a larger location to ensure that your business grows and reaches its full potential, let us assist you with the financial backing needed to make it a reality. 

Growth Street Product Details

  • Loan Type Business Loans
  • Interest Rate from 7.2%
  • Loan Amount up to £1,000,000

Benefits of Growth Street

  • Flexible working capital
  • Instant access to investors

Loans are structured to meet the demands of most business needs

Get your business loan today, and get the cash you need.

We ask for basic information about the business and its owners. Financial information is provided by the upload of financial reports, bank statements and tax documents. None of these need to be prepared specially for the quick loan application and are generally standard to any business.

How do I get access?

Online application
Complete a short online application to start the process

Get in touch
Within 24 hours, one of our team members will contact to you

Loan offer
Receive your offer, accept and complete the legal process

Activation of funds
Your facility is activated and you can now begin borrowing

Requirements to apply for a business loan

GrowthLine requires that at your business should, at a minimum, meet the following requirements to apply for a business loan:

  • Your business is a registered limited company based in England, Wales, or Northern Ireland
  • Trading for more than 15 months
  • At least one director must be a UK resident.

We will need the following documents to complete your application:

  • Most recent business bank statement
  • Your profit and loss statements from the past 15 months
  • Balance sheets from the past 15 months
  • Your annual filed company account

Speed up the application process

A 12-month cash flow forecast helps strengthen your lomg or short-term credit application. It gives us a better overview of your business. We provide a free cash flow forecast feature to get you started.

If approved, you funds should be available to you within one business day, keeping things on the move, just like your business.

man holding thumbs up

Growth Street is a trusted & reliable provider of business loans

In our review, Growth Street adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Growth Street is a registered credit provider in the UK; FCA number 900010

Customer Reviews & Testimonials

GS treats every customer with the same VIP treatment, as opposed to feeling like just another number. I was overwhelmed by the unexpected friendliness of their staff, and the speediness of the ap...

Colt D
— Stirling —

When it comes to financing, I’m definitely not an expert. Naturally, when I needed a small business loan, there was a substantial amount of stress that goes along with it. GS’s website helped put...

Jory B
— Luton —

When my bakery took an unexpected dip for the worst, I was in urgent need of a business loan. GS was quick to respond and came up with an affordable short term payment plan.

Clarabelle A
— London —

Growth Street Contact Details

Physical Address

  • Irongate House, 22-30 Dukes Place London England EC3A 7LP United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed