Rating based on 35 reviews

Bank of Scotland

Updated

  • Debt Consolidation up to £25,000
  • Low-interest starting from 3.9%
  • Repayment up to 5 years

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Bank of Scotland homepage

Author Bank of Scotland. Screenshot of Bank of Scotland website. [Accessed May 15, 2020]

About Bank of Scotland

When it comes to your finances you should feel comfortable, relaxed and at ease with the financial institution that you are banking with.

Everyone deserves to receive the best treatment and the fairest deals for their financial needs. This is why, at the Bank of Scotland, we believe in treating our customers like royalty. Whatever your needs are our friendly, capable and expert staff is here to help you get what you need, when you need it. From online loans to accounts and savings, let us assist you. 

Become a part of the royal family today

It is not uncommon to hear that customers are unhappy with their current lender or financial institution which is why it may be in your best interest to switch their debt consolidation loan to us. Switching from your previous bank will only take a maximum of a week and we will handle the entire process for you.

We will contact your old bank, set up your new account, and make all necessary transfers. The entire transition is stress-free and cost-free! Become a member of the royal family today – it is time for you to start receiving the royal treatment.

Bank of Scotland Services

At the Bank of Scotland, we offer a variety of financial products and services to match our customers' ever-changing needs and preferences. We have a little something for everyone.

This is why, if you find yourself experiencing some financial difficulty, we can assist you with a debt consolidation loan.

Where do I sign up?

Applying for a quick loan has never been easier than what it is now with the assistance of modern technology.

Our application can be completed online in a secure and convenient manner.

In order to apply for a loan with us, you will have to be a UK citizen over the age of eighteen with a Bank of Scotland current account, credit card or mortgage.

If you meet the above criteria you will be able to access finance up to the amount of £25,000.

Bank of Scotland Product Details

  • Loan Type Debt Consolidation
  • Interest Rate from 3.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Bank of Scotland

  • Use a personal loan to consolidate debt
  • Repayment terms up to 5 years
  • Borrow up to £25,000
  • Low-interest rates starting at 3.9%

Banking on the go; just the way you like it

Everyone is different and since we are all different we each prefer to do our banking and organise our finances differently.

That being said we have an array of banking and debt consolidation loan options at your disposal in order to satisfy your need for diversity and flexibility.

Mobile applications for banking on the move

Whether you are sitting at home on the sofa or on the way to the office on the subway, our mobile banking app will allow you to access your financial information whenever you need it. With a few swipes of your finger, you can make payments, compare loans, do transfers or check outstanding balances and so much more. Download the Bank of Scotland app for your Smartphone or Tablet today off the App Store or Google Play store.

Banking made simple

If banking on your mobile does not appeal to you then we have other options available that might tickle your fancy. You can access or handle your accounts online via the office computer or your personal laptop. If you prefer face-to-face banking then you can also pay us a visit at our nearest branch. If you do not have time in your working day to see us in person, contact us via telephone or web chat. The world of finance is in your hands.

Banking does not have to be complicated

Many people are afraid to apply for a personal loan because of all the myths surrounding lending. We are here to dismiss all of the rumours and help you take your first steps on the path to a brighter financial future. Whether you are looking for a loan to renovate the kitchen or a loan to help you fix up your debts, we are here to provide you with the advice that you need.

Simply complete our online loan application form or pay us a visit in branch and we can start the journey to recovery. We are a responsible lender which means that we will fully explain all the implications of the loan before we will allow our customer to sign anything. It also means that we will only lend to you if we are certain that you will be able to afford the loan. You should bank with someone who cares; bank with the Bank of Scotland.

Loans to help get you back on track

When you find yourself in a financial rough spot you need something to help get your finances back under your control. The best way for you to do this is with the assistance of a debt consolidation loan. A debt consolidation loan allows you to repay any outstanding credit card, store card or loan debt. This means that you only have to make a single repayment monthly instead of multiple repayments saving you money on interest and charges. We are able to provide debt consolidation loans from the value of £7,500 up to £19,950 and repay it over a period of one to eight years. The interest rate that you receive will depend on your financial circumstances as well as the amount that you choose to borrow and the term over which you choose to repay it. Apply for your debt consolidation loan and get your finances organised today.

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Bank of Scotland is a trusted & reliable provider of debt consolidation

In our review, Bank of Scotland adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Bank of Scotland is a registered credit provider in the UK; FCA number 169628

Customer Reviews & Testimonials

I opted for a secured loan to help me consolidate my debt. I was astounded by how low the interest rate was. It has made life easier.

Lawrence G
— Edinburgh —

The lady who helped me in the branch was very friendly and efficient.

Owen B
— Iverness —

I was pleasantly surprised to see how low the rates were and how flexible the repayment terms are.

Rhys L
— Glasgow —

Bank of Scotland Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed