Rating based on 38 reviews

Lucky Loans


  • Fast loans up to £3,000
  • Low-interest starting from 305.9%
  • Repayment up to 90 days

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Lucky Loans homepage

Author Lucky Loans. Screenshot of Lucky Loans website. [Accessed May 17, 2020]

About Lucky Loans

Lucky Loans helps thousands of people every week find emergency financing to ease immediate financial difficulties.

What makes us different is that we are passionate about responsible lending and but we also aim to provide as much financial assistance to as many people as possible. Waiting on emergency financing will not ease your immediate financial situation and we understand this.

Access a fast loan

If you do not have funds to see you through an emergency situation, we understand that you probably do not have access to additional savings or funds and we would like to offer you a solution to curb your immediate cash flow issue.

Funds within 15 minutes

Upon loan approval, your funds will be transferred within 15 minutes of completing our online loan application form.

What can you expect from us?

Apply for a fast loan from £50 to £3000 with flexible repayment terms. You have a repayment option of up to three months with a minimum term of seven days. If possible, we will approve your loan in the shortest time possible to make sure you have the funds that you require.

Same day service

Providing fast and reliable service to assist you during an emergency should be a quick and simple process. Thus, our personal loans are offered as a same day service, you will receive funds in your account on the very same day you have been approved.

Lucky Loans Services

Our fast loans range from £50 to £3000 with repayment terms of up to three months. Our service is intended to be used as a fast, short term financing solution.

Flexible loan repayment

With Lucky Loans, you have the option to spread the cost of your loan over a period of three months in easy monthly payments. If you want to alleviate a personal cash flow issue, we are here to assist you every step of the way.

We are a transparent lender

As a transparent company, we will always disclose your loan terms and conditions and full costs before you accept your quick loan application.

Additionally, we give you the lowest possible APR and interest rates. As many of our customers are already experiencing financial difficulties, we see no need to charge unnecessary fees and excessive interest rates.

Applying for a loan is free

Applying for a Lucky Loans fast loan does not cost you anything and there are no hidden fees or unexpected charges. We continue to grow as one of the UK’s leading online fast payday loan lenders, and this is due to our commitment to our clients.

Transparent and trustworthy

At Lucky Loans, we believe that we fully understand the borrowing needs of our customers and strive to deliver a transparent and trustworthy online service.

It has allowed us to grow into one of the most reputable lenders in the UK.

Lucky Loans Product Details

  • Loan Type Fast loans
  • Interest Rate from 305.9%
  • Loan Amount up to £3,000
  • Repayment 7 days to 90 days
  • Decision Same day

Benefits of Lucky Loans

  • Apply online within 5 minutes
  • Get your money on the same day
  • Loans with low interest rates

Let Lucky Loans find the best loan for you

Easily apply for a fast loan today!

Simply follow these steps

Step 1 – Choose the amount you want to borrow
Visit our website and use the online calculator to select your total loan amount and repayment period. You have the option of funds of £50 to £2000 to be repaid anywhere from seven days to three months.

Step 2 – Application form
You will be required to provide your personal information in order for us to give you an accurate and instant online decision. The information we need includes, your home address, employment details and monthly expenses which is in essence a layout of your financial budget. Should your application be approved, we will also require your bank details to transfer the funds directly into your account. The entire loan application is 100% online and should take approximately five minutes.

Step 3 – Instant online decision
You will receive an instant online decision within a few seconds of submitting your loan application form. Your loan agreement form will be displayed to you, once your loan has been approved. The total loan amount, interest rates and repayment dates will be disclosed to you and there will be no hidden costs.

Step 4 – Receive your funds
Upon finalising your loan and after you have accepted your loan agreement form, we will automatically transfer the funds directly into your bank account.

Fast cash transfers

You will be happy to know that we specialize in quick loan transfers, you could receive the funds in your account in just 15 minutes.

Loan requirements

To apply for a loan, we have a few minimum requirements, which include:

  • you must be a UK resident
  • you must be over the age of 18
  • have an active UK bank account
  • have a regular source of income

What benefits do we offer?

  • Five-minute application form
  • 15-minute cash transfers
  • Instant online approvals
  • We do not charge any fees
  • Flexible repayment terms
  • Lowest possible APR and interest rates
  • Safe and secure
man holding thumbs up

Lucky Loans is a trusted & reliable provider of fast loans

In our review, Lucky Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Lucky Loans is a registered credit provider in the UK; FCA number 836499

Customer Reviews & Testimonials

I count myself as lucky the day a friend recommended Lucky Loans. They are a great lender that is dedicated to super service and fast payouts.

Frankie J
— Glasgow —

Same day service on a reasonably priced loan with good terms.

David P
— Sheffield —

Lucky Loans Contact Details

Contact Number

  • not available



Physical Address

  • Manor House 35 st. Thomas’s Road Chorley PR7 1HP St Thomas’s Road Chorley England PR7 1HP United Kingdom
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Opening Hours

  • not available