Rating based on 19 reviews

Post Office


  • Fast loans up to £25,000
  • Low-interest starting from 6.9%
  • Repayment up to 7 years

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Post Office homepage

Author Post Office. Screenshot of Post Office website. [Accessed May 17, 2020]

About Post Office

When you find yourself in need of cash there is often no room for hesitation. Choosing the right short-term loan for your circumstances can also be a daunting task which is why we will help by doing it for you.

The Post Office is a financial broker, among other services, and our purpose is to assist our fellow British citizens to make the right choice for their finance and to obtain the best possible deal for their economic situation.

The customer’s choice for brokering

With over 370 years of experience under the belt, we still strive to be customers’ number one choice for trusted essential services providers throughout the country. We proudly boast that we are the UK’s largest financial services chain with more branches throughout the UK than all the banks and building societies combined. This means that we are able to reach more customers in more ways making finances more accessible and convenient for our customers. We broker over 170 products and services to over seventeen million customers working in multiple sectors such as mail, telecoms, and financial services among others. For fast loans contact us online, via a call center, or make a stop at your nearest branch.

Eligibility checker for your convenience

There is nothing worse than awaiting an answer before you are able to move forward with your plans. This is why we have a nifty eligibility tracker on our website which you can use to check before applying for a payday loan with us. This fancy tool will tell you whether or not you are eligible to apply for a loan offered by one of our registered lenders. The checker is not only easy and quick to use but it will also not harm your credit rating in any way. Take your finances into your hands with the help of our nifty online software.

Post Office Services

The Post Office offers a variety of services but our largest growing sector is currently our financial sector wherein we provide advice on an assortment of personal loans and help our customers to choose the best match from our panel of lenders.

Applying is not only fast and convenient with the use of our online loan application but, once approved, you can have the money paid into your account by the following day making our loans affordable and fast.

Because loans are personal

We offer a variety of personal loans from various lenders and choosing the right one for you is our goal. Our lenders offer fast loans ranging from amounts of £1,000 to £25,000 borrowed over a period of one to seven years.

The rates that are offered are all fair and affordable but will greatly depend on your current economic circumstances and your ability to provide security or not.

No matter what your economic situation is, we will do our best to find you a loan that matches your needs. So go on that family vacation or finance that new vehicle – the opportunity lies in your hands.

Who can apply for a loan at the Post Office?

Applicants who are UK residents and at least 21 years of age earning a minimum of £12,000 and have a good credit rating are eligible to apply for a loan at the Post Office.

If you meet the current criteria then simply complete our easy and fast online loan application and begin your journey toward a brighter financial future.

Post Office Product Details

  • Loan Type Fast loans
  • Interest Rate from 6.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years
  • Decision 48 hours

Benefits of Post Office

  • Get your loan on the next day
  • Settle your loan early without penalties
  • Check your eligibility online
  • Instant decisions on loan applications

Live life the right way; the easy way, with help from our loans

Life is made to be exciting and you should not be scratching your head in frustration. Decision-making can be daunting but that is why we are here to provide you with the assistance that you need.

Decisions ranging from buying a new vehicle or debt consolidation can all be made quickly without the fuss. Simply complete an application today and we will set you on the right path.

Shift into gear with a car finance loan

Is it time for a change of pace? Whether your current vehicle is outdated or you are looking to finance your first car it is an exciting moment in your life. We want you to savor the moment as much as possible which is why we are here to make vehicle finance a breeze. With one of our vehicle loans you do not need a deposit and there is no lump sum payment to be made at the end of the term. You walk in and drive out with your new wheels – no questions asked and no complications. Drive-in style with the help of the Post Office.

Is debt giving you a migraine?

What if we told you that you could save money by taking out a quick loan to pay off all your current debt? Does it sound too good to be true? Well, you better believe it! With one of our debt consolidation loans, you can kiss bad debt goodbye and say hello to better-organized finance. Pay only one monthly repayment instead of many and make budgeting a breeze! This is all possible with one fast little loan.

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Post Office is a trusted & reliable provider of fast loans

In our review, Post Office adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Post Office is a registered credit provider in the UK; FCA number 630318

Customer Reviews & Testimonials

The Post Office has helped me out with more than one loan in the past. Their rates are low, the fees nominal and the terms are what I needed.

Caleb P
— London —

Very affordable unsecured loans, the Post Office has been a great help in giving me finance when I needed it most.

Carter H
— Dublin —

Post Office Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:30 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed