Rating based on 36 reviews

Royal Bank of Scotland


  • Fast loans up to £25,000
  • Low-interest starting from 3.9%
  • Repayment up to 7 years

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Royal Bank of Scotland homepage

Author Royal Bank of Scotland. Screenshot of Royal Bank of Scotland website. [Accessed May 17, 2020]

About Royal Bank of Scotland

Are you tired of being treated like an average customer and receiving mediocre service?

Many lenders and financial institutions see their customers as another number in the system but we believe in treating our customers like royalty. We do not believe in cookie-cutter deals; our finance team works hard to tailor make a deal for each individual customer. Because everyone is different and deserves to be treated as such – why should your finances be any different?

The bank that provides you with a choice

When it comes to lending we believe in providing our customers with as much flexibility as possible. You are in control of your financial future and we are here to help you pave the way. This is why our employees are well-trained and fully equipped to handle our assortment of financial products and services. We do not just strive to be a flexible lender but also a responsible one: this means that we will never lend to a customer unless it will place them in a better financial position than what they were in previously. While bad debt might not be a hurdle for us, we do not want to encourage it by lending unless the customer is able to afford the loan. Convenience and simplicity is our goal which is why you are able to apply for one of our fast online, telephonically, or in-branch with the help of one of our friendly employees. Get the respect and treatment that you deserve from a bank that cares.

Switching is in your best interest

Life is filled with enough worries and stress which is why we strive to make the entire banking experience simple and convenient. If you are unhappy with your current bank we will be more than willing to help you to switch your finances to us. Not only is the entire process easy but it can be completed within seven working days. All you need to do is complete an application and we will handle the rest. Start banking smart and become a part of the royal family today.

Royal Bank of Scotland Services

No matter what type of situation you may find yourself in – bad debt, messy finances, renovations or even a family vacation – we can help you to find the best fit for your situation.

We understand short-term loans and you understand what your needs and wants are, so allow us to help you to craft the perfect deal that will give you exactly what you need.

What are the royal requirements?

As with every lender we too have specific requirements to protect you and ensure that you borrow responsibly. In order to apply for one of our quick loans, you will have to be a UK resident over the age of eighteen. You will also have to be in possession of Royal Bank of Scotland's current account, credit card, or mortgage before you will be considered. We believe in helping our family get ahead which is why we only lend to members of our establishment. If you are a credit card or mortgage holder you are required to apply online or via your Smartphone - a world of loans awaits.

Personal loans – loans to suit your budget

Borrowing money is a large commitment to make but it does not have to result in stress or a migraine. We attempt to make everything as straightforward and hassle-free as possible. After you have completed our fast payday loan application you will be able to see whether you are approved without affecting your credit score. We believe in fast finance which means that you can receive a response to your application within minutes of submission. If you are making use of online banking, we can even auto-fill parts of your application to save you the effort. Get a personal loan from the value of £1,000 up to £50,000 and repay it over a time period that suits your lifestyle, budget, and income.

Royal Bank of Scotland Product Details

  • Loan Type Fast loans
  • Interest Rate from 3.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years

Benefits of Royal Bank of Scotland

  • Use the loan calculator online
  • Get an online decision
  • Fast loan applications

Fast, simple and convenient – but wait, there’s more!

Not only is our entire lending process designed around being fast and convenient for you, but we are also here to help you make a faster more informed choice around your lending options.

You can bank the way that you prefer; be as flexible as you would like to be.

Calculate your way to a more secure future

It is important to for the borrower to understand their past, current and future financial situation which is why our online calculator is so nifty. If you are not certain how much money you can afford to borrow, this is a fast way to get yourself onto the right track. Determine how much you are able to borrow by looking at the monthly repayments that you will be able to afford. Take control of your finances today the easy way with a fast loan

Bank the way that you prefer

The best way to ensure that the lending process is as simple and fast as possible is to provide a variety of platforms over which our customers are able to bank and an easy online loan application. This is why we offer mobile-, cellphones, digital- and tablet banking. Bank how it is convenient for you – the right way.

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Royal Bank of Scotland is a trusted & reliable provider of fast loans

In our review, Royal Bank of Scotland adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Royal Bank of Scotland is a registered credit provider in the UK; FCA number 114724

Customer Reviews & Testimonials

The RBS has been the provider of all my finance needs. When I wanted to buy a home - they were there. When I wanted a car, they were there. Naturally, I turned to them when I needed a fast short ...

Michael S
— Edinburgh —

Only the word "excellent" can describe the Royal Bank of Scotland. The service, the rates, everything.

Jude M
— Kelso —

Royal Bank of Scotland Contact Details

Contact Number


  • not available


Physical Address

  • Admiralty Arch, 49 Charing Cross Rd Westminster London SW1A 2DX United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 16:45
  • Tuesday 09:00 – 16:45
  • Wednesday 10:00 – 16:45
  • Thursday 09:00 – 16:45
  • Friday 09:00 – 16:45
  • Saturday – Closed
  • Sunday – Closed