Rating based on 40 reviews



  • Short-term Loans up to £700
  • Low-interest starting from 274%
  • Repayment up to 6 months

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Author Creditstar. Screenshot of Creditstar website. [Accessed December 18, 2018]

About Creditstar

Convenient short-term loans with transparent terms are what Creditstar offers private customers.

A financial service that is accessible paired with knowledgeable and friendly customer service is our business objective and we have done so successfully. As a responsible lender, we have earned a name that is reputable and relied upon in times of short-term financial requirements.

Convenient, flexible and transparent

Since 2006, we have been operating as part of an international group. We believe that we have enriched the financial industry with market convenience, flexible and transparent financial products that do not only meet our clients' needs but also their expectations of a lender and the services offered.

Short-term financial service

Making you life a little easier is what drives us here At Creditstar, as it is our passion to see UK residents have access to the most reliable lending service. If you are looking for a transparent, easy-to-use lending service, we should be your preferred lender.

Positive client relationships

How do we manage our client relationships? By being friendly and respectful, we are able to maintain positive customer relationships. Our customers are at the heart of our business and that is why we go above and beyond to maintain our relationship with them.

What makes Creditstar a preferred lender?

  • International footprint and service
  • 93% of our returning customers feel that they are well-informed about our loan terms and conditions
  • We are reachable 365 days a year, at your convenience
  • We have approved over 500 000 loan applications.

Creditstar Services

Our loans are unsecured, short-term loans that allow first-time borrowers to loan up to £300 but the client is able to increase the loan amount to a maximum of £700.

Simply complete the simple and quick application process to see if you qualify. Repayment periods from five to 30 days are available.

Responsible lending

Great integrity is at the core of our services, thus we are a responsible lender that follows a strict, detailed and sensible loan criteria process. This includes the use of credit scoring, credit reference agency checking and income verification.

Applying for a loan with a bad credit rating

All applicants will undergo a credit check as we are a responsible lender and thus follow responsible application procedures accordingly.

If you have been bankrupt, visited by debt collectors over the last 18 months or have a bad credit rating we might not approve your application. However, if you do not fall within this group, please feel free to apply online.

Receive funds 30 minutes after approval

You might be wondering how soon you are able to receive the funds after applying.

Once your application has been approved you should get the funds within 30 minutes, provided that you have applied within business hours.

Should you apply after working hours, you loan will be processed on the next working day.

Creditstar Product Details

  • Loan Type Short-term Loans
  • Interest Rate from 274%
  • Loan Amount up to £700
  • Repayment 30 days to 6 months
  • Decision 30 minutes

Benefits of Creditstar

  • Get funds in 30 minutes
  • Flexible repayment terms
  • Apply for a loan in 10 minutes

Creditstar has changed the way lending works

It has never been easier to apply for a short-term loan. Here is a guide to applying for our loans.

Requirements to apply for a loan

You will need to meet the following requirements before applying for a short-term loan:

  • UK resident
  • Regular income
  • 18 years or older
  • UK bank account and debit card
  • Mobile phone number
  • Active email address

Should you meet the above requirements, we are waiting to hear from. We would like to assist you with the funds you require to get ahead.

How do I apply?

Follow these easy steps and you are well on your way to getting your hands on the funds you need, for whatever you need it for. We are here to help!

  • COMPLETE the one-off sign up on our website
  • CHOOSE the loan amount and period
  • CAREFULLY read the loan agreement before signing

The rest of the work is up to us and as always, you can count on us to get the job done. Once we have received your application, we will review your application and perform all the necessary credit checks. Should you meet all the requirements, we will contact you to finalise the application. The entire process is done quickly and efficiently as we use the most reliable intelligent system available.

What details do I have to provide?

When you apply for a loan, you will be required to provide the following details:

  • INCOME details
  • BANK details
  • PERSONAL details

The details help us to review your application and to confirm your identity so that security and speed are assured.

Why should I apply for a Creditstar loan?

When those unexpected emergencies pop up we are here to assist you with the short-term personal loan you need. Our services are available to all UK residents that meet the minimum requirements. Apply today to receive a financial solution that suits your needs and expectations. 

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Creditstar is a trusted & reliable provider of short-term loans

In our review, Creditstar adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Creditstar is a registered credit provider in the UK; FCA number 675392

Customer Reviews & Testimonials

Short and simple application, I was able to complete it without any help.

Trevor P. C
— London —

I was able to pay off the outstanding amount on my student fees.

Michael S
— London —

Creditstar Contact Details

Physical Address

  • Mappin House, Oxford Street London, Greater London England W1W 8HF United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 20:00
  • Tuesday 09:00 – 20:00
  • Wednesday 09:00 – 20:00
  • Thursday 09:00 – 20:00
  • Friday 09:00 – 20:00
  • Saturday 09:00 – 20:00
  • Sunday 09:00 – 20:00