Wizz Cash

With the revolution in how banking is done, there is no reason why you should wait for the funds that you require.

Your approved loan could be deposited into your personal bank account within 24 hours. More often than not, the funds can be transferred in as quick as 2 hours.

Applying for a loan

Step 1
Simply choose how much cash you want and complete the application.

Step 2
The next step is to verify your loan by SMS and email.

Step 3
Thereafter, the funds will be transferred to your bank account.

Step 4
Repay your loan over a period of three months, in equal instalments.

Entire online application

As the entire loan application procedure is done online, it literally only takes a few minutes. Once we have completed the application process, affordability and all necessary credit checks will be concluded. You should receive an instant decision. The next step will be for the underwriting of the loan to finalised. Thus, our team will be contact with you to complete the process and finally, the funds will be transferred to your account.

What affordability checks are done?

In order to effectively match the amount our customers can realistically afford to borrow and afford to repay is important to guarantee we practise responsible lending criteria procedures. The affordability test we do allows us to check what amount you should qualify for to borrow. We do not want to put you in a compromising financial situation and it is consequently our responsibility to make sure that you only borrow what you can reasonably afford.

What credit checks are done?

Credit checks are done to review and predict the repayment behaviour of an individual applying for credit. We have partnered with credit reference agencies including Lending Metrics and Equifax helps us to run credit checks to better understand a customer’s loan suitability.

What is a credit check?

It represents a numeral score, which gives us a suggestion of the customer’s repayment history with other forms of credit such as mobile phones, credit cards and loans. Individuals with a bad credit score are generally considered high-risk borrowers. However, if you stick to your repayments with creditors, you are also able to improve your credit score.