About Wizz Cash
Wizz Cash is a reliable lender of short term loans of up to £1,000.
Our story began in 2012 and we have been driven by being a responsible lender since our establishment within the finance industry.
However, above all, we aim to provide loans that are straightforward.
Should your loan application be approved, it will be repaid over three months in equal monthly-based instalments. No early payback fees or any other hidden charges apply to our loans and we will ensure you are able to afford the loan you wish to apply for.
Advantages of our lending services
You will pay no fees when applying for a loan as we are a direct lender. And we have absolutely no hidden costs as transparency is what we strive for.
Same day funding
Once your loan application has been approved, funds will be sent to your bank account within 60 minutes or less.
To receive a quick provisional decision, we only need 10 minutes of your time to apply.
Convenient online application
The loan application is 100% online.
Simple repayment terms
Simply repay your loan over three months in equal monthly instalments.
What Wizz Cash can offer you
A short term loan is your solution if you need to get your hands on funds as soon as possible. We offer short term loans up to £1000.
What is a short-term loan?
Designed for short-term purposes, a short-term loan allows you to pay back in instalments, usually within a year.
We are a direct lender
- NO FEES for applying
- QUICK approval
- NO early repayment fee
Advantages of short-term loans
1. Cash when you need it
It is an easily applied for loan, which allows you access to the funds you require often on the day you apply.
2. Quick repayment
As the loan is usually designed to be repaid within one year, you are not obliged to commit to any long-term financial commitments.
The loan amount is paid back in instalments, which makes it an affordable financing option.
- Over 18 years of age
- UK resident
- In current employment and take home a minimum of £750 a month.
In a Nutshell
- Average processing time Same day
- Online application
- Unsecured loan option
Wizz Cash – Help, when you need a short-term loan
With the revolution in how banking is done, there is no reason why you should wait for the funds that you require.
Your approved loan could be deposited into your personal bank account within 24 hours. More often than not, the funds can be transferred in as quick as 2 hours.
Applying for a loan
Simply choose how much cash you want and complete the application.
The next step is to verify your loan by SMS and email.
Thereafter, the funds will be transferred to your bank account.
Repay your loan over a period of three months, in equal instalments.
Entire online application
As the entire loan application procedure is done online, it literally only takes a few minutes. Once we have completed the application process, affordability and all necessary credit checks will be concluded. You should receive an instant decision. The next step will be for the underwriting of the loan to finalised. Thus, our team will be contact with you to complete the process and finally, the funds will be transferred to your account.
What affordability checks are done?
In order to effectively match the amount our customers can realistically afford to borrow and afford to repay is important to guarantee we practise responsible lending criteria procedures. The affordability test we do allows us to check what amount you should qualify for to borrow. We do not want to put you in a compromising financial situation and it is consequently our responsibility to make sure that you only borrow what you can reasonably afford.
What credit checks are done?
Credit checks are done to review and predict the repayment behaviour of an individual applying for credit. We have partnered with credit reference agencies including Lending Metrics and Equifax helps us to run credit checks to better understand a customer’s loan suitability.
What is a credit check?
It represents a numeral score, which gives us a suggestion of the customer’s repayment history with other forms of credit such as mobile phones, credit cards and loans. Individuals with a bad credit score are generally considered high-risk borrowers. However, if you stick to your repayments with creditors, you are also able to improve your credit score.
Eligibility & Requirements
- 18 years or older
- UK resident
- Earning a stable income
- Credit check
- Active UK bank account
- Recent pay slips
- Proof of address
Other Products & Services
- Short-Term Loans
Customer Reviews & Testimonials
Not particularly impressed with the consultant who helped me, but the application process was easy to understand, and the money paid over in less than a day. Overall, a good job.
— London —
Super helpful consultant explained every step of the application process. Very impressed with the speedy payout.
— London —
The consultant could barely understand my English, but we managed, and my loan was approved in minutes. I got my money the next day.
— London —