Rating based on 6 reviews

Aspire Money


  • Loans Bad Credit up to £25,000
  • Low-interest starting from 49.9%
  • Repayment up to 5 years

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Aspire Money homepage

Author Aspire Money. Screenshot of Aspire Money website. [Accessed May 17, 2020]

About Aspire Money

Aspire Money has since 2010 provided people across the UK with affordable loans, which suits their individual circumstances.

Simple and straightforward application

The process of applying for finance should be as simple and straightforward as possible and that is what we have aimed to achieve. We help thousands of people find the best loan options available to their specific requirements.

An expert panel of lenders

Our partnerships with our extensive panel of lenders allow us to find you the very best loan even if you have bad credit. We go the extra mile to get you the finance you need as quickly as possible. Our experienced consultants will keep you informed every step of the way, throughout your loan application.

Why should you choose Aspire Money?

  • No Hidden Costs
    The service we offer is completely free so there are absolutely no upfront fees.
  • Bad Credit Loans
    Whether you have bad credit, CCJs, defaults and arrear payments, we might be able to help you find the financing you require.
  • Professional Customer Service
    With our customer service rated as Gold Trusted Service by Feefo, our experienced consultants are available six days a week to help you every step of the way.
  • Self-Employed Loans
    We cater for self-employed customers.

Aspire Money Services

We offer unsecured loans to individuals regardless of their current credit scores.

What are unsecured bad credit loans?

The major difference of an unsecured loan is that you do not have to secure the loan against your home or any other assets.

It is similar to a personal loan in that the funds can be used for almost any purpose.

Why an unsecured loan may be right for you

The loans we can offer range from between £500 to £25,000, which is an unsecured loan that can provide the funding you need for those one-off purchases.

Additionally, the funds may be used to consolidate existing debts or financial emergencies.

Easy to apply

Another great feature of an unsecured loan is that it is often easier to apply for than a secured loan. It makes the entire process quicker, allowing you access to the funds you need in the shortest time possible.


Flexibility is another benefit that accompanies unsecured loans with fixed monthly payments from between one to five years.

Aspire Money Product Details

  • Loan Type Loans Bad Credit
  • Interest Rate from 49.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Aspire Money

  • Loans for clients with bad credit
  • Online loan applications
  • Get loan quotes
  • Choose the best loan

Applying for a bad credit loan with Aspire Money has never been easier

You have three options if you wish to apply for a loan.

1. Apply online
Simply complete the online application and we will call you back.

2. ‘Contact us’ form
Send us a “contact us” form through our website.

3. Call us directly
Call us directly on 0161 350 0670.

4. Submit application
Once the relevant information on your application has been complete, it will be submitted to our panel providers to get you an instant decision.

What happens once the loan application is submitted online?

One of our experienced advisors will contact you soon after submitting your online application.

Interest rates

Interest rates are based on your individual circumstances but our Loan Calculator can help you work out the estimate cost.

Benefits of Aspire Money lenders

  • Best Offers Available
    Based on your circumstances and our panel of expert lenders, we are able to offer the best loan deals in the industry.
  • Fast Application
    You can apply for a loan in minutes with our simple online application process.
  • Expert Lenders
    Our ever-growing panel of lenders are able to assist customers of all credit types.

Applying for unsecured loan with bad credit

As specialists in finding suitable loans for our customers even with a bad credit history, you can rest assured that we have you covered. The suitable panel of lenders will evaluate candidates based on their individual circumstances to determine eligibility and affordability of the loan repayments.

Aspire Money is a registered loan broker that is authorised and regulated by the Financial Conduct Authority (FCA) and a member of the Consumer Credit Trade Association (CCTA).

man holding thumbs up

Aspire Money is a trusted & reliable provider of loans bad credit

In our review, Aspire Money adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Aspire Money is a registered credit provider in the UK; FCA number 681346

Customer Reviews & Testimonials

Super affordable unsecured loan option, the repayments are flexible too.

Kate B
— Dudley —

The application was simple and easy to do and there are no hidden costs involved. The interest rate is reasonable.

Yazmin J
— West Bromwich —

Aspire Money Contact Details

Physical Address

Opening Hours

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