Rating based on 41 reviews



  • Low rates
  • Low-interest starting from 42.5%
  • Competitive loans

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AvantCredit homepage

Author AvantCredit. Screenshot of AvantCredit website. [Accessed May 17, 2020]

About AvantCredit

AvantCredit is backed by a professional and passionate team looking to change the online loan industry.

Established in 2013, we aim to lower the criteria and costs of borrowing for our customers. If you are looking for a lender that can offer you the best loan deal, apply with us today and enjoy the utmost client-centred experience.

An international financial firm

With offices in locations such as London, Chicago and Los Angeles, our international footprint is forever expanding.

Education is key

Education is what sets us apart from the rest. It is for this very reason that we encourage and sponsor our team to visit conferences, take educational courses, and professional development is at the top of our agenda. This growth directly benefits us and we make it a priority to ensure only the best lending experience for our customers.

Corporate culture

We are a financial services provider that loves to stay connected. Catch at town halls, demo days, and team outings.

Fabulous extras

A variety of extra financial services is what makes us a preferred lender. What are the fabulous extras we offer? Pension contributions, discounted gym membership, flexible work hours, a challenging work environment, to name a few.

AvantCredit Services

Providing unsecured loans tailored to your financial circumstances.

We consider multiple factors when considering your loan application and we are able to provide you with a loan anywhere from £1,000 to £20,000.

Factors we consider include credit score, income and expenses. These factors help us better understand what type of loan we can provide, including the terms of the loan.

Minimum loan requirements

  • Over the age of 18
  • You must have a personal UK current account
  • You must be a UK resident

Bad credit loans

Individuals with a variety of credit histories are welcome to apply for a loan. We like to treat each situation on its own merits.

Therefore, we will consider you for loan approval even if you have a less than perfect credit history.

Simplest loan terms

AvantCredit loans have set monthly payments. We do not complicate the repayment process, to make things as simple as possible for our customers.

If you are applying for a bad credit loan you have the potential to recover your credit rating by making repayments on your loan as per loan agreement.

AvantCredit Product Details

  • Loan Type Loans Bad Credit
  • Interest Rate from 42.5%

Benefits of AvantCredit

  • Personalised loan 
  • Improve your credit score
  • Get the best loan rates

AvantCredit gives you same day approval on your loan

Loan application should be easy and straightforward and that is what we strive for.

Apply online

Simply visit our website and apply online. The loan application form should not take longer than a few minutes to complete. You are then well on your way to getting your hands on the finances for the things that matter most to you.

A quick and transparent process

After you have completed your online application form and submitted it, your loan application will be reviewed by one of our expert finance professional.

Sign the contract online

You can e-sign your contract if approved, which is 100% secure.

Same day payouts

The money could be directly deposited into your current account on the same day of application.

We need the following for you to view our rates

  • FULL name
  • ADDRESS information
  • INCOME information

Same day processing

We always aim for same-day approval. Approved loan applications are notified via email. What’s more is that the loan amount will be in your account by midnight on the day of approval. Payments made to banks that do not support faster payments might take longer to be finalised. You won’t find faster service anywhere else.

Our mobile app

Our mobile app is a quick and straightforward method to manage your loan from your mobile device. What does the mobile app allow you to do? View upcoming payments, change an upcoming payment, make extra payments and receive notifications and alerts relating to your account.

A little about us

We have a total of 500+ employees, our funding up to date equals £1.8 billion, our loan portfolio stands at £3.5 billion+ and we have empowered 500,000+ customers by reaching their financial desires.

man holding thumbs up

AvantCredit is a trusted & reliable provider of loans bad credit

In our review, AvantCredit adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

AvantCredit is a registered credit provider in the UK; FCA number 727347

Customer Reviews & Testimonials

With a loan from AvantCredit, I was able to turn my finances around. They helped tailor a loan just right for me with affordable interest and terms.

Chrystal H
— London —

The entire process took less than 10 minutes online. Same day approval and payout within 48 hours.

Jamesina R
— London —

The online loan calculator was a useful tool, I realised I needed a longer term in order to afford my loan.

Arial M
— London —

AvantCredit Contact Details

Contact Number


  • not available


Physical Address

  • AvantCredit, Liberty House, 222 Regent St London England W1B 5TR United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday 09:00 – 18:00
  • Sunday 09:00 – 18:00