Rating based on 47 reviews

Click Finance


  • Loans Bad Credit up to £1,000,000
  • Low-interest starting from 49.9%
  • Repayment up to 25 years

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Author Click Finance. Screenshot of Click Finance website. [Accessed May 17, 2020]

About Click Finance

Click Finance helps you find the best deals whether you need secured loans, consolidation loans, unsecured loans or guarantor loans.

Our financial services and products are some of the most competitive packages in the industry. The main focus of our business is to assist our customers with all their financial needs.

Apply online

You can simply apply for a loan online today from £80 to £100,000 even if you have a less than perfect credit history and we charge no up-front fees.

We are delighted to be shortlisted for Best Consumer Credit Broker 2017. We believe this says a lot for our services and products, and it is definitely one of the reasons that we are a preferred UK lender.

Bad credit loans

Among other financial services, we offer bad credit loans.

Our flexibility allows us to take your personal situation into account and offer a financial solution regardless of your credit history. Visit one of the many branches near you to secure the finance you need to make your dreams a reality.

Click Finance Services

One of the specialty financial services that we offer is that of bad credit loans.

It is an option available to you should you have a bad credit history.

What are bad credit loans?

Our loan products are intended for people with a less than perfect credit history. Loan applications are often rejected because the applicant has a bad credit history. It is similar to unsecured loans but usually carries a higher interest rate. Bad credit loans are still subject to affordability and creditworthiness checks.

Our bad credit loans

We offer loans ranging from from £500 to £25,000 with rates from 7.1% to 99.9% APR. The repayment terms vary from one to five years and the loan amounts can be used for any purpose. Our bad credit loans are available without complicated forms and lengthy processing times. What’s more is that we charge absolutely no upfront fees.

Why are we a preferred lender?

You will receive a no-obligation quote that does not reflect on your credit report. Additionally, we source the very best financial solution for your unique situation. A glance at over 1,000 independent customer reviews proves our dedication towards customer satisfaction.

Click Finance Product Details

  • Loan Type Loans Bad Credit
  • Interest Rate from 49.9%
  • Loan Amount up to £1,000,000
  • Repayment 1 year to 25 years

Benefits of Click Finance

  • Choose between loan options
  • Compare loan deals
  • Affordable debt consolidation loans
  • Loans for clients with bad credit

Click Finance will assist you financially every step of the way

Finding the best suited loan option has never been easier.

We have an extensive panel of lenders that are ready to assist you with your next loan application.

Online loan application form

Simply fill in the short application form and job is to find a loan for you from our panel of lenders.

The form takes only a few minutes to complete and then you will have clarity on the best lender available to suit your financial situation.

Quick loan application

An online system makes it easy and quick to apply for a loan and we are staying ahead in the industry, offering the most convenient services possible.

Advantages of bad credit loans

  • Flexibility
    One of the biggest advantages is that bad credit loans offer flexible lending options based on your individual circumstances.
  • Perfect short term solution
    Bad credit loans are suitable if you are looking to borrow small amounts for a short term.
  • No security needed
    You are not required to secure a bad credit loan against your home or property.

Other advantages

  • SIMPLE & fast
  • COMPLETION is simple and fast compared to a secured loan.
  • EARLY repayment option

You should have the option to repay your loan earlier than the initial agreed term.

Other financial services and products available

Apart from our expert bad credit loans, we offer a number of other financial services and products, which include the following:

Debt consolidation loans

The purpose of a debt consolidation loan is to pay off existing creditors. Debt consolidation is a sound financial choice if you have several debts. It helps to increase your disposal income by reducing your monthly repayments to your creditors. It is also a method to save on the interest you would pay, especially high-interest bearing credit such as credit cards.

Secured and unsecured personal loans

Additionally, we offer secured and unsecured personal loans. Our loans are easy to apply for and your credit history does not necessarily determine the outcome of your loan application.

man holding thumbs up

Click Finance is a trusted & reliable provider of loans bad credit

In our review, Click Finance adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Click Finance is a registered credit provider in the UK; FCA number 796023

Customer Reviews & Testimonials

The online application is very convenient and the approval came through fast - the interest rate can get really high if you have a longer term though.

Warren K
— Stockport —

CF offers really flexible repayments and their staff is very helpful.

Katrina D
— Stockport —

Click Finance Contact Details

Physical Address

  • Regent House, Heaton Lane Stockport England SK4 1BS United Kingdom
  • Get Directions

Postal Address

  • Regent House Heaton Lane, Stockport, SK4 1BS, UK

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 14:00
  • Saturday – Closed
  • Sunday – Closed