Rating based on 47 reviews


Loans Bad Credit offered by Everyday Loans

image of Everyday Loans
image of Everyday Loans

About Everyday Loans

Established in 2006, Everyday Lending Limited has made it straightforward to borrow money in the UK.

As an independent lender, owned by Non Standard Finance PLC, we offer loan services for new customers by appointment, which is arranged locally, adding a personal aspect to our services. We understand that each financial situation is different. It is the very reason we offer a case-by-case approach to customers. It allows us to be flexible when approving loans.

Our promise to our customers

Local
Our branches cover most cities and major towns across the UK. Simply visit any one of our branches and we will help you apply for the loan you need, with professional, friendly customer service.

Professional
All our financial services are delivered with the highest level of professionalism. Our customer-centred approach ensures that you are always in good hands.

Approachable
The flexibility that we offer our customers is what makes us an approachable lender. Our team is always ready to assist you, no matter what financial situation you are in.

Responsible
Our repayment options are designed to suit the specific needs of each individual. Responsible lending forms part of our ethics.

Range of financial services and products
For a range of financial services and products, including loans for bad credit, we are your go-to lender. Contact us today to finance your dreams and desires.

What Everyday Loans can offer you

Are you in a position that has caused you to have a negative credit score or record?

We are here to help you find a loan to suits your financial requirements, regardless of your bad credit score.

Bad credit loan

A bad credit loan is designed to provide financing for individuals who might find it hard to enjoy loan approval at other traditional lenders.

Our policy is to take your specific situation into account and help you get the loan approval you are looking for.

Other services

Besides our fantastic loans for people with bad credit, we have a variety of other financial services and products available. These financial products and services are designed to help you get the financing you need. Our application process makes it easy to apply for the loans you need.

The minimum requirements are that you are over 18 and employed.

It is as easy as that to apply for a bad credit loan

We have loan amounts available up to £15,000, making it possible to finance almost anything you need or want. Talk to us about our flexible repayment terms.

Loan Amount

£0
Min

£0
Max

Repayment Term

0 months
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0 months
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In a Nutshell

  •  Average processing time Same day
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration


Even with bad credit, Everyday Loans will look for a reason to say – Yes!

To apply for a loan, we offer two convenient options.

You can either apply online or you can visit any of our branches, nearest to you. With branches in almost every town and city, we are locally available to all our customers.

Apply for a loan up to £15,000

Four aspects will determine you repayment terms.

What you can afford
Your repayment amount will depend on your income and what you are able to afford.

If you own your home
If you are able to secure you bad credit loan with home equity, you will receive the best loan deal available.

Your current income and expenses
We assess each loan by measuring your income and expenses. It gives us a clear indication of what you are able to afford.

Your financial credit history
Our bad credit loans are designed for people with bad credit, however, the amount you qualify for and the terms of your bad credit loan will be determined by your credit history.

Required documents

An Everyday Loans advisor will assess these aspects upon meeting, in order to decide what loan would be most suitable. You will therefore request a few important documents from you.

  • PROOF of identity
  • VALID passport
  • VALID driving licence
  • SELF-EMPLOYED, in the construction industry then a signed photographic registration card
  • PROOF of residence
  • RECENT utility bill
  • BANK statement
  • CAR tax renewal letter
  • TELEVISION licence renewal letter
  • PROOF of your income and regular expenses
  • LATEST payslip
  • TWO months' bank accounts
  • ACCOUNTANT'S reference
  • SELF assessment return
  • PRECEDING year's audited accounts
  • SE60 slips of the previous four weeks

Meeting with us

Contact us to arrange an appointment; the scheduled meeting should take no more than 45 minutes. In fact, we should be able to give a response on your loan immediately.

We charge no fees

Unlike other lenders, we do not charge any fees.


Eligibility & Requirements

  •  Stable address history
  •  18 years or older
  •  UK resident
  •  Employed full-time
  •  Active UK bank account
  •  Recent pay slips
  •  Employer to confirm employment
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Bad Credit Loans

Customer Reviews & Testimonials

EDL has loan options on offer for any pocket. They are affordable and have generous terms.

Brendon M
— York —

Competitive rates considering it is an unsecured loan option.

Kayla J
— Manchester —

The online application took little time and I received approval same day.

Cassidy G
— Hull —

 Find us here


2nd Floor, Barlow House, Minshull Street, Manchester
England
M1 3DZ
UK

Postal Address

Secure Trust House, Boston Drive, Bourne End, Bucks, SL8 5Y, UK

 Opening hours


  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed

 Get in contact


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