Rating based on 24 reviews



  • Loans Bad Credit up to £25,000
  • Low-interest starting from 3.4%
  • Repayment up to 7 years

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Author Nationwide. Screenshot of Nationwide website. [Accessed May 17, 2020]

About Nationwide

There are a number of reasons that may result in you falling short on your payments. The only disadvantage is the fact that your credit profile will be jeopardized.

Nationwide will still give you a second chance to start afresh. Having a bad credit history doesn’t mean that your loan applications have to be rejected. Everything will go according to plan if you are constantly paying your bad credit loans on time. The only problem is when you make late payments as this will incur charges on your loan.

Declining your bad credit loan might do you good

When you are applying for credit, the last thing you need is to have your online loan application declined. If we see that you have a lot on your plate and you are not in good financial standing, we will have no other choice.

Customers need to understand that we want to have a relationship with them that is easy and convenient. When we see that you are paying for a number of loans, we may have to decline your loan application at the present moment. The client is welcome to apply in the future.

Make use of the loan calculator

By making use of the personal loan calculator, you will be able to know prior to your loan the amount you qualify for and what you would be due to pay.

This way, you can have better control over your budget and monthly expenses. The last thing you need is to skip payments. When you know what you are due to pay, it will be easier.

Nationwide Services

If you are interested in our bad credit loan, you need to make a loan application online. In this credit request, you need to furnish us with your personal details so that we have all your information.

The only reason we need your personal details is so that we can verify whether the information you submitted to us corresponds with the bank statements and proof of remuneration. It is also part of our procedures at Nationwide to verify customer’s documents.

How long should I wait before I get a response?

How long you wait will depend on how quickly you submitted your documents. If you are quick enough, you might have to wait for a couple of hours before the quick loan is readily available in your bank account.

We know that clients usually want to make use of the money right away; we will not waste too much time getting back to them with their credit feedback.

What are my loan terms?

The loan terms differ from one loan package to the next. The customer may choose short term or long term credit. If it is long term, it will take slightly longer to be paid off than a short-term loan.

The client will have to choose a payment option that works for you. Always take into account that you need to do something that is well within your budget.

Nationwide Product Details

  • Loan Type Loans Bad Credit
  • Interest Rate from 3.4%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years
  • Decision 2 hours

Benefits of Nationwide

  • Get a personalised quote
  • Money in your account within 2 hours
  • All fees are transparent
  • Apply online and get an instant decision

A bad credit history is not the end of you

When we opened this business, we wanted to help customers in the best way we could when it came to their loan applications. We also wanted to be a responsible lender.

Nationwide would never give a client that is clearly not in good financial capacity further credit that will just add a burden on their shoulders. We approve bad credit loans of people that don’t have too many financial obligations they are dealing with because we know they won’t encounter any problems paying for the loan.

Knowledgeable staff to attend to your financial affairs

We trust and believe in the people that we have employed. Our agents go above and beyond in ensuring that customers have the best credit deals and assisted by fine staff.

Helping our customers gives us great joy because we know that we contributed to their financial emergency. This is why we started this organization, to be of financial assistance when you feel like there is no other way. Nationwide will always help you. Even if we can’t approve your payday loan now, we might give you a thumbs up in future.

Can I call and make an appointment?

If you would like to meet with our staff to address some issues that may be pertaining to your online loan application, you can contact us via phone or email to make an appointment.

The appointment will be made on the availability of the client.

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Nationwide is a trusted & reliable provider of loans bad credit

In our review, Nationwide adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Nationwide is a registered credit provider in the UK; FCA number 106078

Customer Reviews & Testimonials

Very easy to use website with neat loan calculator that lets you work out monthly repayments in seconds.

Cassius W
— Whitby —

I was a bit disappointed when it took more than a day to get my approval, but once it came in it didn't take very long for the money to be transferred to my account.

Ryleigh A
— London —

I was able to borrow a relatively large sum of money at an affordable interest rate over terms of my choosing. I can recommend them.

Sidwell C
— Birmingham —

Nationwide Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 08:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed