Rating based on 26 reviews

Everyday Loans


  • Debt Consolidation up to £15,000
  • Low-interest up to 71.3%
  • Repayment up to 60 months

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Author Everyday Loans. Screenshot of Everyday Loans website. [Accessed December 18, 2018]

About Everyday Loans

Established in 2006, Everyday Lending Limited has made it straightforward to borrow money in the UK. We are owned by Non Standard Finance PLC as an independent lender.

We arrange loan services for new customers by appointment, which is arranged locally, adding a personal aspect to our services.

Case-by-case approach

We understand that each financial situation is different. It is the very reason we offer a case-by-case approach to customers. Flexibility when approving loans is how we review each and every loan application.

Our values

Our branches cover most cities and major towns across the UK. Simply visit any one of our branches and we will help you apply for the personal loan you need, with professional, friendly customer service.

All our financial services are delivered with the highest level of professionalism. Our customer-centred approach ensures that you are always in good hands.

The flexibility that we offer our customers is what makes us an approachable lender. Our team is always ready to assist you, no matter what financial situation you are in.

Responsible repayment options

Our  debt consolidation repayment options are designed to suit the specific needs of each individual. Responsible lending forms part of our daily business ethics.

Everyday Loans Services

Everyday Loans are here to help you find you the best debt consolidation loan available, regardless of your bad credit score. We are here to help as many customers as possible.

Regain financial control

If you want to regain financial control and increase your disposal income, one option is to consolidate outstanding loans, credit card and store card debt into a single loan. You are then accountable for only one manageable monthly repayment.

How does debt consolidation work?

Debt consolidation loans take all your outstanding debts and bring them together into a single loan with a more manageable single repayment and added flexibility. Usually, these loans are repaid over a longer repayment term, giving you more time to repay the debt.

Direct lender of debt consolidation loans

We are a direct loan lender that can offer quick approval loans for debt consolidation to those with poor and bad credit profiles, why not apply today?

Bad credit loans available

A bad credit loan is designed to provide financing for individuals who might find it hard to enjoy loan approval at other traditional lenders. Our policy is to take your specific situation into account and help you get the loan approval you are looking for.

Range of financial services and products

For a range of financial services and products, including loans for debt consolidation purposes to bad credit loans, we are your go-to lender. Contact us today to consolidate your debt and regain financial control and independence.

Everyday Loans Product Details

  • Loan Type Debt Consolidation
  • Interest Rate 71.3%
  • Loan Amount up to £15,000
  • Repayment 24 months to 60 months

Benefits of Everyday Loans

  • Debt Consolidation

Everyday Loans offer debt consolidation loans of up to £15,000

You have two convenient methods available to apply for a debt consolidation loan. You can either apply online or you can visit any of our branches, nearest to you. With branches in almost every town and city, we are locally available to all our customers.

Apply for a loan up to £15,000

Four aspects will determine you repayment terms

  1. What you can afford, which is determined by your income and other expenses as well as your budget.
  2. If you own your home as you are then able to secure you bad credit loan with home equity, you will receive the best loan deal available on a secured loan.
  3. Your current income and expenses gives us a clear indication of what you are able to afford.
  4. Your financial credit history as the amount you qualify for and the terms of your bad credit loan will be determined by your credit history.

Minimum requirements

The minimum requirements are that you are over 18 and employed. It is as easy as that to apply for a loan. We have loan amounts available up to £15,000, making it possible to finance almost anything you need or want. Talk to us about our flexible repayment terms.

Required documents

You will be required to submit a few important documents.

  • Proof of identity
  • A valid passport
  • A valid driving licence
  • If you are self-employed, in the construction industry then a signed photographic registration card
  • Proof of residence
  • Recent utility bill
  • Bank statement
  • Car tax renewal letter
  • Television licence renewal letter
  • Proof of your income and regular expenses
  • Latest payslip
  • Two months' bank accounts
  • Accountant's reference
  • Self assessment return
  • Preceding year's audited accounts
  • SE60 slips of the previous four weeks

Arrange a meeting

Contact us to arrange an appointment; the scheduled meeting should take no more than 45 minutes. In fact, we should be able to give a response on your debt consolidation loan immediately. 

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Everyday Loans is a trusted & reliable provider of debt consolidation

In our review, Everyday Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Everyday Loans is a registered credit provider in the UK; FCA number 724445

Customer Reviews & Testimonials

Excellent customer service staff.

Alan L
— York —

EDL really helped me take control of my finances, with a debt consolidation loan I could pay off other debt and now only need to keep track of one payment monthly.

Zachary H
— Manchester —

Everyday Loans Contact Details

Contact Number


  • not available


Physical Address

  • 2nd Floor, Barlow House, Minshull Street Manchester England M1 3DZ United Kingdom
  • Get Directions

Opening Hours

  • Monday 10:00 – 18:00
  • Tuesday 10:00 – 18:00
  • Wednesday 10:00 – 18:00
  • Thursday 10:00 – 18:00
  • Friday 10:00 – 18:00
  • Saturday 10:00 – 12:00
  • Sunday – Closed