Lending Works

Here at Lending Works we believe in being fair above all else. When cofounders Nick and Matt brought the innovation of connecting people directly via the internet to Lending Works, it transformed the industry and we still do so today.

Why did they establish Lending Works?

Our establishment was created out of the recognition that all consumers want a fair lending service that offers convenience and efficiency. But, consumers want these services in a form that is more personal, such as peer to peer lending.

Expert team and innovation drives our business

We launched in January 2014 from a little office in Farringdon, London and our expert team pushed Lending Works forward to what it is today. Continuous innovation ensures that we offer the best possible user experience, which is our core mission.

Dedication to a fair service

Our focus has never shifted as we remain dedicated to 'pioneering fair financial services that people love'. We do so with a dynamic team and our valued customers.

Our achievements

• Moneynet Award Best Consumer Peer to Peer Platform
• Moneywise Award Best P2P Platform for Savers
• Moneywise Award Trust Provider Personal Loans
• Moneyfacts Peer to Peer Provider of the Year

Why consolidate your debts?

Consolidating your debt  does not only give you a larger disposable income but can save you a lot of money compared to the interest charged on credit card debt or multiple outstanding loans. Why not consolidate debt into one affordable and hassle-free Lending Works loan?

With the low-cost debt consolidation loans from Lending Works, we help you gain control over your debts, and finances.

The rate assigned to your loan is dependent on the loan amount, the repayment term and your personal circumstances. Your personalised rate will be confirmed when you receive your personalised quote.

No hidden or extra fees

Perhaps you would like to repay your loan earlier than the agreed term, well with Lending Works, you can. It is just another way you can save money. Additionally, the quick and simple application process makes it possible for the funds to be in your bank account within two working days.

Various loan types available

Lending Works offer personal loans to individuals, which can be used for a number of purposes. Additionally, it offers investment opportunities to investors.

Simple lending for lenders

Lenders have access to simple and friendly lending that is insurance-backed, and which could earn you up to 5.0% p.a.

Personal loan purposes

• A car or vehicle
• Home improvements
• Debt consolidation
• A short-term loan for a special event such as a wedding or holiday
• Any other reasonable purpose