Rating based on 21 reviews



  • Debt Consolidation up to £25,000
  • Low-interest starting from 3.4%
  • Repayment up to 5 years

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Author Nationwide. Screenshot of Nationwide website. [Accessed May 15, 2020]

About Nationwide

It is one thing to improve the life of one person and to help one person get back on track with their finances but it is something totally different to help an entire community to better itself and that is exactly what we aim to do at Nationwide.

Nationwide is fully dedicated to putting our members first and we have had the same vision for over 130 years and have no intention of changing now.

Paving your way to a brighter future

As a building society, we are committed to creating a community that helps itself to help others. Nationwide has been assisting ordinary people to purchase homes, save for their future and obtain loans for over 130 years. Those who save with us are helping those who lend through us. What makes banking with us even better is that our members are also the owners.

Being part of the ownership of the bank means that you have a greater say over how your money is saved, managed and invested. Your decisions today can help to shape the community of tomorrow. Become a part of the path to a brighter future and join the Nationwide family today whether it's a debt consolidation loan that you need or more affordable banking services.

Nationwide Services

The major difference between us and other financial institutions and lenders is that we genuinely care.

Each individual member is contributing to a better society which is why we are committed to giving our members the best financial deals possible. It is normal to find yourself in a tough situation from time to time but we are here to help you through it. Debt consolidation is a great way to rebuild your financial situation and ensure your path towards a better financial future by combining everything from credit cards to payday loans and more.

Debt solutions made easy

Debt does not have to be as scary as you think it is – we can help you to organise your current debt so that it becomes more manageable and easier for your budget. If you have outstanding debts such as credit cards or store cards a debt consolidation loan will allow you to repay all your current debt and only pay for a single loan monthly. This means you will no longer have to keep track of multiple repayments.

Once you have completed your online loan application you can have your money in your account within two hours. You can even make use of our loan calculator to determine what monthly repayments will be the best for your budget. Consolidate your debt from £7,500 to £25,000 repayable over one to five years at a fair and affordable rate.

Nationwide Product Details

  • Loan Type Debt Consolidation
  • Interest Rate from 3.4%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Nationwide

  • Fees are transparent
  • Apply online and get an instant decision
  • Get lower interest rates
  • Lower monthly repayments

Banking made easy, convenient and simple

When banking you do not want to run into any additional hassles and stresses which is why we ensure that all our banking processes are as simple as possible.

Ranging from loan flexibility to mobile applications – we have got you covered.

Personal loans to the rescue

From amounts as low as £7,500 you can take out a personal loan to finance whatever you have your heart set on. Looking to buy a new car? Consider it done! Want to go on a long-overdue family vacation? Time to get your bags packed! Finance does not only have to be for the debt – it is time to finance some good memories too so get your Smartphone, laptop or tablet and apply today.

Finance at your fingertips!

In order to reduce the impact on our environment, we have engaged in greener banking. This has given rise to our very own nifty banking app that can be downloaded on the App Store and Google Play Store. With a few swipes of the finger, you can check your balance, make payments or check your loan.

Flexibility is just what the doctor ordered

When borrowing money it is only natural to want to make your quick loan as flexible as possible in order to best suit your budget, preferences and financial situation. Nationwide understands and fully supports you which is why we allow overpayments of any amount to be made throughout your loan term. This means that you are able to make additional payments at no extra cost thus repaying your loan faster and reducing the overall interest accrued. If you find yourself with some additional money it would be wise to pay it on your loan to reduce the balance as fast as possible.

How becoming a member will benefit you and the community

With over fifteen million members we are sure that you can see how popular our approach to finance is. Not only will you be able to receive some benefits for yourself but also for your family, friends, and community. Our members gain access to specific member-only financial products and services including debt consolidation loans. With our loyalty rewards program, your interest rate is affected by the length of time you have been a member. You can also receive up to £500 a year for convincing a maximum of five friends or family members to bank with us. Sometimes finance requires a human touch which is why our employees are at the top of their game and ready to answer your questions and relieve all your concerns.

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Nationwide is a trusted & reliable provider of debt consolidation

In our review, Nationwide adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Nationwide is a registered credit provider in the UK; FCA number 106078

Customer Reviews & Testimonials

Best debt consolidation loan option around!

Archie Q
— Dublin —

I have been using Nationwide for all my financial needs, so when the time came to simplify my life and consolidate my debt, they were the easy choice in who to approach for a loan.

Greyson C
— Bristol —

Nationwide Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed