You might be wondering how we are able to process applications, complete our responsible lending and credit checks, authorise your payday loan as efficiently and quickly as we do.
Well, that is because we are an independent lender and have been since 2011.
It gives us the freedom to offer the most competitive fast approval loan packages in the industry. We have a UK-based customer support team that are able to assist you on all aspects related to your fast loan.
Flexible repayment terms
You do not have to worry about repaying a large lump sum all in one go. We are passionate about helping you to manage your finances more efficiently and so we offer three to six month repayment option.
Quick decision on your loan application
All we need is 15 minutes to give you a decision in principle on your quick cash loan application. Our processes have been designed to offer the most efficiency possible.
Free early repayment option
Not only are we transparent about our charges but we also offer fee-free early repayment.
What are our rates and charges?
Our interest is capped at 0.8% as in accordance with the Financial Conduct Authority's (FCA) price cap regulations. Our default charges are capped at £15.
If you are looking for a short-term loan with flexible repayments, we are your number one option.
We offer loans of £100 to £1000 repayable over three to six months.
Finding the perfect fast loan lender
We understand that it is hard to find perfect fast loan lender, which is a direct lender and offers a fast loan with flexible loan options. That is until we entered the market. We are here to assist you every step of the way.
Three to six month repayment options
Most online cash loans are to be paid back within a month but we offer you more options from three to six months. It makes our loans a more affordable option.
We are a direct, UK based company with offices and a call centre in Leeds and we can quickly authorise your loan and deposit the funds on the same day; provided that you apply within normal operating hours.
How much can you apply for?
New customers can apply for a fast loan of between £100 and £500 and existing customers who have successfully repaid their previous loan or loans may be able to borrow amounts up to £1000.
If you are in financial difficulties or the credit assessment indicates that you are unable to repay the loan, we will not approve your fast loan application.
CASH4UNOW Product Details
- Loan Type Fast loans
- Loan Amount up to £1,000
- Repayment 90 days to 6 months
Benefits of CASH4UNOW
- PAYDAY Loans
- QUICK Loans
- PERSONAL Loans
CASH4UNOW is a reputable fast loan lender in the UK
Getting a fast cash loan should be easy, and that is what CASH4UNOW have done.
Before applying for our personal loans, you must ensure you meet the following minimum requirements:
- Are aged between 18 and 65
- Are resident in the UK
- Have a UK bank account with a valid debit card associated with it
- Receive your salary into the above bank account
- Have a steady income of at least £600 a month
- You must provide an email address
- You must provide at least one valid contact telephone number
Straightforward loan application
Applying for your quick loan is straightforward and should only take a few minutes. All you need to do is complete the online application form. The details we request pertain to your personal details, your employment and expenses. Thereafter, we will process your request.
You will receive an instant principle decision once you have successfully submitted your online fast loan application. To finalise your loan we will do an employment verification check and an affordability assessment, this will be done over the phone where possible.
Complete online application
There is no need to send documentation back and forth as our complete online system allows us to complete the entire loan application online.
Customer Reviews & Testimonials
A quick and easy loan option that allows for flexible repayments to suit your pocket.
— Dublin —
Affordable rates and fees, the repayment structure is nice and flexible.
— Livingston —
CASH4UNOW Contact Details
- 7 Limewood Rd Leeds England LS14 1AB United Kingdom
- Get Directions
- Monday 09:00 – 17:30
- Tuesday 09:00 – 17:30
- Wednesday 09:00 – 17:30
- Thursday 09:00 – 17:30
- Friday 09:00 – 17:30
- Saturday – Closed
- Sunday – Closed