Pounds to Pockets

At Pounds to Pocket keeping payday loans simple and straightforward is what we do.

Thus, you are able to build a personal loan with repayment terms of anywhere between six and 12 months. Launched in 2010, we are a two-time Credit Today Finalist for Alternative Lender of the Year in 2012 and 2013.

Unique features

As we are always looking at improving your customer experience, we have added to the list of unique features currently offered, including Pound Place, The Scoop on How to Save and a convenient mobile website.

Responsible lender

Authorised and regulated by the Financial Conduct Authority, we follow the all applicable UK lending rules and regulations.

And as a responsible lender, we run checks on credit history, affordability and creditworthiness to assess each applicant's ability to repay their short term loan.

Thousands of satisfied customers

• Nine out of 10 customers would recommend us to friends, relatives and colleagues
• 93% of customers are satisfied with the service they receive

We have been providing payday loans to individuals, in the UK, for over four years and we form part of Enova International. Therefore, we are not only a trusted name in the industry but a preferred payday lender in the UK.

Our payday loans range from as little as £200 or as much as £2 000.

We understand that the repayment of your loan should be well within your affordability and thus, we offer flexible repayment terms. We offer extended repayment terms of between six to 12 months.

How do we work?

To apply for a payday loan  from Pounds to Pocket, you are required to submit your online application to receive a decision. Should you be approved, you are required to select the loan amount and repayment schedule that best suits your requirements.

You are able to repay over a period of six to 12 months. This allows you to set up a set repayment date with fixed repayment amounts. Once your loan has been approved, the funds will be sent within 10 minutes. It is as easy as that and you will have the funds you require.

Choosing the best loan to suit your requirements

As a reputable lender, we believe that the most important part of finding a loan is doing research to ensure the lender you choose is suitable for your unique financial situation. You should first consider your requirements, such as the loan amount and loan purpose. Just as importantly, you should have a clear idea of what your current affordability of a fast loan is. This includes repayment amounts, loan duration and the total amount to be repaid. Once you have determined the above, you are able to choose the best lender.