Rating based on 31 reviews



  • Payday loans up to £20,000
  • Low-interest starting from 3.5%
  • Repayment up to 60 months

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Author Santander. Screenshot of Santander website. [Accessed May 17, 2020]

About Santander

It is when you have given up that you need help the most.

Finances might not always go accordingly and sometimes, your fate might be in the hands of other people.

2018 was an exceptional year for Santander

There were so many highlights for our organization in the year 2018. For starters, we had more than 15 million customers. This was a great achievement for our brand because it certainly means there is something we are doing right.

At Santander, we know how this might feel and we just want to reassure clients that we will never fail to meet them halfway.

If a payday loan is what you are looking for, chances are, if you meet our requirements, that is what you are going to get. 

Affordable loan options

We have provided more than £158.0 billion in personal loans. When we say we will do whatever it takes for clients to get the best credit deals, we mean it.

Should you need a payday loan to attend to something that can’t wait until payday, you know where to go. Santander has affordable financial plans that tend to be exactly what you need to get by.

Santander Services

If you would like to apply for credit, you need to log onto our website and follow all the instructions.

Everything is self-explanatory and the client will not get confused as everything is systematic and precise.

Quick & easy loan applications

Once your application has reached our offices, we will ensure that we respond to you as soon as possible. There might be additional documents that we will require from you. The customer needs to give us the documents that we request as soon as possible if they want to use the money right away.

What are the loan requirements?

If you are above the age of 18 years and are a permanent UK citizen, you can apply. The customer also needs to be employed and should earn a salary. That is the only way we will be certain that you will be able to pay for your payday loan.

The customer may meet all the requirements and still have their short-term loan declined. This could be due to the fact that they have a lot of debts and can’t afford to apply for any more credit. We want our customers to be able to buy whatever it is that they need regardless of having a loan with us. If we see that your expenses will overwhelm you, we might turn your loan application down.

Santander Product Details

  • Loan Type Payday loans
  • Interest Rate from 3.5%
  • Loan Amount up to £20,000
  • Repayment 365 days to 60 months

Benefits of Santander

  • Get a payout fast
  • Apply conveniently online
  • Get a decision in 24 hours

Get a quick payday loan with Sandander, its easy to apply, visit our website today

Setting up a debit order system is usually the only way that will be convenient for all parties involved. This way, there is no reason to remind the client because the payment system will be automated.

The customer has to be entirely sure that they will have the money on the agreed upon date. Failure to get the money on the date will result in incurring extra charges.

Can I pay my payday loan earlier than the scheduled date?

If you would like to pay your online loan sooner than the scheduled date, you can. All the instructions are available on our website.

Paying your credit plan sooner will increase your chances of being granted approval in the future. This will also show us how serious you are about settling your loans.

What can you use the money for?

There are a number of things you can use the money for. We will not limit you and restrict your needs. As long as you meet our requirements, we will assist you with your payday loan query.

Whether you are looking to doing renovations for your home or you want to go on holiday, we will support your desires by offering you the financial support that you need.

Existing customers benefit when it comes to credit

When we have your details on our database and you already have a fast loan with us, we will know your payment patterns and if you qualify for an extension or an additional loan.

The customer must first finish paying off the existing loan before applying for a new credit plan. We will also need to determine your existing loan to see whether you qualify for an extension or not. Everything is procedural and can’t be done at rapid speed.

Make use of the financial articles on our website

We have financial articles that can be read by our customers who need to sharpen their financial management skills. They have worked for a number of clients who were not too financial disciplined.

They will give you a brand new perspective when it comes to credit and what you need and want. When you have learnt the distinct difference between these two aspects, your finances will never go wrong. Whether it's small payday loan or a debt consolidation loan we can help you.

Would you like to set up an appointment?

Give us a call or drop us an email if you would like to come to our offices and speak to one of our consultants. Helping our clients is what we were born to do.

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Santander is a trusted & reliable provider of payday loans

In our review, Santander adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Santander is a registered credit provider in the UK; FCA number 106054

Customer Reviews & Testimonials

Very quick and easy online loan application. My request was approved within minutes and the funds transferred to my account the same day.

Chantel H
— Dorchester —

I was able to borrow quite a lot at a pretty low rate, but I had a nice long term to pay it off.

Josephine G
— London —

Santander Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 10:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed