Rating based on 36 reviews

Funding Secure


  • Peer-to-Peer Lending up to £100,000
  • Low-interest starting from 46.5%
  • Repayment up to

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Funding Secure homepage

Author Funding Secure. Screenshot of Funding Secure website. [Accessed May 14, 2020]

About Funding Secure

Not only are we the only peer to peer lender in the UK that specialises in loans secured against the personal assets of borrowers.

We also have another unique difference, we are a pawn broking platform that allows investors to loan money to borrowers that offer almost any asset as security. What we have done is connect these two groups of people and their specific requirements in order for both stakeholders mutually benefit.

UK based peer to peer platform

FundingSecure started trading in July 2013 and is privately owned proud UK based company and we are based in Beaconsfield, Buckinghamshire with a dynamic team that backs what we do every, single day. Contact us today to start earning on your investment or if you are seeking finance complete our online loan application today.

Proven track record

How have we made a difference? We have facilitated more than £60 million in peer-to-peer loans and currently have over 2,000 active investors on our platform. Our services are rendered throughout the United Kingdom including Northern Ireland and Scotland and our services are made possible by the independent and professional valuers, surveyors, auctioneers, lawyers and other professional firms that we work with.

Funding Secure Services

What is peer to peer lending? Simply said it is all about a borrower seeking finance from the general public.

We offer the platform for these transactions to take place in a regulated, secured investment environment while offering borrowers the best rates available with long and short-term loans offered against a wide range of assets.

No credit checks

We are not that concerned with credit checks or what you need the money for as the money is secured against your asset/s.

Naturally, we require the asset that you wish to loan against is legally owned by you, has a value above your peer to peer loan amount including interest.

A simple and quick personal approach

You will have your own personal account manager who will help and guide you through the whole process to ensure a straightforward, satisfying customer experience.

There are no penalties for repaying early. Instead, we concentrate on offering superior returns to investors and competitive rates to borrowers.

Funding Secure Product Details

  • Loan Type Peer-to-Peer Lending
  • Interest Rate from 46.5%
  • Loan Amount up to £100,000
  • Repayment 6 months

Benefits of Funding Secure

  • We don't do credit checks
  • No penalties on early repayment
  • Property valuations
  • Peer-to-peer lending

Peer to peer lending is transforming the finance industry

Do you wish to apply for a peer to peer business loan?

Step one – Simply send an enquiry either online or by phone and we will call you back with a an estimate of the amount we can lend, the process involved and any costs involved.
Step two - Valuation and contracts procedures will take place and the security offered will be professionally valued and all legal proceedings and contracts will be finalised.
Step three - Funding and payment will take place once the loan has been presented to our team of investors and the target has been met.

Investing with us

What investors can expect is earning above average returns made possible by alternative finance lending. As the loan is secured to cover the loan, investors run less of a risk on their investment lending. It makes it easy for borrowers to get personal loans and investors are guaranteed that their investments will generate a return.

How it works

The peer-to-peer loans are presented on our platform and made available for funding with details of the security offered. The interest rates vary and are dependent on the risk of each loan but the average offer is 12-13% per annum. The loan repayment period is set at six months but the borrower has the option to repay early. Should a borrower repay early, investors are paid in full. On repayment of the entire loan, the interest and capital will be returned to the investor’s account and is then available to be withdrawn or reinvested.

Why borrow from us?

  • No credit checks
  • No monthly instalments
  • No early repayment penalties
  • Representative APR: 46.5%

We offer quick and easy loans against your assets

Regardless of what you need the money for, or even your credit history, we offer quick loans. We achieve this by requiring our borrowers to secure assets or property as security against their loan applications, making it easy to secure funding in the shortest time possible.

Customer Reviews & Testimonials

I always thought P2P lending was absolute nonsense until I was forced to give it a try. I was pleasantly surprised, I still prefer traditional banks, but the scheme isn't half bad.

David S
— Cardiff —

I very much like the idea of supporting local business and helping those in my community, with P2P I get to do both.

Holly B
— Newcastle —

Funding Secure Contact Details

Physical Address

  • Unit 8, Stokenchurch Business Park, Ibstone Rd, Stokenchurch High Wycombe England HP14 3FE United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed