Rating based on 30 reviews



  • Peer-to-Peer Lending up to £20,000,000
  • Repayment up to 24 months

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Wellesley homepage

Author Wellesley. Screenshot of Wellesley website. [Accessed May 17, 2020]

About Wellesley

What we do here at the Wellesley Group is help build more homes in the UK by offering our services as an established alternative property finance firm.

Not only do investors have the opportunity to earn more in rates with flexible payment terms but it is also a feasible alternative to those seeking loans.  Low risk investment and affordable loans is what our peer to peer lending platform consists of.

Delivery lending solutions

We aim to achieve fair returns on investments for retail investors via peer to peer loans by connecting them with borrowers who are creditworthy and reliable. Our service makes it easier and convenient for investors and borrowers alike to achieve their goals.

Core objectives

  • investors receive higher returns than offered by traditional investment institutes
  • investors enjoy flexible terms and a better lending service approach
  • investment while at the same time providing financing to experienced
  • commercial borrowers within the UK’s residential and commercial property market are eligible
  • asset backed lending and business expansion.

Why invest?

  • Earn up to 5.20% pa gross
  • Start with as little as £100

Wellesley Services

If you have been looking for an investment opportunity that enables you to invest in asset-backed loans, we have the peer-to-peer lending platform that fits your requirements.

Or if you are a borrower looking for a better loan option, we offer what you are looking for.

We invest with you

We lend our money alongside you to borrowers we trust, using the interest paid by them to pay competitive rates to you, ensuring that all stakeholders are mutually benefited.

Peer to peer lending key features

  • All loans are asset-backed
    Every business loan that we make is secured against residential or commercial property.
  • We invest with you
    Wellesley is the first peer to peer platform that invests alongside its investors.
  • 100% track record
    We are proud to say that no investor has ever lost any of their funds with Wellesley.
  • Auto-matching
    As an investor, you have options available to you to make the entire process as straightforward as possible.
  • Meticulous evaluation
    Our quick loans are only available to experienced, creditworthy, selected commercial borrowers.

Wellesley Product Details

  • Loan Type Peer-to-Peer Lending
  • Loan Amount up to £20,000,000
  • Repayment 6 months to 24 months

Benefits of Wellesley

  • PEER-TO-PEER Lending
  • PERSONAL Loans
  • QUICK Loans
  • SHORT-TERM Loans

Wellesley has created the most innovative peer to peer lending platform

If your loan and application fit our borrowing criteria, you can simply apply online.

Investors are required to set up an account. You complete your registration either online or by downloading and completing an online loan application form, which must be emailed to us. Small businesses and individuals are able to apply for our loans and loans tend to be between £2 milllion and £ 20million.

Fixed rate investments

Investors receive a fixed rate of interest that can either be paid monthly or at maturity as well as the original capital with no deductions or charges.

Mini-Bond key features

Wide choice of investment terms
Investors have four investment terms with Mini-Bond and it has been designed to suit investment horizon of two, three and five years.

Interest payment flexibility
You can either have your interest paid monthly or at the maturity of your investment.

What assets are the loans secured against?
Most of our peer to peer loans are secured against residential property. It allows investors to have peace of mind that their investment carries low risks. Peer to peer lending is designed to offer the greatest amount of benefit to each stakeholder involved.

Development funding
Wellesley supports property developers and builders that require financing to buy new land or the refurbishment of properties.

Loan repayment terms
The loan repayment terms range from six to 24 months. The average loan is repaid over 18 months. 

Customer Reviews & Testimonials

Investments are always risky, thankfully with Wellesley the return rate on my investment is good and backed with security so I don't lose money.

Reuben M
— Leeds —

Very competitive rates and good customer service.

Trish C
— Brighton —

Wellesley Contact Details

Physical Address

  • 6th Floor, St Albans House, 57/59 Haymarket, St. James's London England SW1Y 4QX United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed