HSBC

Why is HSBC a number one choice when it comes to personal loans and other financial services and products?

We are reputable lender because we are one of the world’s largest banking and financial services organisations. Our dedication towards our customers has allowed us to gain the trust of UK residents looking to apply for a personal loan that offers flexibility.

38 Global customers

Our extensive global presence serves around 38 million customers through four global businesses namely, retail banking and wealth management, commercial banking, global banking and markets, and global private banking. With around 3,900 offices worldwide, we strive to assist our customers all over the world reach the financial goals they wish to.

Global headquarters in the UK

The global headquarters of the HSBC Group are based in London and our widespread branch network across the UK supports the requirements of our personal and business customers.

Flexible personal loans

Personal loans that are flexible and affordable is what our customers want and that is what we offer. Talk to us today about the right personal loan for you. With repayment holiday features and no early repayment fees, we offer some of the most competitive personal loans available.

Get a quick decision on your personal loan

Existing current account customers generally receive an instant decision on personal loan applications and non-HSBC current account customers should be contacted with a decision in two to five working days.

HSBC have financial products available from £1,000 to £25,000, with repayments that are spread over one to five years for personal loans of £15,000.

Loans over £15,000 have repayment terms of up to eight years.

Top up your existing personal loans

Should you already have an existing personal loan from HSBC and your financial requirements require additional borrowing could be the answer; we have the perfect solution for you.

Our existing loan top-up feature allows you to consolidate your existing loan with additional borrowing.

Apply online, via mobile, telephone or visit a branch

We offer as many convenient methods of applying as possible.

Customers have the option of applying online, via their mobile devices, by telephone or a visit to one of our branches, should you want a more personal, traditional method of borrowing. Our friendly, professional staff are always ready to assist you every step of the way.

10% Cashback

HSBC Advance customers could get 10% interest cashback at the end of the loan term.

This feature is only available on loans with 60 repayments or less and does not apply to early repayment loans.