Rating based on 25 reviews

Aspire Money


  • Personal loans up to £25,000
  • Low-interest starting from 49.9%
  • Repayment up to 36 months

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Aspire Money homepage

Author Aspire Money. Screenshot of Aspire Money website. [Accessed May 11, 2020]

About Aspire Money

Aspire money was designed to give customers a simple straightforward way to borrow money by completing one simple online application form.

Our short term loans are different, we say yes more often. Even if your loan application has been declined by your bank we will be able to find you a suitable loan solution.

We search for you

Complete the online loan application so we know exactly what you are looking for from your loan. Including how much you want to borrow and how much you can afford to pay on instalments. Once we have these details we will begin searching for your perfect personal or payday loan. One application form gives you access to our panel of leading lenders without having any negative effect on your credit score.

Customised quotes to suit your budget  

All the information that you provide us with will be used to create a customised quote. This quote will take into account your current affordability and your past credit history.

If you need to borrow a lot of money then you should consider applying for one of our secured online personal loans, you can borrow up to £10, 000 over 36 monthly repayments.  A secured online personal loan will need to be secured by an item of value such as your property.

Aspire Money Services

Our aim is to help you save as much money as possible.

We offer both secured and unsecured online personal loans of up to £25, 000 over a period of 1 to 5 years. Use our loans to pay for anything without restrictions.

Simply erase your debt

If you have debt with multiple creditors and more bills than you know how to handle then you should consider applying for an online personal loan that can be used to consolidate your debt.

Erase your debt by consolidating your debt into one easy repayment.

By doing so you will save money as you won’t be charged late fees and will only need to make one easy loan repayment each month.

Lending criteria include:

  • You need to earn at least £800 per month
  • A resident of the UK
  • Between the age of 18 – 65
  • And be employed with a stable income

Our aim is to find you the fast loan you need at the lowest cost, with the lowest interest rate and with the most flexible repayment terms.

Aspire Money Product Details

  • Loan Type Personal loans
  • Interest Rate from 49.9%
  • Loan Amount up to £25,000
  • Repayment 30 days to 36 months

Benefits of Aspire Money

  • Get loan quotes from a panel of lenders
  • Choose the loan that best suits you
  • Loans for clients with bad credit
  • Quick online loan applications

Aspire Money gives you access to quick and stress free personal loans

Another option when you need money in a hurry is to apply for an overdraft facility. This facility can give you quick access to cash on a revolving line of credit.

This safety net that is added to your account comes with the following benefits:

  • You only need to pay the daily interest on the amount that you have used
  • Receive an instant decision when you apply for a loan online
  • This facility can be used as an interest-free buffer on your current savings account
  • Perfect for short term borrowing and can be used on a revolving bases

Things to remember when you apply for an online personal loan

Before you decide you need a loan and you determine that an online personal loan will be your best option it is important to consider the following:

Never borrow more money than you can easily afford to repay and if you can always pay more than the due instalment so that you are ahead on your loan repayments. If you receive extra money during the month use the extra funds to pay more on your loan to pay it off faster.

Pay off the loan as quickly as you can to save money on the interest and other charges.

The difference between a personal loan and a home owner’s loan

A personal loan is an unsecured loan where none of your assets is at a risk. A home owner’s loan uses your property in order to secure your loan and allows lenders to offer you a lower interest rate. 

A home owner’s loan allows you to borrow more money than a personal loan does. With a home owner’s loan you can borrow up to  £250, 000 over a 30 year period.

Calculate your loan repayments

Before you apply for a loan use our online calculator to determine how much your instalments will be.  You need to add the basic cost of the loan and the interest rate to determine the entire cost.

Finding you a loan even if you have a bad credit score is what we do best, no matter what your credit report says we will be able to find you the perfect loan.  The loan will be based on your current level of affordability.

A bad credit score does not mean the end

Even if you have a bad credit score we will be able to find you the bad credit loan you need. The amount that you are charged for interest on your loan will be determined by your individual circumstances.

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Aspire Money is a trusted & reliable provider of personal loans

In our review, Aspire Money adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Aspire Money is a registered credit provider in the UK; FCA number 681346

Customer Reviews & Testimonials

They really helped me take control of my finances and debt and helped me on the right path to financial freedom.
Thank you!

Roman L
— Luton —

A good reputable lender that helped create a loan for my personal circumstances.

Cordelia C
— Exeter —

Aspire Money Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 19:00
  • Saturday 10:00 – 16:00
  • Sunday – Closed