About Little Loans
Little Loans are a safe simple lending solution that has helped thousands of UK citizens in their time of need. Our Little Loans allow clients to apply for one of our online personal loans between £100 and up to £5, 000 with very easy repayment terms.
Choose repayment terms of between 3 to 36 months depending on how much you want to borrow. A personal loan can be used for any reason with no restrictions; we will help you find the perfect personal loan with loan rates of as little as 11.8% depending on your credit score.
Bad credit won’t mean your application is declined
Unlike traditional banks, we won’t decline your loan application due to your bad credit score. Instead, we will find you an online bad credit loan that fits your pocket. Little Loans was designed to get you the cash you need when you need it most, quickly so that you can get on with your life.
Free advice with no obligations
Applying for one of our online loans will only take you a few minutes and it is completely free to apply.
Complete the application form and let us know how much you want to borrow and for how long and we will send you a list of your best options.
Compare your options and save money. There is no obligation attached to any of our loans but if you would like to proceed then we will put you in touch with the lender directly.
What Little Loans can offer you
Apply for a personal loan exclusively online and receive an instant result. Use the tools available on our website to check your eligibility before you apply so you know exactly where you stand.
One simple application form gives you access to all the lenders in our vast network. This won’t have any effect on your credit report as our loan application has no credit footprint.
The best options to suit your requirements will be sent to you in order of the lowest APR% so that you can compare them and make an informed decision.
Use our eligibility checker to see if you qualify, tell us a little about yourself by completing the online questioner.
You may qualify if:
- Clients must be over the age of 18 to apply
- A resident and citizen of the UK
- Hold a valid bank account in your name
- Be permanently employed
You may need to provide:
- A copy of your latest bank statement or salary slips for the last 3 months
- Proof of residence and proof of ID
- Proof of employment and your ability to make payments on the loan
Answer a few simple financial questions and you will receive the outcome to your online loan application almost instantly. If your loan is approved the cash can be paid into your account in as little as 15 minutes.
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Here’s a short video about Little Loans
In a Nutshell
- Online application
- Unsecured loan option
- Bad credit consideration
With Little loans you can get a quick & affordable personal loan, simply apply online
Many UK citizens find it difficult to make ends meet and relay on store cards and credit cards to pay for daily expenses.
It may seem like a good idea to put everything on a credit card now and only pay for it later, but when it comes time to pay your bills, often you find that you don’t have enough money to do so.
Too much debt? We can help
When you have too many bills and not enough money to cover them, then you should consider using your personal loan to consolidate your debt. Personal loans have a very low-interest rate and if used correctly can quickly help you escape the debt trap.
Personal loans usually have terms of up to 5 years but if you need more money and longer to repay your loan then apply for a debt consolidation loan. This loan allows you to borrow up to £10,000 with up to 7 years to repay your loan.
Repay your loan the easy way
There is no need to stress trying to remember when your next loan payment is due. Instead, we will help you set up a direct debit on your account. This debit will run automatically and can be aligned with your salary payday.
Saving money and other advantages of debt consolidation
There are many benefits when it comes to debt consolidation; this is the quickest and easiest way to regain control of your financial situation.
When you consolidate your debt you will only need to worry about one monthly repayment at a much lower interest rate. You will save money by not owing to multiple lenders money. Only having one loan to repay will say you from being charged penalties and late fees from multiple creditors, you will also free up some of your cash flow which will allow you to budget more efficiently.
Avoid these mistakes to improve your credit score
If you have a good credit score you can easily obtain a fast cash loan and qualify for a low-interest rate. Make sure you avoid the following mistakes people make that lower their credit score significantly.
Your credit score could be adversely affected by the following:
- Missing a payment or making late payments on any bill or loan
- Having too many accounts and open credit cards not in use
- Any court judgements or court findings against you
Apply for an instant online personal loan today and let us at Little Loans help you control your financial future.
Eligibility & Requirements
- 18 years or older
- UK resident
- Employed full-time
- Good credit history
- Active UK bank account
- Photo ID
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- PERSONAL Loans
- SHORT-TERM Loans
- BAD Credit Loans
Customer Reviews & Testimonials
Reasonable loan criteria and mostly affordable fees and rates.
— London —
Easy and fast online application and approval, took less than an hour for everything.
— York —
Find us here
Steam Mill Business Centre, Steam Mill St, Chester
- Monday Open – 24 hours
- Tuesday Open – 24 hours
- Wednesday Open – 24 hours
- Thursday Open – 24 hours
- Friday Open – 24 hours
- Saturday Open – 24 hours
- Sunday Open – 24 hours