Rating based on 23 reviews


Personal Loans offered by UK Loans

image of UK Loans
image of UK Loans

About UK Loans

When you are looking for a loan in the UK and you want to make sure that you are getting the best deal available.

Simply visit our website to compare loan offers side by side. Using our service is completely free of charge and quotes are obligation free. Choose between a personal loan, car loans or guarantor loans, no matter what type of loan you are searching for we have you covered.

The secure online loan application process

There is no need to speak to a consultant or visit our branch instead we use the latest technology so that you can apply for a personal loan online any time of the day or night.  Encryptions and firewalls ensure that your personal data remains safe.

Complete one simple application form and we will apply to all the lenders in our network on your behalf. By using our service you can apply to multiple lenders at the same time without damaging your credit score.

Use our smart lender search

To find the most suitable loan to meet your needs simply let us know what you are looking for, then sit back and relax so that we can do all the work for you. By using the smart lender search function you can compare offers and apply to multiple lenders without affecting your credit score.

Once we have located your best personal or payday loan options, compare them and chose the lender that best suits your pocket.

What UK Loans can offer you

Compare loan deals to ensure that you receive the lowest interest rate.

Using Monevo technology our system creates a lender tree of the best lenders that suit your requirements according to your loan criteria.

The lowest interest rate will appear at the top of the tree.

The automated system will then apply to the lenders in the tree if your online loan application is approved by one of the lenders you will be notified so that you can proceed with the loan application.

If any of the lenders decline your application you will be notified so that you don’t apply to them and can see what the problem on your application was.

Once your short-term loan application has been approved and you have signed the agreement, the funds will be paid directly into your account.

Personal loans of up to £25, 000

When you need money and are looking for a quick, flexible solution that allows you to borrow the amount of money that you need and pay it back over easy instalments then you should consider applying for one of our online personal loans.

The repayment terms on our loans can be customized to suit your budget, borrow anything from £1, 000 to as much as £25, 000 by completing the simple 3 step loan process.

Loan Amount

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Repayment Term

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In a Nutshell

  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration


We are the preffered personal loan lender in the UK

Our loan matching technology will find you the most suitable options and send them to you to compare.

Loans are arranged with the lowest APR% appearing at the top of the list so you can see how much you can save with a simple glance.

Simple loan requirements include:

  • To apply you must be 18 years or older
  • You must be a resident of the UK and supply proof of residence
  • You need to have a stable income and a valid bank account that your salary is paid into monthly

There are a number of different personal loan options available

The 2 main types of personal loans are unsecured and secured both have their positives and drawbacks.

An unsecured personal loan refers to the fact that you don’t need to supply any form of collateral in order to secure your loan. This type of personal loan is slightly more expensive than a traditional loan as the lender is taking a bigger risk on lending you money. If you don’t make payments on your loan the lender will be left out of pocket in order to compensate for this you will be charged a higher interest rate.

A secured personal loan is ideal for those individuals who have a bad credit record as by supplying an item of collateral their bad credit report won’t be a deciding factor. The item used to secure your bad credit loan must be of greater value than the loan amount so that if you default on the loan the lender can seize your collateral in order to repay the outstanding amount.

Weigh your loan options

There are so many different loan products available that is important to know what you are looking for and which loan option will best fit your needs.  Other options of financing that we offer include credit cards, store cards and car loans.

Make sure that you know your credit score before you apply for any type of credit use our credit rating loan guide to find out how much you would qualify for. This service is an added benefit and is available completely free of charge.

Our online jargon loan buster will help you understand the confusing terminology associated with fast cash loans and loan contracts.

Contact us today to see if you qualify.


Eligibility & Requirements

  •  18 years or older
  •  UK resident
  •  Employed full-time
  •  Self-employed
  •  Photo ID
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Personal Loans
  • Short-Term Loans

Customer Reviews & Testimonials

UK Loans understands the needs of the people and helps to tailor loans to their needs. I could not have asked for a better organisation to get my personal loan from.

Chadrick D
— Greystones —

Flexible and affordable personal loans on amounts big or small I have had both.
Will keep using UK Loans for my needs.

Milford S
— York —

 Find us here


Oxford House, Oxford Rd, Macclesfield
England
SK11 8DZ
UK

 Opening hours


  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed

 Get in contact


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