Rating based on 32 reviews

Citrus Loans


  • Personal loans up to £25,000
  • Low-interest starting from 16.9%
  • Repayment up to 5 years

In-page navigation

Citrus Loans homepage

Author Citrus Loans. Screenshot of Citrus Loans website. [Accessed May 11, 2020]

About Citrus Loans

At Citrus Loans we are there to help your finances become more fruitful so that you can reap the rewards.

We are a broker, not a lender, that means that we are there to find you the perfect loan that us unbiased and the best solution to meet your individual requirements. Doing the legwork for you, we will find you the best personal loan options from multiple lenders. Our system uses a soft search to apply to multiple lenders on your behalf. Using a soft search won’t damage your credit score. Since 2010 when we first opened our doors we have helped countless UK citizens.

Your personalised quote sent directly too you

Once we know what you are looking for we will find it for you very quickly. After we verify your details we will send you a personalised quote from each lender. Compare the quotes and chose the one that you like.

Obtain a loan in a flash

Applying for an online loan only takes a few minutes of your time and the application process is very easy or straightforward. Apply from any device that has an internet connection and receive your personalized quotes within minutes.

If you would like to proceed with any of the offers let us know so that we can put you in direct touch with the lender.  Each lender is different but most will pay the money directly into your bank account within 1 working day.

Citrus Loans Services

Having a fruitful bank account and money to cover all your debt would be ideal when you need the money and you need it fast let us find you a loan.

We are not only in the business to make money we care about you and want to help you succeed as much as possible. Our online personal loans should be seen as a hand up and not a handout.

We don’t charge for our service

To apply for one of our online loans is completely free and all quotes given are unbiased so that you can make an informed decision.  Our loan contracts are transparent and easy to understand.

Even if you have a very bad credit record we will still be able to help you find a loan.

To apply for one of our loans you will need to meet the following criteria:

  • You need to be over the age of 23
  • You need to earn at least £15, 000 per month and have a stable income
  • The better your credit rating is the less your loan will cost you
  • You shouldn’t have any judgements against your name

If you don’t meet the basic requirements give us a call and we will see if there is another way that we will be able to assist you with a bad credit loan.

Citrus Loans Product Details

  • Loan Type Personal loans
  • Interest Rate from 16.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Citrus Loans

  • Applying for a loan won't affect your credit score
  • A free loan comparison service
  • One application, multiple quotes

At Citrus Loans we make it convenient for our clients, get a personal loan online today

Not all credit is created equal; we offer a variety of different personal or short-term loans that were designed for specific financial requirements. It is important to ask yourself what you need the loan for in order to determine which loan would be your best option.

If you understand the different type of loans on offer then you can make an informed decision

  • An unsecured loan from Citrus Loans allows you to borrow up to £25, 000 over a period of 5 years without any risk of losing your collateral
  • A secured loan allows you to borrow money against your property but if you default on the loan then you may risk losing your collateral
  • A credit card allows you to make purchases up to an agreed upon amount and pay for them at the end of each month, this type of credit is revolving as long as you keep up to date with your payments

A guarantor loan is a loan that is supported by a second person who is also responsible for loan repayments. This type of loan is normally necessary for someone that does not meet the lending criteria or has a very low credit score.

No 2 loans are the same

No one has exactly the same financial needs so no 2 personal loans are exactly the same.  Your loan rate will be customised to meet your individual needs and fit into your budget. The APR that you will be charged will also depend on individual factors.

All quotes are obligation free you are in complete control the process will only continue if you would like to proceed.

4 hours to receive your cash

Applying for a quick loan only takes a few minutes. After we verify your details we will send you a customised quote. If you would like to proceed to sign the quotation and send it back to us, you can then expect the payment to be made directly into your account within 4 hours.

To repay your loan is just as simple, chose your repayment terms and we will customise a repayment schedule to suit your personal budget.

man holding thumbs up

Citrus Loans is a trusted & reliable provider of personal loans

In our review, Citrus Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Citrus Loans is a registered credit provider in the UK; FCA number 681346

Customer Reviews & Testimonials

I appreciate that they made me feel important when creating a loan that was right for my circumstances,

Garrad O
— Glasgow —

I have had a very good experience using Citrus Loans.
They have excellent customer service and their loan options are varied for all pockets.

Colby N
— Reading —

Fair terms and manageable repayment terms.

Carolina M
— Whitby —

Citrus Loans Contact Details

Physical Address

Postal Address

  • Unit 1, Castle Court 2, Castlegate Way, Dudley, West Midlands, DY1 4RH, UK

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 18:00
  • Saturday 10:00 – 16:00
  • Sunday – Closed