Rating based on 50 reviews

Wisdom Financial


  • Personal loans up to £20,000
  • Low-interest starting from 4.5%
  • Repayment up to 84 months

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Wisdom Financial homepage

Author Wisdom Financial. Screenshot of Wisdom Financial website. [Accessed May 11, 2020]

About Wisdom Financial

At Wisdom Financial we are there for our clients and will find you the loan that you are looking for, directly from us. Our personal loans offer you the best deals at the lowest interest rates.

The internet is flooded with loan finding services and middlemen that promise to find you the cheapest loan but many of these lenders charge for their service and take a long time to process your application. By applying to the lender directly you cut out the middle man and save time and money. Your personal information remains secure and is never shared with any third parties.

Apply for an online personal loan in 3 easy steps

Visit our website and complete the online loan application form with your personal details this should only take 2 minutes to complete.  Receive an outcome quickly, our technology works with speed and efficiency to verify your details and check your level of affordability.

As a responsible lender, we will perform a credit check to make sure that you can comfortably afford your short-term loan.

Managing bad credit decisions

If you have ever tried to open an account with a bad credit score you will know how difficult it can be and how important it is to pay your bills on time.  Even if you have a very low credit score we won’t discriminate against you. We have specialised loans for bad credit that are designed for those with bad credit. As long as you can prove that you will be able to afford the loan, your loan application has a high chance of being approved.

Wisdom Financial Services

Our online personal loans allow clients to borrow the amount that they need when they need it. 

Apply for an online personal loan from as little as £500 to as much as £50,000 by simply applying online.

Depending on the amount that you borrow and how long you need to repay the loan you can set up easy to manage instalments to be deducted weekly or monthly.

If you need an online loan of less than £1000 you can pay the loan back by your next salary date.

Receive your cash in under an hour

Our fast loan service is very fast and was designed to keep you moving. The application process will only take 2 minutes and if your loan is approved the money will be deposited into your account in under an hour.

You will be eligible to apply if you are:

  • At least 18 years old
  • Have a full-time job or part-time employment with a stable income
  • You need to be a resident of the UK and have a debit card that is linked to your valid UK bank account
  • You will need to complete the online payday loan application with your personal details
  • Supply a valid e-mail address and your cell phone number

Our loans are paid out every hour so that you never have to wait long to receive your cash and the money will be paid directly into your account.

Wisdom Financial Product Details

  • Loan Type Personal loans
  • Interest Rate 4.5 – 65.2% p/a
  • Loan Amount up to £20,000
  • Repayment 84 months

Benefits of Wisdom Financial

  • Your loan is transferred to you within minutes
  • We offer excellent customer service
  • You get flexible small loans
  • Our website is secured

At Wisdom Financial you can get a quick personal loan with low interest rates

There are so many different online loan options available that it can be confusing to know which one you should apply for.

The way to choose the best loan to meet your needs is to know the difference between loans and what each type can be used for. If you know how much you need to borrow and what you are going to do with the loan it will be easier to select the one that meets your requirements.

Loan options explained and how much you can borrow

Our online unsecured loans allow clients to borrow up to £20,000 with no upfront fees. This type of loan is not high risk for the client and does not require an item of collateral in order to secure your loan, while a secured loan allows you to borrow up to £500,000 using your property as collateral and comes at a very low interest rate.

Other types of loan options:

  • A payday loan allows you to borrow up to £1100 that need to be repaid by your next payday
  • LogBook Loans allow you to borrow up to £50,000 using your car logbook as collateral against your loan
  • Mortgage loans allow you to borrow a percentage of the value of your property and can be used to consolidate debt

Depending on the amount you need to borrow and if you have collateral to secure your loan you can determine which option will be right for you.

Benefits of applying for one of our Wisdom Financial loans include:

  • Borrow up to £20,000 with easy to manage repayment terms
  • Apply anytime via our online application available on our website
  • There is no middle man and you can make payments at any time
  • Benefit from excellent customer service and save on broker fees
  • Your personal details won’t be shared with third parties

To apply for one of our personal loans is simple and only takes a few minutes. There is no obligation to accept any quote and it is 100% free to apply.

Customer Reviews & Testimonials

Short and simple application process done online and you get the funds paid out within an hour. Very good deal!

Dean R
— Colchester —

They offered me flexible repayment terms and the interest rate was pretty decent all things considered.

Charity R
— Kirkcaldy —

Wisdom Financial Contact Details

Contact Number

  • not available



Physical Address

  • 120 High Rd East Finchley London England N2 9DH United Kingdom
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Opening Hours

  • not available