At the height of the Great Depression, new employees for The Boeing Company were required to buy their own tools needed for work.
It was at this point, in 1935, that William Dodge learnt about the difference that credit unions were making across the world and so, Dodge and a group of Boeing employees initiated their own credit union.
Helping people when they need it most
Our history is rooted in helping one another at a time people needed it most and is at the very core of BECU.
It is what we strive to achieve every day and it will remain at the core of our business.
We believe that as a member-owned credit union, we are only as strong as our members.
Always growing stronger with the invaluable support of one another, with the credit union difference is our aim.
We strive to build a better financial future for all our valued members.
BECU home loans
Are you a first-time homebuyer, a seasoned investor, or perhaps you are looking to refinance your existing home? We are able to assist you.
Transparency is important to us thus, we want to make sure you get the information you need, and the home loan that is ideal for you.
Our community-orientated approach is how we succeed at getting you approved for a home loan.
Home loans that are affordable and attainable are what we aim to offer our members.
Here are some of the home loan services we provide with professionalism and a wealth of expertise.
No matter what type of home loan you require, we have an option best suited to your needs
First time home buyer loan
If you are a first time home buyer, we will help you understand the home loan process and what all is involved.
Fixed rate mortgage
If you are planning to be in your home for a many years to come, our fixed-rate home loans are a great choice.
Adjustable rate loan
Adjustable-rate loans can give you more buying power and is another expert home loan we offer.
We offer several Jumbo Loan programmes to choose from, if you are planning on making a large home loan investment.
Non traditional home loans
Unique situations call for unique home loans that a standard home loan will not cover. Talk to us today about out non-traditional home loan options.
Planning on building your own home from the ground up? We offer construction loans that are perfect for construction-related home loan requirements.
You will be glad to know that we offer great refinance options to choose from. Give us a call today, to see if we can assist you with an improved home loan.
Let us help you finance the home improvements you dream of completing. Whether you are looking at upgrading your kitchen or adding a new addition to your home, we have the ideal home improvement personal loan for you.
BECU Product Details
- Loan Type Property Finance
- Interest Rate from 3.274%
- Repayment 30 years
Benefits of BECU
- Repayment terms up to 30 years
- Low-interest rates starting from 3.274%
- No establishment fees
We should be your first choice when applying for a home loan
Buying a home might leave many questions to be answered. However, we do this every day and are able to make the process easy for you.
Concerns about the amount and type of documentation needed to submit a mortgage application, the repayments involved and more are only some of the concerns when applying for a loan.
Get pre-qualified for a mortgage
Firstly, an easy method to determine what you may qualify for, without having to submit all your personal information, is to use our online mortgage calculators. All you have to do is select the loan type and terms you are interested in and provide basic information related to income, monthly debts and expenses.
Once we have received your submission, we will let you know if you're pre-qualified. It is important to note that it does not automatically suggest loan approval as you will still be required to formally apply for the home loan of your choice.
Make an appointment
Should you wish to apply for our home loan service, make an appointment with one of our professional, expert consultants, who will be there to assist you throughout the home loan application procedure.
Is it you first time buying a home?
Check out the resources and information we have for first-time home buyers, it is designed to provide you with all of the information, you could possibly need. Buying your dream home should be an informed process and that is why we have provided you with a guide, including live seminars to help you navigate the process with confidence.
No origination fees
How does BECU save our members' money? We do so with no origination fee on conventional fixed-rate or adjustable-rate mortgage home loans and refinance transactions, which significantly reduces closing costs. It is just another way we try to help our members make the most of their finances.
BECU Mortgage Centre
The BECU Mortgage Centre provides access to all of our home loan options, resources and tools. You are able to check rates, apply for a loan, and check the status of your submitted loan application via our online mortgage centre.
Customer Reviews & Testimonials
Anyone looking to purchase a home should consider BECU. They offer competitive rates and fees along with good service.
— Allentown —
Given how simple and easy the application process is, you wouldn't have thought you are purchasing a home.
— Allentown —