About Co-Operative Bank
When we opened this bank 145 years ago, we had no idea it would reach the mark that is has reached today.
There are so many achievements we have accomplished and we are so grateful to our clients for sticking with us as their chosen credit provider. The sky is certainly the limit for us as we are not intending on stopping now. We will still strive to assist customers in the best way we know how. We want our clients to know that Co-Cooperative Bank is a registered financial service provider they can call home.
We take pride in our employees
Our employees are also one of our greatest assets. They are the reason we have excelled into one of the biggest banks the UK has to offer.
The agents we have to take every query and concern seriously. Whatever problem you have regarded your home loan will be attended to in the shortest turnaround time. We don’t like to keep our customers waiting. If you prefer calling us, you can call.
Alternatively, if you want to send an email, you can also do so. Whatever method of communication you are comfortable with, we will ensure that all your credit concerns are dealt with.
What Co-Operative Bank can offer you
Giving customers the green light is something we always like to do.
Should we see financial hiccups you have on your bank statements, we might not be able to process your home loan. We understand that it is almost impossible to maintain a clean and perfect credit profile but you have to at least try. This you can do by ensuring that you pay all your other personal loans on time. Failure to do so will cause a big dent on your credit profile. Considering the fact that you never know when you might need credit in the future, you should always keep your credibility in good standing. Consider this as a good financial backup.
Do you need more money for your home?
Miscalculated payments may occur. The customer may also realize that they need more than they actually borrowed which will result in a further online loan application.
Should this be the case with you, please don’t worry yourself too much. Give us a call or come into one of our branches and we will see how we can try to help you with property finance as required. There are a number of materials that one needs to consider when buying or fixing a home so we will not be too hard on you.
In a Nutshell
- Online application
- Unsecured loan option
Quick & easy online home loan application; we like to make it convenient for our clients
If you would like to make additional payments towards your home loan, you are welcome to so. This will fast track your loan and you might settle it sooner than you expected.
It also gives us a sign of true determination towards the customer. Having such an attitude will come in handy when you are looking for credit in the future. There are also no charges for paying your loan ahead of time so there is nothing to worry about.
What are the implications of not paying my home loan on time?
There is a great possibility that your home may be repossessed if you don’t pay your home loan on time. If you don’t want this happening to you, you have to ensure that your main constant payments.
If you are struggling to make payments, you will be billed for the interest and your credit profile will be jeopardized. Contact us if you would like us to come up with a new way of settling your home loan debt for you. We can assist with a debt consolidation loan or an alternative repayment plan.
Can I set up an appointment?
If you have any queries you would like to make directly to us and not through the phone, you can call to set up an appointment. We have a number of consultants that are ready to assist the client with all their financial concerns.
We know and understand that some customers aren’t too comfortable with sharing their personal details over the phone and prefer coming to our branch.
When will I know if my home loan application was approved?
As soon as you have made an online loan application, we will respond to your email saying we have received it and we will go through it.
This doesn’t even take days to complete. The customer will know of their loan status on the very same day they applied or possibly the next. This will also depend on how long it takes them to provide us with supporting documentation.
Everything will be subject to your affordability
What you can afford to pay for will be the main reason why your home loan is approved or declined. We don’t want to add more pressure on clients who are already dealing with too much credit.
Should you not be able to meet our credit requirements for our home loans, we will advise that you first pay off your current home loan before applying for the next credit plan. Sometimes, it is better to deal with one credit at a given time.
Eligibility & Requirements
- 18 years or older
- UK resident
- Employed full-time
- Active UK bank account
- Photo ID
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- HOME Loans
- CAR Loans
- PERSONAL Loans
- BUSINESS Loans
Customer Reviews & Testimonials
Wonderful consultants who made us feel like the top priority, which is just what my wife needed at the time, she was a walking ball of stress.
— Glasgow —
My dream of buying a home has been made a reality thanks to Co-Operative Bank!
— Glasgow —
Find us here
29 Gordon St, Glasgow
- Monday 09:30 – 17:30
- Tuesday 09:30 – 17:30
- Wednesday 09:30 – 17:30
- Thursday 09:30 – 17:30
- Friday 09:30 – 17:30
- Saturday – Closed
- Sunday – Closed
Get in contact
- 0800 34 64 94
- 020 740 51781
- Visit Website