Rating based on 30 reviews

Cash Converters


  • Short-term Loans up to £1,000
  • Low-interest starting from 242.1%
  • Repayment up to 12 months

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Cash Converters homepage

Author Cash Converters. Screenshot of Cash Converters website. [Accessed May 12, 2020]

About Cash Converters

With more than 700 stores globally, Cash Converters UK is the UK branch of Cash Converters International.

We are the largest retailer of second hand goods across the world. Since recent times, we offer short-term personal loans that are easy to apply for, and that leaves you with the funds you need.

Longstanding business

Established in Perth, Western Australia, in 1984 and founded by Brian Cumins and a group of partners, Cash Converters has grown from strength-to-strength. Since our launch, we now have representation in 21 countries worldwide. Not to mention 220 stores, of which three quarters of these are franchisee owned and the rest corporately owned. It proves that we employ a business model that works exceptionally well.

What makes us a preferred lender?

  • MODERN retailing practices
  • FRESH looking stores
  • PROFESSIONAL management techniques
  • STRONG commitment to ongoing training
  • HIGH ethical standards

The above business qualities all contribute to Cash Converters’ number one position in the UK. It gives our customers the best possible experience when using our short-term loan services.

Corporate Social Responsibility

We are proud supporters of Dreams Come True, a charity that makes the dreams of terminally or seriously ill children become a reality. Our support over the last seven years has enriched the lives of many terminally ill children. Corporate social responsibility is something we take seriously and it is how way to repay the community, in which we operate. We are not just another online lender.

Cash Converters Services

Are you looking for a short-term personal loan to help you out financially?

We offer competitive short-term loan packages with flexibility and that cater to your exact needs.

What services do we offer?

The heart of Cash Converters is traditional retail, buying and selling. However, more recently we have introduced a number of personal finance products such as short-term loans. Visit our website to learn how you can find a loan with the terms that suit you best.

Our short-term loans

  • BORROW between £50 and £1000
  • REPAYMENT period of three to 12 months
  • 242.1% Representative

Repayment of loans can be paid by Direct Debit or continuous payment authority (CPA).

We are a responsible lender

The amount you can apply for will be based on your individual circumstances. As we are a responsible lender we won't lend you more than you can afford to repay. Improving your financial situation is our goal and thus, we practise responsible lending services.

Early repayment without any fees

You are permitted to repay your loan in full without any early repayment fees. You will be charged interest per day on the outstanding principle amount of the loan. You will not find any hidden or unexpected fees being added to your loan amount.

Cash Converters Product Details

  • Loan Type Short-term Loans
  • Interest Rate from 242.1%
  • Loan Amount up to £1,000
  • Repayment 90 days to 12 months

Benefits of Cash Converters

  • Quick short-term loan up to £1000
  • Fast online applications
  • Repayment is flexible and affordable

Cash Converters have made short-term loans easy!

Cash Converters offer personal loans that are easy to apply for and as a result, we have worked on the simplest form of loan application possible.

Simple visit our website and apply online. We will let you know whether you have been approved and the funds will be transferred soon after loan approval.

Easy to follow online application form

1. Customer details
The first section of the application form requires you to provide us with all your personal details.

2. Address details
We will also require you address details, which is also one of the pieces of documentation we require.

3. Employment details
Please tell us more about your employment details.

4. Expenditures
What are you expenses? This helps us determine whether you are able to afford the loan.

5. Banking details
We require your banking details to transfer your loan funds, should you be approved.

Online customer assistance

Should you have any queries or questions during your application, please have a chat to us online. You will find our online chat support tab when you are completing the online application form. We are here to assist you every step of the way.

Why do you need my personal information?

Your personal information will be used when conducting credit searches. This information is needed to assess your loan application.

Required information

Some additional documentation will be required to finalise your loan. You will need the following documentation when applying for a short-term personal loan.

  • One document to verify your identification
  • One document to verify your address; the document for your address must be dated within the last three months.
  • You will also need to supply your last two salary slips or other proof or income and bank statements
  • Lastly, you will need a valid debit card.

Upfront and transparent

When applying for a loan, you will have a clear indication of the full amount that would need to repaid. We aim to provide our customers will all the information they need to make informed decisions.

man holding thumbs up

Cash Converters is a trusted & reliable provider of short-term loans

In our review, Cash Converters adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Cash Converters is a registered credit provider in the UK; FCA number 656489

Customer Reviews & Testimonials

I sent in the application and the consultant immediately called me back. She was super friendly and just as helpful. My loan was approved in mere minutes.

Matt A
— London —

The application process was quick and easy, and my money transferred just as quick

Vanesa J
— Oxford —

I needed extra finances to pay for new tires after my ex-girlfriend slashed them. Luckily, I was helped immediately, and my loan was approved in 3 minutes. The consultant was extremely friendly a...

Clark G
— Newcastle —

Cash Converters Contact Details

Physical Address

  • 823 Stockport Rd, Levenshulme Manchester England M19 3PN United Kingdom
  • Get Directions

Opening Hours

  • Monday 10:00 – 18:00
  • Tuesday 10:00 – 18:00
  • Wednesday 10:00 – 18:00
  • Thursday 10:00 – 18:00
  • Friday 10:00 – 18:00
  • Saturday 10:30 – 18:00
  • Sunday 10:00 – 16:00