Rating based on 14 reviews



  • Short-term Loans up to £1,100
  • Low-interest starting from 226%
  • Repayment up to 4 months

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CashFloat homepage

Author CashFloat. Screenshot of CashFloat website. [Accessed May 12, 2020]

About CashFloat

We are Western Circle Ltd, trading as CashFloat, a reliable and responsible direct lender.

Fully authorised, we are a direct lender that offer short-term loans that are unmatched, innovative and easy to apply for with quick payout times.

What do we stand for?

At CashFloat, we want to help as many people seeking finance as possible and that is why we are redefining the UK lending industry.

Our advanced artificial intelligence technology and moral approach to how we conduct business has helped us protect people when applying for short-term loans online.

Safe, fair and responsible services

Safe, fair, affordable financial services that are available to the citizens of the UK in their times of need, is how we help our customers get to where they need to be.

Community support

UK consumers now have access to fast and flexible online credit, but we also aim to help British communities in any way we possibly can.

By offering community support, we educate ourselves on the standpoint of each one of our customers.

Dare to compare

Other lenders have a long way to go to reach the level of services that we offer our customers. Compare some of our loan features to that of other lenders online to see why we are a leader in the financial industry.

CashFloat Services

The short-term loans we offer are designed to assist you with funds until you are financially stable again.

The online application takes no more than a few minutes to complete and you will then be well on your way to getting the funds you are require.

Same day loan deposits

Funding your loan on the very same day with no extra fee is our ultimate aim. Why wait for the funds you need? Our short-term loans will offer you the financial freedom you require, in the shortest time possible.

Loan amounts available

Loan amount range between £200 to £1,100 and if you are a first-time customer, you will only be eligible to apply for a maximum loan of £500.

Transparent financial services

The fees and charges applicable to your loan are completely transparent; the amount disclosed to you when applying is what needs to be paid and no more. But if you were hoping to repay less, use our early repayments facility to save on your loan repayment.

Committed to responsible lending

Responsible lending services are at the core of our business and you can rest assured that we will do every in our power to help you reach financial freedom and wellbeing, every step of the way.

An innovative lender

Our unique and advanced underwriting systems make us an innovative lender that is second to none. Additionally, it ensures that your sensitive information is always protected and secure.

CashFloat Product Details

  • Loan Type Short-term Loans
  • Interest Rate from 226%
  • Loan Amount up to £1,100
  • Repayment 4 weeks to 4 months
  • Decision 1 hour

Benefits of CashFloat

  • Loans for clients with a bad credit history
  • Fast and affordable loans up to £1,100
  • Get your loan in 1 hour

Look to CashFloat for an innovative short-term lender

Applying for a CashFloat loan is a quick and easy online application that should take only a few minutes.

Requirements before applying

  • Be a UK citizen
  • Have a UK bank account
  • Be at least 18 years of age
  • Be in full-time employment

Loan application approval process

When we are reviewing loan applications, we use two methods, trust and technology. The technological procedures that we employ make it possible for us to work out whether you will be able to afford the loan. As responsible lending what we are all about, the loan application process entails a few steps to ensure we are helping you reach a better financial state.

What if my credit history and score are not perfect

We often approve loans even the credit history of the applicant is not 100% up to standard. There are various lending criteria that we look at to ensure we help as many people as possible.

Loan approval

After you have submitted your loan application, it will take one to three minutes to process all the information. Thereafter, you will receive an email informing you if you have been approved or declined. Should we require additional information to process your loan, we will be in touch with you to do so.

How soon can I receive my money?

Upon approval, the funds should be deposited within the hour. Why is that great news? It means you could have the entire loan processed and the funds in your account within only four hours

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CashFloat is a trusted & reliable provider of short-term loans

In our review, CashFloat adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

CashFloat is a registered credit provider in the UK; FCA number 714479

Customer Reviews & Testimonials

While the application process was smooth and quick, my loan was only approved the next day.

Aleshia H
— Glasgow —

The money was paid over in less than eight hours. I was impressed with how fast they were.

Malachi B
— Waterford —

CashFloat Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed