Rating based on 36 reviews



  • Short-term Loans up to £1,000
  • Low-interest up to 1270%
  • Repayment up to 6 months

In-page navigation

PiggyBank homepage

Author PiggyBank. Screenshot of PiggyBank website. [Accessed December 18, 2018]

About PiggyBank

The thought behind the creation of PiggyBank was to establish a short term lender that was revolutionary, responsible, fair as well as innovative.

So PiggyBank was born and launched in 2012. Our aim over the years has been to grow as a financial provider and enhance our products with the help of our valued customers’ feedback.

Expert lender and products

PiggyBank not only aims to be the market leaders but also to add some innovative concepts to produce the only world’s best expert financial products.

Our customers come first

It is our customers that keep our business running, thus we ensure that every decision we make, considers the wellbeing of our customers.

100% Online

All our loan applications are done online. Not only can you apply at a time that suits you but you are guaranteed of the shortest decision-making process in the industry.

Innovation and convenience

Our industry approved, secure and enduring software system makes us one of the most innovative lenders out there.

Saving you time is what we aim to do and we use innovation to make that possible. Applying for a loan and getting the funds you need should be as easy as 1, 2, 3.

The easy-to-use online loan calculator allows you to choose the amount you wish to borrow as well as the repayment term. It gives you a good head start before you apply for a loan, the calculator will provide you with a full breakdown of your loan.

Staying ahead is what we do

Evolving our features, ideas and practices, is how we stay ahead in the game. The most transparent, responsible and comfortable financial services is what we offer, and nothing less.

PiggyBank Services

Short-term loans available range from £100 to £1,000 and pay us back within 35 days.

The money could be in your account within an hour and you can apply 100% online for the loan you need.

The PiggyBank Philosophy

What business philosophy have we built PiggyBank on? Firstly, innovation is key, thus you can apply for a short-term loan anytime and on any device. We will always be able to help; it is what we are here for.

Simple and speedy loans

It really is as easy as 1,2,3. Simply complete out our online application form to apply.

Fraud, credit and affordability checks will follow you application to see if we can offer you a loan. Should you have any questions during your loan application, know that we are here to assist you every step of the way.

Responsible lending

We are a responsible lender. So, only if you can afford to repay their loan without causing any financial difficulty, will you be approved for a loan.

Convenient services

Apply for a short-term loan anytime, anywhere. Use any internet connecting device to apply for a loan online.


At PiggyBank, we like to view our business and services as an open book. That is why we put you in control of your loan.

The online loan calculator has been designed so that you can choose the amount you wish to borrow as well as the repayment term.

Before applying for a loan, the calculator will provide you with a full breakdown of your loan, how much you should expect to pay back in total, and the suggested repayment dates.

PiggyBank Product Details

  • Loan Type Short-term Loans
  • Interest Rate 1270%
  • Loan Amount up to £1,000
  • Repayment 7 days to 6 months

Benefits of PiggyBank

  • Get approved online in minutes
  • We are a direct lender
  • Short-term loans up to £1,000

PiggyBank is your 'go-to-lender' in the UK

Straightforward, simple and 100% online solution for you to get a responsible loan is our number one goal.

If you need help you in any unexpected situation, we are your go-to lender with fantastic short-term loan options available.

Online calculator

When visiting our online page, use the slider to choose your loan amount from £100 up to £1000. Next, you are required to choose your preferred repayment term. You have the option of anywhere from seven days up to five months.

Step 1 – Provide your details
This will include your title and your full name.

Step 2 – Complete application form
The application process is simple and we require the following basic information:

  • PERSONAL details
  • EMPLOYMENT information
  • INCOME and expenditure
  • BANK account details.

Step 3 - Receive your money
Upon receiving your application form, we will assess all the information you provide. You will then be sent a mobile pin and if approved we aim to pay your loan out within an hour. Should we need extra information to process your loan, we will let you know.


You will need to meet the following criteria if you wish to apply for a short-term PiggyBank loan:

  • You will need to have a mobile
  • Be a UK citizen
  • Be 18 or older
  • Be employed, and
  • Have a bank account.

Loan repayment tips

  • Early repayments welcomed
    Save interest by repaying you loan earlier, if possible, as you only pay interest on the days you have the loan. No fees for early repayment, apply and it saves you money.
  • Part payments
    By making part payments when you can, you will reduce your interest and make your loan even more inexpensive.
  • Set up a payment plan
    You may be applicable to set up a payment plan, depending on certain criteria. The payment plan is set up online and is designed to help spread out the repayment costs of your loan.
man holding thumbs up

PiggyBank is a trusted & reliable provider of short-term loans

In our review, PiggyBank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

PiggyBank is a registered credit provider in the UK; FCA number 660382

Customer Reviews & Testimonials

I wouldn’t let myself be told that online loans are not trustworthy, I can definitely recommend this! Superior service with helpful consultants and a speedy approval rate!

Dakota G
— London —

I really was in a pinch, and I was helped immediately. Thank you!

Lily V
— Falkirk —

PiggyBank Contact Details

Physical Address

Postal Address

  • DJS (UK) Limited, 28 Avenue Road, Bournemouth, Dorset, BH2 5SL, UK

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 16:30
  • Saturday 09:00 – 13:00
  • Sunday – Closed