Ferratum

Short-term loans are our expert financial service that is unmatched and by far, the easiest way to apply for a loan.

When it comes to the mobile revolution in banking, Ferratum is at the forefront.

We are all about the people that we serve and offer fast, easy to use mobile lending and banking services.

Our strategy

Organic growth, geographic expansion and extra product portfolio development is our business focus and we are committed to being the leader in the mobile banking industry.

Our vision

A mobile financial service is where how passion lays and so our vision is to deliver the most convenient mobile financing services available.

Our mission

Our mission statement is focused on providing the ideal customer experience when you apply for a short-term loan.

We, as a result, use the best consumer interface for loan processing and 24/7 personal customer service. And we aim to make this all possible through accessible through the simple use of mobile devices and the internet.

Simple mobile loan applications

By means of simple and hassle-free product applications, provided through fast and transparent loan processes, we accomplish our mission statement.

Secure services is a number one priority, thus we ensure that all confidential transactions and customer-data is kept safe, at the same time, delivering consumer financing with fixed and transparent costs.

The range of short term loans we offer, otherwise referred to as mobile micro loans or text loans, are useful when those unforeseen expenses pop up. 

Loan products currently available

Our customers have the option of short term loans between £50 and £1000. The repayment term varies from one to six months. The repayment terms are worked based on the day your wages are paid. The amount you qualify for with depend on a number of factors such as your credit score, suitability and affordability.

Low interest rates

The interest charged is 0.8% per day and no other hidden costs will be added to your total repayment amount.

Emergency funds

When those occasional cash flow problems arise, your loans could be your best financial solution.

Our values

1. Professionalism
By means of continuous learning, a precise operational model and a strong sense of responsibility, we strive for the highest level of professionalism.

2. Profitability
In order to ensure our business is profitable, we deliver a speedy financial service that offers flexibility and growth, and that is how we are able to run a profitable business. Since our establishment in 2005, we have proven that our business model works, and we are determined to expand on this growth continuously.

3. Clear ethics
How we treat our customers and other people is how we show the ethics of Ferratum. By considering all relevant parties and 100% openness and transparency in how we conduct business, we further exercise the ethics of our company. These ethical principles are vital to establish a sense of trust and loyalty among our customers as well as our employees.