About Payday Loan 123
We are a broker and not a lender so we don’t charge customers any fees for the use of our matching brokerage service.
We don’t provide credit but once you apply for a loan by using our website we will deliver your application to a number of our lending partners, we collect a fee from the lender once you’ve been approved for a loan provided that the introduction is made via our website. Your details will be processed by us and passed onto trusted brokers or third-party lenders to help you with the application.
Convenient & affordable payday loans
Should you be in desperate need of cash and payday is nowhere in sight we could possibly be of assistance. We major in arranging speedy short term loans for individuals who have regular employment. When you apply for a loan with PaydayLoan123 you can be assured that it is totally secure and no contract will go ahead without you being entirely satisfied.
There are always unexpected expenses and there is no avoiding them, these expenses typically need to be paid almost immediately. Contact us so that we can help you resolve your emergency. We offer up to £15,000 that can be paid over a period that will suit you and your budget.
What Payday Loan 123 can offer you
The advantage of our service is that you don’t have to go through dozens of procedures or go into detail as to why you need to borrow funds.
It doesn’t matter if you have good or not so good creditworthiness, all you need to do in complete an easy online application form and we’ll do all the searching with regards to finding you the right good or bad credit loan in minimal time.
We have a one-page application that gives you the option of how much you want to borrow and in what time period you would prefer to settle your loan.
Choose one of these reputable lenders
We work with a panel of more than 30 lenders in the UK.
All of them are legally bound to responsible lending and will implement diligence in the process of approving any quick cash loan application.
This will consist of assessing each applicant on their own merits as to whether you have the affordability of the short-term loan, presenting all loan agreements and documents clearly and as transparently as possible as well as simple forms of communication which are clear.
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In a Nutshell
- Online application
- Unsecured loan option
- Bad credit consideration
Get a ahort-term loan within just minutes, simply apply online
You should choose us because we have access to financial institutions that come highly recommended in the UK, as far as assisting people with their financial shortfalls, PaydayLoan123 has been extremely successful.
If you have been wondering where you’re able to apply for short-term loans, where you don’t need to pay fees and all credit ratings are accepted then you are at the right place and don’t need to search any further, we’re here to help you.
PaydayLoan123 provides a high-level of customer service
There is no reason to wait, once your application has been received we will process it immediately and we will notify you right away and let you know if your application was successful or not, that way you don’t need to wait for hours or even day’s to find out the outcome. PaydayLoan123 will affiliate you with a lender most suited to your circumstances.
There are no hidden fees, we don’t encourage our clients to take out loans that they are not able to afford or target individuals that already have financial stain, our service is clear and there are no hidden agendas, all legal compliances are adhered to at all times, Our marketing is ethical and of high standard.
Eligibility for a short-term loan
All you need to qualify is, that you are 18 years of age or older, that you are a UK citizen, earn remuneration of at least £400 per month and have a bank account with proof that your wages are paid into an account which is in your name. PaydayLoans123 will match you to one of our online lenders, so rates may vary between each individual and it will depend on the type of personal loan you have with us.
You can be assured that there are no hidden fees when applying for an online loan through us. We do, however, receive a commission from our lenders when a loan is approved, which make us a free loan matching provider.
Because we are transparent – we explain how our service works
- A loan matching service – We pair a payday loan application with a suitable lender from one of many of our lending panels. Should a particular lender approve your application we will then provide you with the opportunity of entering a loan agreement between you and the lender, so that you can be comfortable with your loan proposal.
- Paying back your loan – We recommend that you ensure that you have the ability to make repayment on your payday loan when your next salary is due. Our panel of lenders has their own loan agreements as well as terms and conditions. Thus, the penalties of non-payment will depend on the lender which may include: your credit rating being affected which will make it more difficult to obtain a loan or credit in the future or could result in you paying extra interest when extending your term.
Eligibility & Requirements
- 18 years or older
- UK resident
- Employed full-time
- Active UK bank account
- Photo ID
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- SHORT-TERM Loans
- PERSONAL Loans
- QUICK Loans
Customer Reviews & Testimonials
The service was excellent, and my approval was speedily approved. Very pleased with the service.
— London —
Very happy with the service provided by my consultant, the online application process was a bit daunting but worth it in the end, as the money paid my unforeseen bills.
— Newcastle —