Rating based on 22 reviews



  • Short-term Loans up to £700
  • Repayment up to 6 months

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Peachy homepage

Author Peachy. Screenshot of Peachy website. [Accessed December 18, 2018]

About Peachy

We are a direct lender best described as safe and secure and we are a trademark of Cash On Go Ltd based in Manchester.

With multiple repayment options we currently offer short-term personal loans from £50 to £700. 

Sophisticated software solutions

Do you need to cover unforeseen expenses? We would like to assist you with the finances you require. We use sophisticated software solutions are when you apply for a short-term loan via our website or mobile app. No matter what cash emergency you may have, we are able to assist you to reach a better financial stance.

Reputable lending services

Peachy is certified by the Financial Conduct Authority (FCA) and regarded as a secure online lender. Our professional solicitors and lawyers ensure that every single process and detail of our business and services is lawful and accurate. Additionally, we take responsible lending and credit worthiness of our customers seriously.  We do not approve loans if you are not able to afford it or if you do not meet the minimum requirements to apply for a loan. By doing so, we ensure that we do not burden you with loan repayments that you are unable to afford.

Peachy Services

Peachy is a versatile direct short term loan provider, with loans available from £50 to £700 with no hidden fees and you could receive your funds within an hour.

Our repayment terms range from 15 days to 12 months. It is as simple as that.

There is no need to complicate short-term loan products.

What makes our loan services great?

  • FLEXIBLE repayment terms with more instalments and smaller repayments
  • NO hidden fees
  • HASSLE-FREE online application
  • WE PUT you in control of your money
  • PROFESSIONAL customer service
  • WE ARE a direct lender

We give you options

Our customers have the option of how and when they repay their loans. The flexibility we offer is what makes us a popular short term lender.

Peachy Product Details

  • Loan Type Short-term Loans
  • Loan Amount up to £700
  • Repayment 30 days to 6 months

Benefits of Peachy

  • Short-term Loans

What do you need to know in order to apply with Peachy?

Before applying for a Peachy short-term loan, you will need to meet the requirements listed below:

  • UK resident
  • 18 years or older
  • Hold a UK bank or building society account with a valid debit card
  • Have a mobile phone and email address
  • No users with a CCJ or CCJ’s in last six years can apply
  • Must have regular monthly income of at least £600

Applying for a loan

  • VISIT OUR website and follow the following procedure to apply for a short term loan online. This should take no more than a few minutes.
  • USE THE online calculator and choose the amount you wish to borrow, from £50 to £700.
  • CHOOSE YOUR repayment terms from 15 days to 12 months.
  • YOU WILL be required to click on the ‘apply now’ icon and you will then be re-directed to the sign-up form.

Online registration form

New customers are required to go through four easy steps through the application process. These steps include providing personal, contact, employment and financial details. We will then identification to run the necessary credit checks. Customers are then required to activate their account via the account verification email, which will be sent to the email address you have provided.

Processing your application

It will only take a few seconds to process your loan application. Depending on your situation, a customer service agent might call you to ask you for further details. Once approved, you could receive your loan funds in as little as 15 minutes or up to an hour. Either way, you can be sure to receive your funds in the shortest time possible.

Loan repayment

Easy and straightforward repayment is one of the standard features of Peachy. You have the flexibility of choosing a repayment term that suits you and before the due date arrives, we will remind you of your upcoming payment via email. That is just another way we aim to help our customers reach financial wellbeing.


Your data and sensitive information will never be compromised. You never have to stress about the invasion of your privacy. Thus, your data will be protected by SSL encryption and we employ a detailed privacy policy.

Customer Reviews & Testimonials

Easy-peasy application process, but average service from the consultants. Still useful though when I’m in a pinch.

Isla-Rae T
— Manchester —

I overbudgeted my monthly spend and was in need of some money, luckily my loan was approved in less than an hour and everything was sorted.

Zahara H
— Dorchester —

They really do put their customers first. Good service, great job.

Christian D
— Winchester —

Peachy Contact Details

Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 10:00 – 18:00
  • Sunday 10:00 – 18:00