Lloyds Bank

Our bank was first founded in 1756 and has since helped countless citizens’ in the UK in their time of need.

Financial products include current accounts, savings accounts, mortgaged, loans and low-interest credit cards.

Banking at your fingertips

In today's world, there is no need to arrange your schedule around bank times, you now have the ability to bank any time of the day or night via our Mobile baking app.

Log onto your account using your fingerprint scanner or face ID on your smartphone, this technology helps keep your personal information safe and prevents hackers from accessing your data. Benefits of the app include being able to bank where and whenever you want to. The app will make it easy to make and track payments and make deposits.

Our car finance plus plan

When you are looking to buy a new or used vehicle or you have found the perfect car and need help to pay for it then we will be able to assist you. Our car finance plus option lets us pay the dealer directly so all you need to do is drive to the dealership and pick up your new car. On loans between £7,000 and £25,000, the APR is only 3.8% with very flexible repayment terms.

Applying online is easy and obligation free

Log onto our website to apply for an obligation free quote to find out how much money you would be able to qualify for.  Your car or personal loans will be determined by your affordability as an existing client we know you and your spending habits so there is no need for us to perform a credit check.

Choose between fixed car finance where you make fixed monthly payments on the loan and at the end of the loan contract you will own your vehicle. This type of finance is referred to as hire purchase.

Flex Car Finance is otherwise known as personal contract purchase. This type of financing allows clients to make small monthly payments and an option to own the vehicle at the end of the loan terms after paying a final lump sum or simply return the vehicle. Car finance is different from a loan because it gives you the freedom to pay for your vehicle the way that you want to over terms that suit your individual requirements.

Buy your vehicle using a personal loan

If you would prefer to buy your vehicle using a personal or short-term loan you could qualify for an APR% that is as low as 3.9% on loans of up to £25,000 over a period of 5 years.

In order to apply for one of our online loans you will need to meet the following lending criteria:

• You must be over the age of 18 and a resident of the UK
• The amount that you are granted will be determined by your affordability
• Loan terms range up to 7 years so you will need to sign a loan term loan contract and make regular monthly payments
• You need to have a current account at Lloyds bank in order to apply for a loan

Your credit score will then determine how risky it would be to lend you money and your personalised interest rate will be worked out accordingly.