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Luv Car Loans


  • Vehicle finance up to £50,000
  • Low-interest starting from 6.9%
  • Repayment up to 60 months

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Author Luv Car Loans. Screenshot of Luv Car Loans website. [Accessed April 21, 2022]

About Luv Car Loans

Buying a car is always easier with help from experts. Luv Cars personal finance executives are available to assist future car owners seven days a week.

They are equipped with expert skills to help clients quickly find the perfect deal that fits their financial needs. Not only are they known for being a leading car broker company, but they are also known for providing vehicle history checks and evaluations free of charge.

Luv Cars act as the middleman

Clients who are in the market for a new or use car can now, with the help of the Luv cars teams, find the perfect car dealer and arrange the finance for the vehicle. They will be able to choose their car finance from one of many highly regarded finance companies on the company panel.

Instead of being the middleman on your own, rather get help from their friendly and experienced team with years of motor trade experience. Consultants happily take on the stress of buying a car on behalf of the client. The Luv Cars team daily works with dealers, and they know exactly what questions to ask and what to look out for when making the deal.

Let Luv Cars help you with getting a car

Buying a car is a stressful process, but buying a car on finance can seem impossible to some people. Luv Cars have expert, friendly employees that offer the efficient service of searching for credit finance for you with the help of a panel of lenders.

They work with the client’s financial history to find the financing for a vehicle of their liking that they can afford to repay. Luv cars believe in responsible lending and will only provide clients with funding if they can afford the vehicle’s repayment and still have money left to cover monthly expenses.

Luv Car Loans Services

The rates and terms of your loan are subject to status by the finance provider that approves your chosen loan.

Financial providers each have their requirements and make the final decision about providing a client with a loan or not. All decisions are subject to a customer’s affordability, credit circumstances, and type of car purchased.

Luv Cars do a credit check, and affordability assessment before the financial provider does; for clients to know what their general status is at that moment. They do not charge any fees for checking a client’s history; this service simply gives the consultant scope of what providers will fit their client best.

How to buy a car with the help of Luv Cars:

Step 1- Apply from home  

Future car owners can now request a quote and call back online from the comfort of their homes. Clients who need car finance and have been searching for credit can now apply for a quick session with help from experts. Whatever your needs are, make sure to contact them and get all the information needed for buying a vehicle and vehicle financing.

Step 2- Get your application approved asap

As soon as your online loan application goes through, you receive an email confirming your application was successful. Upon receiving the application, Luv cars will process it and provide the client with a decision from one of their financial providers within an hour.

Step 3- Choose your dream car

LUV Cars act as the middleman and deal directly with the dealer. The consultants have years of motor trade experience and will be happy to deal with the car sale negotiations for you, so you can just sit back and relax. 

Step 4 – Drive away with your new vehicle

Each client gets assigned a personal finance executive who talks them through payment options and helps them choose a package that fits their financial needs. 


Luv Car Loans Product Details

  • Loan Type Vehicle finance
  • Interest Rate from 6.9%
  • Loan Amount up to £50,000
  • Repayment 6 months to 60 months

Benefits of Luv Car Loans

Luv Cars is a broker and not the lender

Luv Cars do not provide loans; they are the broker that helps clients find a provider with the best product.

Their rates start from 6.9% APR, and they take individual circumstances into consideration when working out each individual rate.

If a client borrows £7,500 over four years with a representative APR of 25.4%, a yearly fixed interest rate of 25.4%, and a deposit of £0.00, the amount payable would be £239.77 per month. The total cost of credit will be £4,008.96; this includes interest, commission, taxes, fees, and any other charges issued. The total amount payable towards the loan, all costs included, works out to be £11,508.96.

Luv Cars can help you get a loan for your vehicle

Clients who use defaults, CCJ, poor employment history, are new to the UK or newly employed, and those with previous bad credit can now apply for credit! Here are some commonly asked questions about credit when it comes to buying a car.

A previous lender refused my finance request because of my credit record. Will that be a problem?

  • That won’t be a problem at Luv They will work with you with a bad credit record and find a range of options available that could help.

Can Luv Cars guarantee that I will get car finance?

  • Nobody can promise to provide you with finance without looking at your financial situation firs Luv Cars promise their clients that they will work with their application to find them a loan, even if they have bad credit.

Customer Reviews & Testimonials

May 2021

I can’t recommend these guys enough. They are so professional and got me the loan I wanted at an excellent interest rate.
Thanks, you are brilliant.

Fagan M
— Warrington —

August 2021

I’ve never experienced such a friendly and smooth service. I would recommend it every time. Thank you for your speedy and easy service.

Adams K
— Croft —

June 2021

Fantastic service and all done within an hour, superb staff, got me a terrific deal and a big smile on my face, thank you.

Donnie C
— Warrington —

Luv Car Loans Contact Details

Physical Address

  • Unit 11B Olympic Way, Birchwood, Warrington WA2 0YL United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday 10:00 – 16:00
  • Sunday 10:00 – 16:00