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  • Loans Bad Credit up to £15,000
  • Low-interest starting from 49.74%
  • Repayment up to 60 months

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Author TrustTwo. Screenshot of TrustTwo website. [Accessed May 17, 2020]

About TrustTwo

If you are currently struggling to get a loan due to your poor credit score at other high street banks and lenders, we are able to help most individuals with bad credit.

TrustTwo has been providing loans to people with bad credit with the outstanding customer-centred service.

We are different

TrustTwo is different; we offer responsible borrowing through guarantors that trust you enough to repay the loan. By asking our borrowers to request a family member or close friend to act as a guarantor, you are able to borrow between £500 and £10,000. What’s more is that our loans come with competitive rates.

Rebuild you credit score

As your TrustTwo loan is in your own name, it may assist you with rebuilding your credit score. Simply meet your monthly repayments on time and in full and improve your credit score in doing so. It will improve your overall credit worthiness in the future.

Minimum requirements

Certain minimum requirements apply such as you must be over 18, a UK resident, be able to afford the repayments and meet certain lending criteria.

TrustTwo Services

The idea is very simple. A relative or good friend agrees to be your guarantor for a loan.

This means that they promise to repay the monthly instalments should you default on your repayments.

Why does this method of lending work?

Your guarantor knows and trusts you, which means we also trust you and has thus it makes easier for us to lend. With a suitable guarantor we could consider to lend you up to £10,000.

What is a guarantor loan?

A guarantor loan is the perfect financial solution for individuals who are not eligible to apply for a loan at traditional banks and lenders.

How much can I borrow?

The amount you are able to borrow depends on your income and your guarantor, provided that you can each independently afford to cover the loan repayments, you can apply for a loan between £500 and £10,000.

Repayment terms

Repayment terms vary from 12 to 60 month term.

TrustTwo Product Details

  • Loan Type Loans Bad Credit
  • Interest Rate from 49.74%
  • Loan Amount up to £15,000
  • Repayment 12 months to 60 months

Benefits of TrustTwo

  • Apply for a loan with a guarantor
  • Check your affordability online
  • Quick online loan applications

Loan applications for people with bad credit are NOW possible with TrustTwo

As soon as you and your guarantor are approved, the loan amount will be transferred within three days.

  • Step 1
    You are required to decide how much money you need to borrow. Use our convenient online calculator by using the slider to select a loan amount that suits your budget and your needs.
  • Step 2
    Secondly, you are required to complete our short form, which should not take longer than a couple of minutes.
  • Step 3
    The third step is conditional approval, which means once you have been conditionally approved, we will proceed to email you a link to forward to your chosen guarantor.
  • Step 4
    Once your guarantor has been accepted preliminary, we will check your affordability and complete the application.
  • Step 5
    All information and details will need to be confirmed; once this has been done you will receive a confirmation email to log in to your TrustTwo hub to electronically sign your loan documents.
  • Step 6
    The final step is the money transfer. The funds will be transferred to your guarantor, who will then pass the funds on to you, it’s that simple!

Am I eligible?

There are a few conditions that you and your guarantor must meet to enjoy loan approval. To borrow from us you need to:

  • Be employed and/or have a regular income
  • Be 18-74 years old
  • Have no debt management plan or individual voluntary arrangement in place
  • Not be bankrupt
  • Have a bank account that accepts direct debits

Guarantor requirements

  • Be 25-74 years old
  • Not be your husband or wife
  • Have separate finances from you
  • Be a homeowner, suitable tenant or living with parents
  • Have a good credit record
  • Agree and be able to make loan repayments if you default on repayments

Customer Reviews & Testimonials

I was able to borrow the entire loan amount I needed over a term that was suited to my needs.

Gage P
— Cookham —

Generous loan terms and fair rates and fees.

Miller J
— Burnham —

TT helped me rebuild my credit score by giving me a loan, that I could afford, to cover my debts and 'reset' my life.

Jaymes S
— Marlow —

TrustTwo Contact Details

Physical Address

  • 1st Floor, Secure Trust House, Boston Dr, Wooburn Green Bourne End England SL8 5YS United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed