Rating based on 24 reviews

Little Business Loans

Updated

  • Apply in 5 minutes
  • Business Loans up to £20,000
  • Repayment up to 12 months

In-page navigation


Little Business Loans homepage

Author Little Business Loans. Screenshot of Little Business Loans website. [Accessed May 15, 2020]

About Little Business Loans

We have made it our business to provide business financing that is optimally beneficial for businesses and helps them to grow.

Short-term working capital

We offer a unique loan service to small limited companies, providing a solution to your short-term working capital and cash flow issues. Our short-term loans can be used for a variety of businesses expenses and purposes. Secure the finances your business needs today with our easy, convenient application process.

Small business financing solution

Small limited companies find it progressively more difficult to source short-term funds from traditional banks and other lenders. Little Business Loans have the perfect solution, a simplified process that makes it quick and easy to obtain a quick loan.

Reasons to like Little Business Loans

Fast funding
Our turnaround time is fast and that is why you receive your funds within 24 hours of applying with us. Waiting on funds is not beneficial for your business so we have eliminated waiting times on our business loans.

Easy application
Simply complete the online application form and a copy of your last three months business bank statements. Lengthy applications are simply not for us.

You are able to reduce fees by repaying you loan sooner. Thus, we do not charge any early repayments fees.  Additionally, if you need a top-up we can help with that too. It allows you to always have access to the business loans you might need.

Tailored repayment terms
Our flexible repayment options tailored to your business. You have the option of daily, weekly or monthly instalments on your business loan.

Little Business Loans Services

We provide loans from £500 to £10,000 with a repayment term of up to 12 months.

We offer secured business loans

It is a requirement that you loan be secure against your business assets. If your business does not own any assets, unfortunately we cannot render our financial services.

Loans from £500 to £10,000

Most lenders do not provide short-term business loans under £5,000 but we provide loans from £500 to £10,000 with a repayment term of up to 12 months.

We have funded 789 businesses and we borrowed over £3 million in funds.

What is needed to apply for a business loan?

  • You are required to be a limited company registered in England and Wales.
  • Each director of the business must be over 21 years of age and a UK resident, with access to the main business bank account.
  • The business will be required to also have a business debit card attached to the main business bank account.
  • The business must have adequate funds to cover the weekly repayments.
  • The business must have sufficient assets to be secured against the loan.
  • The main applicant of the business loan must also provide a personal guarantee.

What personal information do you need?

We will require details such as:

  • business name and address
  • business registration number
  • your name, address and phone numbers
  • details of your business and personal bank accounts

The information is used to determine who is applying on behalf of the business and whether we are to assist your business. All applications can be made via our online loan application.

Little Business Loans Product Details

  • Loan Type Business Loans
  • Loan Amount up to £20,000
  • Repayment 1 month to 12 months

Benefits of Little Business Loans

  • Competitive business loans
  • Apply for a business loan within 3 minutes
  • Quick business loan approval

Small businesses are the backbone of the economy and that is what Little Business Loans believes

You won’t find a faster, more convenient method to apply for a business loan. Little Business Loans are all about speedy, professional service and our clients receive nothing less.

How does the application process work?

It takes about five minutes to register with Little Business Loans and then you are on your way to getting the business finance you need for your business. All you need to do is complete the application form online or via telephone on 0121 246 1821. Upon approval of your loan, we will contact you to set up a follow-up meeting with one of our business loan advisors.

You will meet with an advisor

A Little Business Loan consultant will meet with you to discuss your lending requirements. Should you wish to apply for a Little Business Loan; the agent will complete all the paperwork during your meeting. If your application is successful, you will receive your Little Business Loan within one hour.

Funds transferred within one hour

You will be notified via email when the online loans are set to be released. With only an hour waiting period to receive the funds, business funding has never been easier.

How much does a loan cost?

We pride ourselves on providing a clear, transparent fee structure. In fact, it is what Little Business Loans are all about. We steer clear of confusing interest rates, registration or application fees and hidden charges. Our charges are simple, we have set daily/weekly/monthly fees, and the fees are in addition to the principal amount of the loan.

We believe every small business loan is unique

Tailored financial service to each business loan to fit specific business needs is a non-negotiable for us. As we believe each small business is unique, each application is assessed on its own merits.

man holding thumbs up

Little Business Loans is a trusted & reliable provider of business loans

In our review, Little Business Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Little Business Loans is a registered credit provider in the UK; FCA number 656221

Customer Reviews & Testimonials

While filling in my application form, I had unknowingly made a minor mistake in the details. But instead of rejecting my application, a consultant immediately picked up on my error and contacted ...

Shanice F
— Birmingham —

Helpful. Reliable. Competitive rates that will leave a smile on your face and an extra buck in your wallet.

Irwin H
— Birmingham —

At first, I intended on applying for a small business loan, but after reviewing their low rates, and payback terms, I decided to take a leap of faith and go big instead. LBL, they listen to what ...

Coraline N
— Birmingham —

Little Business Loans Contact Details

Physical Address


Postal Address

  • PO BOX 11614, Birmingham, B16 9ZG, UK

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed