Rating based on 16 reviews

Capital on Tap

Updated

  • Low-interest starting from 9.9%
  • Business Loans up to £50,000

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Capital on Tap homepage

Author Capital on Tap. Screenshot of Capital on Tap website. [Accessed May 15, 2020]

About Capital on Tap

If you are not familiar with Capital on Tap yet, we offer a pioneering lending facility to small- to medium-sized businesses and suppliers.

Our innovative technology directly challenges, redefines and questions traditional banking facilities. The lending method that we prefer and employ allows us to lend to the greatest number of businesses in the shortest time possible.

More than £100 million approved in business funds

Since our establishment in 2012, we have help over 25,000 businesses across the UK with funds of over £100 million. Our customers-base ranges from small and micro retailers up to multinational supply chain groups. No business is too big or small for us to assist financially whether they need a long term soultion or a quick short-term loan.

Number 1 non-bank service provider 2016

Thanks to our unmatched approach to exceptional service delivery, we have been recognised by our ranking as the number 1 non-bank service provider in 2016. Not a bad accomplishment for a lender that only has four years in the industry. We have achieved this by being a world-class lender from inception.

What services do we offer?

Lending capability of up to £25,000 with business funding rates as low as 0.79% per month and a minimum yearly fee is that makes using our service, a sound business choice and an innovative Supply Chain Processing Platform. We are upfront and transparent about everything, including our rates and fees.

Capital on Tap Services

SME Business Lending with a lending facility of up to £25,000.

This facility allows smaller retailers access to funds immediately. With funding rates as low as 0.79% per month, based on repayment behaviour, we are a preferred lender of most small businesses seeking immediate business finance.

The Supply Chain Processing Platform that we offer is an innovation developed by Capital on Tap and is a unique, fully automated Supplier Platform. How does it work? It addresses three key areas of a business performance to increase sales, improve cash flow and reduce costs.

Unmatched benefits

  • Instant approval is how we handle all our loan applications. With a high loan approval rate, you are almost guaranteed funds regardless of your previous outcome at other lenders.
  • Higher credit limits allow existing customers to buy more. Businesses expenses and requires differ and we try to cater for all business variables.
  • Improved loyalty cards are provided with your branding and company logo. It is a much-desired feature that increases brand awareness and visibility.
  • Share of Wallet Data allows spending data to develop targeted marketing to improve share of wallet.

How long will it take to get my Capital on Tap Rewards Card?

Within three business days from the completion of your account setup, you should receive your awards card.

Capital on Tap Product Details

  • Loan Type Business Loans
  • Interest Rate 9.9 – 22.9% p/a
  • Loan Amount up to £50,000

Summary of Services

We are the number 1 non-bank service provider for good reason

Applying for one of our financing options is a quick and easy process and we boast a higher than average approval rate at 91%.

How do I apply?

Check your eligibility with a quick one page application form online. Simply click on the 'check eligibility' tab found on our homepage to access the form. How quick are our services? Well, 80% of our customers receive a decision within two minutes! Our quick loans are fast, reliable and affordable. 

Business eligibility

Each business is views on a case by case basis but we do have some basic criteria our customers are required to adhere to:

  • Your business should have at least 12 months of trading history
  • Your business should have a turnover of at least £24,000 per annum
  • There should be no unsatisfied CCJs against you or your business in the last 12 months

What information do I need to apply?

Our one page business loan application will ask for business and basic personal information. Limited companies are required to provide its registration number.

How much will it cost me to sign-up?

A yearly discounted fee of £59 applies upon approval. You will be charged an annual fee of just £119 after that.

Customer Reviews & Testimonials

Having dreams is nice and all but CoT turned my dream into a reality.

Victor S
— Cork —

Small business. Start up. Term loans. Capital on Tap is the jack of all trades. I was very impressed by the service I received. Repeat business guaranteed.

Serena H
— Newcastle —

CoT's low rates and online accessibility puts them ahead of the game, and my first choice.

Brent P
— Stirling —

Capital on Tap Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

  • Fourth Floor, 70 Wilson St London England EC2A 2DB United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday 09:30 – 17:30
  • Sunday 09:30 – 17:30