Rating based on 45 reviews

NatWest – Business Loans

Updated

  • Business Loans up to £500,000
  • Repayment up to 7 years

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NatWest homepage

Author NatWest. Screenshot of NatWest website. [Accessed December 18, 2018]

About NatWest

At NatWest, you will find a number of expert financing services such as small business loans, fixed rate business loan, variable rate loan, commercial loans and commercial mortgages.

The Royal Bank of Scotland Group completed the acquisition of NatWest in March 2010. It was a £21 billion deal and was the largest take-over in British banking history.

Flexible business loans

Our loans are suitable for most types of small to medium sized businesses, including different business types.

Excellent customer service

We pride ourselves on providing only world-class service to all our valued customers. Our goal is to build a long-term relationships with our clients to ensure business success throughout the different life stages of a business.

No product or early repayment fees

Because we are committed to firmly backing UK-based businesses, we do not charge product fees nor do any early repayment fees apply. We believe you should have the flexibility to repay your business loan sooner if you wish.

Bonus features

  • Flexible repayment terms
  • No early repayment fees
  • Repayment holiday
  • Various long and short-term loan options available

NatWest Services

Businesses need fast and flexible business loans that are able to finance their business to new levels.

Your business needs flexibility

Our business loans range from £1,000 up to £35,000 at a fixed rate, a fixed monthly repayment allows you to manage your cash flow. Repayment terms are available from one year up to ten years.

Small business loan offers

No arrangement fees - We do not charge any arrangement fees for our small business loans; leaving you with more capital to spend to enhance your business.

We’re here to help - Our dedicated team of business or relationship managers are available to assist you every step of the way when you apply for a loan online.

Additional business lending support - We feature a unique credit score guide, which helps you understand how your credit score affects lending and what you can do to improve it.

Fixed Rate Business Loan

Set repayments make it easier to budget for your loan and it gives you peace of mind that your repayments will not increase.

Any property used as security may be repossessed should you default on your repayments.

Larger loan amounts - With fast approval loan amounts available from £35,001 up to £500,000, you could be investing in new equipment sooner than later.

Fee-free borrowing

No early repayments or product fees apply. Repayment holidays - An option that is available at the beginning of your repayment term is the repayment holiday feature. It allows you to take a break from your capital repayments to help you get right back on your feet.

NatWest Product Details

  • Loan Type Business Loans
  • Loan Amount up to £500,000
  • Repayment 1 year to 7 years

Summary of Services

NatWest is a preferred business lender in the UK

Applying for a NatWest loan is easy but we will require some information from you to make it all happen.

What you need to know before you apply?

The duration of your loan application is largely up to you, you can help us to give you a swift answer on a lending application. How? Simply ensure have the necessary information prepared when you apply. The required information includes:

  • The funding purpose of the loan
  • We also need to know how much you wish to borrow
  • You need to decide on the repayment term you would wish to repay the loan over
  • We also need to know what type of business you have and the owners and/or directors of the business

Steps that will follow your loan application

If you have applied online, we will contact you to let you know our decision regarding your loan application. If you applied during a face-to-face meeting, you should receive an answer immediately. Either way, the loan application will be followed up with a formal decision letter. Depending on the outcome of your loan application, a few documents might need signing. You may also want to consider alternative funding such as credit cards and overdrafts depending on your needs.

Awaiting information

It is important to prepare all information and documentation before starting the process as it is the number one reason why business finance becomes a lengthy process. Depending on your individual circumstances, we need additional information.  If so, we will inform you as to what is needed.

Approved loan in no time

We will let you know immediately if your loan application has been approved. All the required forms will need to be signed and we can arrange for you to either sign them in branch or the process can be done via post or email. Upon finalising the abovementioned, the money will be transferred to your account.

Customer Reviews & Testimonials

The level of service I received when I walked into a branch to inquire about business loans. I ended up using them for my loan and I could not be happier.

Leilah V
— Manchester —

Competitive rates on all their loan products combined with flexible repayments!

Langley A
— York —

NatWest Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 10:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday 09:00 – 16:00
  • Sunday – Closed