Rating based on 16 reviews

American Express


  • Earn rewards
  • Low-interest starting from 28.2%
  • Member benefits

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Author American Express. Screenshot of American Express website. [Accessed December 18, 2018]

About American Express

American Express UK offers a range of fantastic credit card options tailored to your lifestyle and interests.

Each option comes with its own rewards and benefits, and we offer it all. From loyalty membership rewards points, cashback to travel rewards, American Swiss has a credit card to suit your needs.

24/7 Customer service

Our team of expert customer care professionals are available 24/7 via phone, text, email or mail. Delivering with excellent customer service, you can rest assured that the first person you speak to, will be able to assist you. If you are travelling outside of the UK, you will be happy to know that our Global Assist team is available 24/7 to provide you with help and support during times of travel.

Accepted around the world

With the convenience of American Express Card being accepted globally, it makes sense to choose a credit card that has all the facilities and features you require to make your life a little easier. Any purchase you make with your card overseas will be converted to pounds sterling when the transaction is processed.

Why choose an American Express Credit Card?

At American Express, we believe that our loyal and valued customers should be rewarded and thus, we offer you ample opportunities to earn a variety of rewards. Enjoy customer rewards through our leading cashback rates, Avios points, Starpoints , or other general loyalty membership rewards, all of which can be redeemed for flights, holidays, hotel stays, and gift vouchers.

Manage your account online or on your mobile

You should have easy access to all the important information you require. Thus, we have created a central, online platform to makes things easier for you. Register online to view and manage your account from any internet enabled device whenever and wherever you choose. It enables you to check your balance, set notifications and reminders, pay your bills and manage your rewards and loyalty points, all from one convenient platform.

American Express Services

Choose from a number of fantastic credit card packages and start reaping the rewards today.

Nectar Credit Card

  • 20,000 Nectar bonus points
  • Welcome offer Representative 25.0% APR variable
  • First year’s Card membership fee of £25 is on us
  • Collect two points for virtually every full £1 spent on the Card
  • Collect up to four points for virtually every full £1 spent at Nectar partners

British Airways American Express Premium Plus

  • 25,000 bonus Avios
  • Welcome offer Representative 76.0% APR variable
  • Companion Voucher each year when you spend £10,000
  • Automatic enrolment to the British Airways Executive Club
  • Travel and shopping protection

Platinum Cashback Everyday Credit Card

  • For the first three months you get 5% Cashback up to £100
  • Representative 22.9% APR variable
  • Get accelerated cashback with no annual fee
  • Travel and shopping protection

Secure credit card

The most secure credit card services, many of our credit cards offer you,

  • refund protection
  • purchase protection
  • online fraud protection
  • inclusive insurance benefits
  • 24/7 customer support.

Other rewards available to our customers

American Express customers have access to exclusive American Express invites programme, which could see you at all the best shows in town. This offer is exclusively for our Cardmembers.

American Express Product Details

  • Loan Type Credit Cards
  • Interest Rate from 28.2%

Benefits of American Express

  • Get a welcome bonus with your new card
  • Get bonus points when you swipe your card
  • No annual fees

We offer a brand of credit cards that have been tried, tested, and perfected!

Applying is as easy as going online and taking a few minutes of your time to completing our online credit card application form.

Checking your eligibility

You are encouraged to check your eligibility before applying for a loan. The following checklist are the requirements to meet our standard eligibility criteria.

  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • And if self-employed, I have been working for more than one year I have no history of bad debt 

Additional specific eligibility criteria may apply in some cases and you will be asked to provide employment, income and bank account information when submitting your application in such cases.

Quick online application

Your credit card application will take less than 10 minutes and you can get a response in 60 seconds. There is no reason why you should await a response on your application.

Key benefits at a glance

There are many advantages when choosing to apply for one of our world class credit cards, here are some of those key benefits,

  • A welcome bonus
  • Purchase Protection
  • Online fraud protection
  • Insurance benefits
  • 24/7 Customer Service
  • American Express Invites

Why use our online eligibility checker?

It only takes a couple of minutes to complete our online application form and it will not impact your credit rating in any way. It allows our customers to apply with confidence. All you have to do is provide us with a few of your details and we will analyse your data in two minutes or less.

Then, we will run a pre-application check with Experian, which will not impact your credit rating or affect your ability to obtain credit elsewhere. The result is that you will see the probability of being approved for our credit cards before submitting a formal application.

Customer Reviews & Testimonials

My card rewards me every time I swipe, I like that AE is as loyal to me as I am to them.

James B
— Newcastle —

I never have any issues with my American Express card when I travel abroad. The annual fees and interest rates are more than affordable.

Mica H
— Birmingham —

American Express Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday 08:00 – 20:00