Rating based on 33 reviews

Lloyds Bank


  • Earn rewards
  • Low-interest starting from 18.94%
  • Get special benefits

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Author Lloyds Bank. Screenshot of Lloyds Bank website. [Accessed May 14, 2020]

About Lloyds Bank

With the ever-changing economic climate, it can be difficult for regular citizens to keep up with the everyday cost of living.

For some meeting, ends meet is becoming more and more difficult leaving very little opportunity for savings. For those who do not want to delve into their savings or do not have the additional cash laying around the perfect solution lies in applying for a credit card or a quick loan with us. Get the cash you need, when you need it without the fuss.

A banker you can put your faith in

Since our founding 250 years ago we have been providing financial assistance to our fellow British citizens; households, businesses and communities alike. We offer an extensive range of financial products and services ranging from savings accounts and loans to credit cards.

All of our financing options are highly flexible and versatile ensuring that we have something to remedy any and every financial situation. We place our customers’ needs at the centre of our operations which ensures that our deals are fair, affordable and tailored to fit your needs. With the completion of one simple online loan application, you can begin your journey to a brighter and more promising economic future. Place your faith in the right bank; bank at Lloyd’s bank.

Lloyds Bank Services

Credit cards may be frowned upon by many individuals but they can provide minimal financial relief at lower rates than even some of your best personal loan options.

Get the freedom to manage and organise your finances the way that you feel fit with a credit card from Lloyd’s bank. Your dreams are only one swipe away.

Finding the perfect fit

Credit cards are nifty forms of finance as they allow you to purchase what you need today and pay it off over a period of time. Whether you have some overdue bills or need to replace the microwave, a credit card has got you covered.

The credit card limit and rate that you receive will greatly depend on your past and present financial circumstances. Our balance transfer credit cards offer a special zero per cent interest for the first 24 months and can even be used for debt consolidation.

For the first twelve months, you will also not be charged any fees. What’s even better is that you can manage your credit card via online banking or mobile banking. Revolutionize how you finance today with a Lloyd’s Bank credit card.

Lloyds Bank Product Details

  • Loan Type Credit Cards
  • Interest Rate from 18.94%

Benefits of Lloyds Bank

  • Easy online applications
  • Get a range of benefits
  • Reliable financial and banking solutions

Credit has never been easier than what it is now

Finance is something that everyone deserves a fair chance to get under control.

For some, this can be a relatively difficult task. This is why we have made some adjustments to how we bank to ensure that you are able to. With our new mobile app, you can bank anywhere at any time. But we also come to you with our new mobile banking vans.

Finance that finds you

For those who are residing in rural areas, getting to a bank can be a schlep. This is why we have arranged for a mobile banking service to travel to a selected number of locations in order to bring banking to those customers. At our mobile banking branches, customers can make transfers, open accounts, apply for credit cards and so much more. All the comforts of our physical bank brought to you on wheels!

Mobile banking for those on the go

Waiting in long bank queues is times taking, tedious and unnecessary with the development of our new mobile app! The Lloyd’s Bank app can be downloaded onto any Smartphone or Tablet from the App Store or Google Play. This means that you can make payments while grabbing a pint or check your credit card balance while taking the subway. Finance is now available at your fingertips.

Applying for one of our credit cards

Since we are a responsible lender we expect you to be a responsible borrower. This means that before we agree to lend to you, you will have to qualify against certain criteria. In order to apply for a credit card or short-term loan from us, you need to be a UK resident over the age of eighteen with a regular income. We do not accept applications from those who have received county court judgments or who are currently bankrupt. We will never lend to an individual if we know that our credit will place them in a worse financial position than what they were in before.

Did someone say “switch”?

Sadly, not all banks see their customers as individuals. At Lloyd’s Bank, we view our customers as much more than a number in the system which is why we would understand why you would want to make the switch today. If you are unhappy then we welcome you with open arms. Within seven days we can complete the entire switching process. We arrange everything meaning that you can just sit back and wait for the magic to happen. When you switch to us we will even offer you a three-month fee-free overdraft. Because we care we even pay back thousands of customers for something they have purchased on their debit or credit card. Make the right choice and switch today.

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Lloyds Bank is a trusted & reliable provider of credit cards

In our review, Lloyds Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Lloyds Bank is a registered credit provider in the UK; FCA number 119278

Customer Reviews & Testimonials

Lloyds has always kept my banking simple. I was able to fully apply for a credit card online in minutes and had my card a few days later ready to go.

Shanna C
— York —

My credit card allows me to overdraft my account with quite a large sum in case of emergencies with affordable rates.

Tanna S
— Hull —

Low-interest rates and almost two years interest-free period on purchases. Absolutely perfect!

Angela P
— Manchester —

Lloyds Bank Contact Details

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 17:00
  • Sunday 11:00 – 16:00