Rating based on 47 reviews

Clydesdale Bank


  • Online card checker
  • Get low rates
  • Affordable repayments

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Clydesdale Bank homepage

Author Clydesdale Bank. Screenshot of Clydesdale Bank website. [Accessed December 18, 2018]

About Clydesdale Bank

Established in 1838, we have produced a strong history of innovation and support for our customers.

As a reputable financial provider, we offer various financing services from personal loans to credit cards and transactional accounts that are designed for the financial wellbeing of our customers. We started in Glasgow and we are now one of Scotland's largest banks with over 70 branches and a network of business and private banking centres.

Clydesdale Bank has a strong presence in the UK as Yorkshire Bank was established in 1859, in Halifax, West Yorkshire and now has a head office in Leeds, the bank has over 90 branches and 22 business and private banking centres in the north of England and the Midlands.

Making a difference every single day

We give back and serve the communities in which we operate to create and enhance richer communities. Our support of local charities and other community programmes with staff that are equally supportive of these charities and projects is how we create better, richer communities.

A card to suit your lifestyle

There is no doubt that we have a credit card that will suit your specific lifestyle. Whether you are looking for a credit card that offers 0% purchase rate offer, no fees on overseas purchases or a 0% balance transfer, we have a credit card for you.

Clydesdale Bank Services

We offer some of the most competitive, most rewarding credit cards in the UK and we will be happy to help you.

Not to mention our added extras such as our super-smart app to help you manage your finances, making finance management as easy as it could possibly be.

Compare our cards

Visit our website and view our loan comparison information guide on the different credit card options we offer our customers.

Subject to status and conditions

Our credit cards are subject to status and conditions, and written quotes are available on request. We offer a Representative 18.9% APR variable but urge you to keep in mind that the APRs and fees may vary and after introductory rate the select interest rate apply. Upon a credit assessment of your specific situation, you will be assigned your actual credit limit.

Instant decisions on applications

Once you have applied for one of our credit card options, you should receive and instant decision. Sometimes, we might require more time, in which case you will be advised on your application within two working days. Upon signing the credit card agreement, you will receive your card in five working days

Clydesdale Bank Product Details

  • Loan Type Credit Cards

Benefits of Clydesdale Bank

  • Simple online loan applications
  • Choose between a variety of card options

A credit card that works for you!

Applying for a credit card could simply not be any easier.

Before applying for credit online there are a few considerations that are important. Visit our website for detailed information on all the products and services we have on offer.

B Credit card

  • 0% foreign transaction fee on purchases
  • Foreign transaction fee applies
  • 0% on purchases
  • Purchase and balance transfer rate
  • 9.9% p.a. (variable)
  • Balance Transfer fees 0%
  • Super-smart budgeting with our innovative app
  • Contactless and mobile payments via Apple Pay
  • Access to Mastercard Priceless Cities events and offers

Gold Mastercard

  • 0% introductory purchase rate
  • Purchase rate 18.9% p.a. (variable) following introductory period
  • Balance transfer 11.9% p.a (variable) following introductory period
  • Balance transfer fees 3%
  • Contactless and mobile payments via Apple Pay*
  • Access to Mastercard Priceless Cities events and offers
  • Foreign transaction fee 2.95% on purchases
  • Access to worldwide outlets or ATMs  that support Mastercard
  • No annual fee
  • 0% interest on balance transfers for 12 months from opening date of account
  • Contactless card for payments under £30
  • Mastercard SecureCode protection

What you need to apply

  • Details of your bank account
  • Personal yearly earnings before tax, and your monthly net pay
  • Information about your monthly expenses
  • Details of any balance transfer accounts

Minimum requirements

In order to apply for a credit card online, you must be at least 18 years of age, resident in the UK, and not be an existing Clydesdale Bank or Yorkshire Bank Credit Card account holder. Are you an existing Clydesdale Bank or Yorkshire Bank Credit Card customer? Please contact us regarding eligibility. Other qualifying criteria may apply.


Customer Reviews & Testimonials

Clydesdale Bank had more than one credit card option to offer and the consultant helped me get the one that was perfect for me. Great service.

Joel S
— St Albans —

Cheap annual fees and low-interest rates, the customer service was pretty average at the branch I went into.

Claude P
— Hemel Hempstead —

Clydesdale Bank Contact Details

Contact Number


  • not available


Physical Address

  • 4th Floor, St Albans City Station, Station Way St Albans England AL1 5HE United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed